My-Team
ActiveSummary
My-Team has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€71,019) and a net result of €5,262. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 6% of 8190 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability36▲+36
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.92 against 0.55 in 2024; short-term debt: 106% and cash: 0.6% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-60.9%
Return on assets
4.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 8190 sector peers (2025).
NBB · sector comparisonPosition among 8190 sector peers
Solvency
better than 6%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-09-2026, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
49 d late
2024
306 d late
2023
83 d late
2022
447 d late
2021
46 d late
2020
177 d late
2019
93 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 172 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 October (4 of the last 5 filed years within 222 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
-€71,019▲ 6.9%
2024 · -€76,281
Total assets
€116,593▲ 33.4%
2024 · €87,422
Net result
€5,262
2024 · -€140,076
Working capital
-€9,308▲ 86.7%
2024 · -€69,920
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7,767€7,109▼ 8.5%€8,060▲ 13.4%-€128,640€11,831
Net result€4,250within the sector's middle half-€1,014within the sector's middle half€3,372within the sector's middle half-€140,076below the sector's middle half€5,262within the sector's middle half
Equity€61,437within the sector's middle half▲ 7.4%€60,423within the sector's middle half▼ 1.7%€63,795within the sector's middle half▲ 5.6%-€76,281below the sector's middle half-€71,019below the sector's middle half▲ 6.9%
Total assets€203,772within the sector's middle half▲ 32.5%€229,764within the sector's middle half▲ 12.8%€214,280within the sector's middle half▼ 6.7%€87,422below the sector's middle half▼ 59.2%€116,593below the sector's middle half▲ 33.4%
Debt€142,334▲ 47.4%€169,341▲ 19.0%€150,485▼ 11.1%€163,703▲ 8.8%€187,612▲ 14.6%
Working capital€55,661within the sector's middle half▲ 0.6%€71,980within the sector's middle half▲ 29.3%€76,784within the sector's middle half▲ 6.7%-€69,920below the sector's middle half-€9,308below the sector's middle half▲ 86.7%
Solvency30.2%within the sector's middle half▼ 7.0pp26.3%within the sector's middle half▼ 3.9pp29.8%within the sector's middle half▲ 3.5pp-87.3%below the sector's middle half▼ 117.0pp-60.9%below the sector's middle half▲ 26.3pp
Current ratio1.39within the sector's middle half▼ 0.181.47within the sector's middle half▲ 0.081.57within the sector's middle half▲ 0.100.55below the sector's middle half▼ 1.020.92below the sector's middle half▲ 0.38
Return on assets (ROA)2.1%within the sector's middle half▲ 4.6pp-0.4%within the sector's middle half▼ 2.5pp1.6%within the sector's middle half▲ 2.0pp-160.2%below the sector's middle half▼ 161.8pp4.5%within the sector's middle half▲ 164.7pp
Staff (FTE)0below the sector's middle half0below the sector's middle half
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11,831 after a loss of €128,640 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €116,593
Fixed assets
€2,355 =
Current assets
€114,238 ▲ 34.3%
Key figures and ratios
EBITDA
€11,831▲
2024 · -€127,902
Cash flow
€5,262▲
2024 · -€139,338
Quick ratio
0.07▼
2024 · 0.12
Debt to equity
-2.64▼
2024 · -2.15
Interest coverage
1.41▲
2024 · -9.54
Debt ≤ 1 year
€123,546▼
2024 · €154,987
Debt > 1 year
€64,066▲
2024 · €8,717
Income taxes
€0▲
2024 · -€245
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,379 companies that looked in July 2024 the way this one looks now, 2.4% went bankrupt within 24 months and 94% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit under 5% of the balance sheet
2.4%
went bankrupt
3.2%
stopped otherwise
94%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,379 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €13,491 | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | €122 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €397 | €1,433 | €1,433 | €738 | €0 | ▼ 100% |
| Other operating charges640/8 | €1,100 | €450 | - | €1,018 | €604 | ▼ 40.6% |
| Non-recurring operating charges66A | - | - | - | €64,202 | €0 | ▼ 100% |
| Gross operating margin9900 | €9,264 | €8,992 | €9,615 | -€62,682 | €12,435 | ▲ 120% |
| Operating profit (loss)9901 | €7,767 | €7,109 | €8,060 | -€128,640 | €11,831 | ▲ 109% |
| Financial income75/76B | €116 | €0 | - | €1,729 | €1,819 | ▲ 5.2% |
| Recurring financial income75 | €116 | €0 | - | €1,729 | €1,819 | ▲ 5.2% |
| Financial charges65/66B | €3,529 | €8,124 | €3,472 | €13,409 | €8,388 | ▼ 37.4% |
| Recurring financial charges65 | €3,529 | €8,124 | €3,472 | €13,409 | €8,388 | ▼ 37.4% |
| Profit (loss) for the period before taxes9903 | €4,353 | -€1,014 | €4,588 | -€140,321 | €5,262 | ▲ 104% |
| Income taxes67/77 | €103 | - | €1,216 | -€245 | €0 | ▲ 100% |
| Profit (loss) for the period9904 | €4,250 | -€1,014 | €3,372 | -€140,076 | €5,262 | ▲ 104% |
| Profit (loss) for the period to be appropriated9905 | €4,250 | -€1,014 | €3,372 | -€140,076 | €5,262 | ▲ 104% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €203,772 | €229,764 | €214,280 | €87,422 | €116,593 | ▲ 33.4% |
| Fixed assets21/28 | €5,776 | €4,343 | €2,911 | €2,355 | €2,355 | = |
| Tangible fixed assets22/27 | €3,901 | €2,468 | €1,036 | €0 | - | - |
| Plant, machinery and equipment23 | €2,305 | €1,522 | €738 | €0 | - | - |
| Furniture and vehicles24 | €1,596 | €947 | €298 | €0 | - | - |
| Financial fixed assets28 | €1,875 | €1,875 | €1,875 | €2,355 | €2,355 | = |
| Current assets29/58 | €197,995 | €225,421 | €211,369 | €85,067 | €114,238 | ▲ 34.3% |
| Stocks and contracts in progress3 | €78,401 | €74,171 | €57,987 | €66,520 | €106,063 | ▲ 59.4% |
| Stocks30/36 | €78,401 | €74,171 | €57,987 | €66,520 | €106,063 | ▲ 59.4% |
| Amounts receivable within one year40/41 | €110,185 | €141,520 | €144,382 | €18,512 | €7,146 | ▼ 61.4% |
| Trade receivables40 | €56,767 | €74,525 | €77,173 | €15,304 | €2,802 | ▼ 81.7% |
| Other amounts receivable41 | €53,418 | €66,995 | €67,209 | €3,208 | €4,345 | ▲ 35.4% |
| Cash at bank and in hand54/58 | €164 | €730 | - | €36 | €697 | ▲ 1,860% |
| Deferred charges and accrued income490/1 | €9,245 | €9,000 | €9,000 | €0 | €332 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €203,772 | €229,764 | €214,280 | €87,422 | €116,593 | ▲ 33.4% |
| Equity10/15 | €61,437 | €60,423 | €63,795 | -€76,281 | -€71,019 | ▲ 6.9% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €33,718 | €33,718 | €33,718 | €33,718 | €33,718 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | €31,858 | €31,858 | €31,858 | €31,858 | €31,858 | = |
| Profit (loss) carried forward14 | €9,119 | €8,105 | €11,476 | -€128,600 | -€123,338 | ▲ 4.1% |
| Amounts payable17/49 | €142,334 | €169,341 | €150,485 | €163,703 | €187,612 | ▲ 14.6% |
| Amounts payable after more than one year17 | - | €15,900 | €15,900 | €8,717 | €64,066 | ▲ 635% |
| Financial debts170/4 | - | €15,900 | €15,900 | €8,717 | €5,417 | ▼ 37.9% |
| Other amounts payable178/9 | - | - | - | - | €58,649 | - |
| Amounts payable within one year42/48 | €142,334 | €153,441 | €134,585 | €154,987 | €123,546 | ▼ 20.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €3,071 | €3,300 | ▲ 7.4% |
| Financial debts43 | €75,494 | €78,079 | €74,037 | €78,116 | €76,445 | ▼ 2.1% |
| Credit institutions430/8 | €75,494 | €78,079 | €74,037 | €78,116 | €76,445 | ▼ 2.1% |
| Trade debts44 | €48,271 | €65,366 | €40,330 | €21,778 | €41,150 | ▲ 89.0% |
| Suppliers440/4 | €48,271 | €65,366 | €40,330 | €21,778 | €41,150 | ▲ 89.0% |
| Taxes, remuneration and social security45 | €5,078 | €9,996 | €20,219 | €522 | €2,351 | ▲ 351% |
| Taxes450/3 | €5,078 | €9,996 | €20,219 | €522 | €2,351 | ▲ 351% |
| Other amounts payable47/48 | €13,491 | - | - | €51,500 | €300 | ▼ 99.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,250 | -€1,014 | €3,372 | -€140,076 | €5,262 | ▲ 104% |
| + Depreciation and write-downs630 | €397 | €1,433 | €1,433 | €738 | €0 | ▼ 100% |
| Operating cash flow (approximation) | €4,647 | €418 | €4,804 | -€139,338 | €5,262 | ▲ 104% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€182 | €0 | ▲ 100% |
| Change in cash | - | €566 | - | - | €661 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 49 days late
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 306 days late
2025
31-12
Financial
Back to profitnet €5,262
Net result €5,262 after one loss-making year.
2024
31-12
Financial
Weakest financial yearnet -€140,076
Net result drops to -€140,076, the lowest in the series; recovery starts the following year.
22-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 83 days late
20-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 447 days late
2023
31-12
Financial
Back to profitnet €3,372
Net result €3,372 after one loss-making year.
2022
15-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 46 days late
24-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 177 days late
2021
31-12
Financial
Back to profitnet €4,250
Net result €4,250 after one loss-making year.
2020
01-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 93 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 57 days late
2018
02-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 134 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts
We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2013
Ground area
388 m²
Building footprint
133 m²
Volume, LiDAR
947 m³
Parcel 24662H0504/00H000, Flanders · tallest building 13.0 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Martelarenstraat 44, 3200 Aarschot
since 20132.218.456.613
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662H0504/00H000 | Flanders | 388 m² | 1 · 133 m² | 13.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
- CORVER SPORT
- My-Team
Highest known parent: CORVER SPORT. The sources do not say who stands above it.
Owners 1
- CORVER SPORTparent80%
Holdings 1
-
96%
According to the 2024 annual accounts of My-Team and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 1,306 companies in sector 46423 we hold annual accounts for 810. 539 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded04-04-2013
Fiscal year end31-12
Activities, NACEBEL 2025
46423Wholesale of clothing, excluding workwear and underwear
47639Retail sale of other sporting goods
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Contact
Phone
016192507Aarschot
E-invoicing
Reachable via Peppol
Peppol ID
0208:0525754747
Registered
10-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.