Equity
-€22,639
Debts exceed assets in financial year 2025.
Serendip
Lifetime
1 annual account with figurespeak €8,020 (2025)
€8,020
peak €6,713 (2025)
€6,713
peak -€22,639 (2025)
-€22,639
€35,390
Board3 names since 2016
2 directors and 1 other
Documentsfilings and deeds
08-07-202623 days before the deadline
2025micro format
Legal-form change · Resignations & appointments 01-04First year with figures
Key points
from the 2025 annual accountsDebts
€35,390 278% of the balance sheet
Position in the sector
-177.5%
Lower solvency than 93% of companies in wholesale trade. Sector median 40.5% · 15,443 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,633 companies had the same profile as Serendip has now. Each dot stands for 10 companies, two years later.
91.8%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,633 companies, not a prediction for Serendip. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Manager
Director, since 27-03-2025
- general partnerdeed of 24-11-2016
- general partnerdeed of 24-11-2016
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0650616711
Legal-form change · Resignations & appointments
Resignation: (manager) · Reappointment: (director) · Legal-form conversion: from limited partnership to private limited company · General meeting of 27-03-2025 · Gazette deed
New manager
appointed, resigned · Transfer of shares from to · Partner: (general partner) · General meeting of 24-10-2016 · Gazette deed
Incorporation
Founding capital of €1,000, 5 shares · Founders: , and · Appointment: (general partner and manager) · published on 31-03-2016 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Serendip Schilde | €12,751 | €8,020 | -177.5% | - |
| JT INVEST Beyne-Heusay | €13,002 | €5,832 | -220.4% | - |
| BILTIMEAT Londerzeel | €17,491 | €7,612 | 67.4% | - |
| PERMANENT SOLUTIONS Nivelles | €11,460 | €9,408 | -59.2% | - |
| TIMEFAIR CONSULT Pepinster | €14,911 | €4,357 | 70.3% | - |
| JOHAN D'HONT TRADING Waregem | €19,790 | €8,515 | 16.1% | - |
| VALKENBURG Haacht | €10,659 | €10,988 | -20.3% | - |
These companies have the same main activity as Serendip: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €10,700 and €19,800, founded between 2011 and 2018.
Official details
Source: KBO- Status
- Active since 15-02-2016Normal situation
- Activity
- Agents in non-specialised wholesale tradeNACE 46190and 1 other
- Establishment unit
- 2.251.867.8662970 Schilde, since 15-02-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 14-06-2025
Annual accounts 2025
- ≈ €54,000estimated
- €12,751
- Filing
- Filed on 08-07-2026, 23 days before the end of the filing period
Insights on Serendip
Serendip has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€22,639) and a net result of €6,713.
Its solvency ranks better than 7% of 15,443 sector peers (NACE 46, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Serendip
- What is the company number of Serendip?
- The company number of Serendip is 0650.616.711. The VAT number is the same number with BE in front: BE 0650.616.711.
- Where is Serendip based?
- The registered office is at Hoge Haar 18, 2970 Schilde.Company details
- What does Serendip do?
- According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
- What is the legal form of Serendip?
- Serendip is a private limited company (BV).
- When was Serendip founded?
- Serendip was founded on 15-02-2016.
- Is Serendip still active?
- Yes, Serendip is an active enterprise in the KBO register.
- What is the turnover of Serendip?
- The turnover in financial year 2025 is ≈ €54,000. This figure is estimated from the gross margin of €8,020 and 38 comparable companies (NACE 46190). It probably lies between €31,000 and €110,000. It is a rough estimate.Financials
- Is Serendip profitable?
- In financial year 2025, Serendip made a profit of €6,713.
- Where can I find the annual accounts of Serendip?
- Serendip filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark Estimate what this company is worth.Value indication
See how customers, suppliers and banks see your own company and what to improve first.