LOET
ActiveLOET has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6.83M and a net result of €135k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 95% of 1502 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500k at 30 days acceptable
Liquidity ample (current ratio 15.18 against 14.95 in 2024; short-term debt: 6.1% and cash: 13% of total assets), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
1.9%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
14 d early
2023
9 d early
2022
on the day
2021
4 d early
2020
10 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€6.83M▲ 2.0%
2024 · €6.70M
2019: €6.41M
2020: €6.45M
2021: €6.48M
2022: €6.55M
2023: €6.57M
2024: €6.70M
2019 → 2025
Total assets
€7.28M▲ 2.0%
2024 · €7.14M
2019: €6.89M
2020: €6.92M
2021: €6.91M
2022: €7.00M
2023: €7.01M
2024: €7.14M
2019 → 2025
Net result
€135k▲ 2.8%
2024 · €131k
2019: €47k
2020: €34k
2021: €32k
2022: €76k
2023: €16k
2024: €131k
2019 → 2025
Working capital
€6.35M▲ 2.9%
2024 · €6.17M
2019: €5.51M
2020: €5.84M
2021: €5.75M
2022: €5.91M
2023: €5.98M
2024: €6.17M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6.48M-€6.55M▲ 1.2%€6.57M▲ 0.2%€6.70M▲ 2.0%€6.83M▲ 2.0%
Operating result€47k-€134k▲ 181%€27k▼ 79.7%€16k▼ 40.0%€52k▲ 217%
Net result€32k-€76k▲ 137%€16k▼ 79.3%€131k▲ 741%€135k▲ 2.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 217% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.28M
Fixed assets
€486k▼ 8.2%
Current assets
€6.80M▲ 2.8%
Equity and liabilities €7.28M
Equity
€6.83M▲ 2.0%
Debt
€448k▲ 1.2%
The debt ratio stays at 6.1%.
Key figures and ratios
EBITDA
€142k▲
2024 · €128k
Cash flow
€226k▼
2024 · €243k
Solvency
93.9%=
2024 · 93.8%
Current ratio
15.18▲
2024 · 14.95
Quick ratio
15.18▲
2024 · 14.95
Debt / equity
0.07▼
2024 · 0.07
ROE
2.0%▲
2024 · 2.0%
ROA
1.9%▲
2024 · 1.8%
Interest coverage
186.55▲
2024 · 96.68
Debt
€448k▲
2024 · €442k
Debt ≤ 1 year
€448k▲
2024 · €442k
Income taxes
€62k▼
2024 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.14M€7.28M▲
Fixed assets21/28€529k€486k▼
Tangible fixed assets22/27€431k€388k▼
Land and buildings22€285k€265k▼
Plant, machinery and equipment23€12k€8k▼
Furniture and vehicles24€134k€115k▼
Financial fixed assets28€98k€98k=
Current assets29/58€6.61M€6.80M▲
Amounts receivable within one year40/41€79k€80k▲
Trade receivables40€10k€29k▲
Other amounts receivable41€69k€51k▼
Current investments50/53€5.99M€5.77M▼
Cash at bank and in hand54/58€545k€945k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€7.14M€7.28M▲
Equity10/15€6.70M€6.83M▲
Contributions10/11€2.08M€2.08M=
Reserves13€4.62M€4.75M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€10k€10k=
Distributable reserves133€4.61M€4.74M▲
Profit (loss) carried forward14€0-
Amounts payable17/49€442k€448k▲
Amounts payable within one year42/48€442k€448k▲
Trade debts44€0-
Suppliers440/4€0-
Taxes, remuneration and social security45-€136
Taxes450/3-€136
Other amounts payable47/48€442k€448k▲
Income statement
Code20242025
Non-recurring operating income76A€4k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€112k€91k▼
Other operating charges640/8€14k€8k▼
Non-recurring operating charges66A€3k€0▼
Gross operating margin9900€145k€150k▲
Operating profit (loss)9901€16k€52k▲
Financial income75/76B€179k€146k▼
Recurring financial income75€179k€146k▼
Financial charges65/66B€1k€763▼
Recurring financial charges65€1k€763▼
Profit (loss) for the period before taxes9903€194k€197k▲
Income taxes67/77€63k€62k▼
Profit (loss) for the period9904€131k€135k▲
Profit (loss) for the period to be appropriated9905€131k€135k▲
Appropriation of the result
Profit (loss) to be appropriated9906€190k€135k▼
Profit (loss) brought forward from the previous period14P€59k€0▼
Transfer to equity691/2€190k€135k▼
To other reserves6921€190k€135k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €135k ▲2.8%
Net result €135k, the highest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €16k ▼79.3%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bloemenlaan(E) 833630 MaasmechelenGround area
1,859 m²
Building footprint
242 m²
Volume, LiDAR
1,627 m³
Parcel 73013D1073/00C000, Flanders · tallest building 10.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LOET
since 20042.138.711.923
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73013D1073/00C000 | Flanders | 1,859 m² | 1 · 242 m² | 10.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MOTORWORLD
BE 0467.228.016
Gent · Eq €7.36M
TRANSMYL
BE 0431.525.482
Mouscron · Eq €5.81M
MY-TRUCKS RENTAL
BE 0844.888.014
Gent · Eq €8.30M
SITRA INVEST
BE 0508.516.461
Ieper · Eq €8.81M
M.V.I.
BE 0552.997.097
Evergem · Eq €5.23M
Of 361 companies in sector 77120 we hold annual accounts for 233. 72 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-05-2004
Fiscal year end31-12
Activities, NACEBEL
77120Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.