MY.PROMEDICA
ActiveSummary
MY.PROMEDICA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €101k and a net result of €24k. Equity is growing by ~20.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▼-11
Solvency81▼-9
Growth66=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 2.68 in 2023; short-term debt: 33.8% and cash: 42.1% of total assets), and 43.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
90 d late
2023
28 d late
2022
26 d late
2021
27 d late
2020
144 d late
2019
54 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€174k▼ 1.8%
2020 · €177k
2018: €160k
2020: €177k
2018 → 2021
EBIT margin
12.1%▲ 8.0pp
2020 · 4.1%
2018: 15.1%
2020: 4.1%
2018 → 2021
Net result
€24k▼ 25.4%
2023 · €32k
2018: €17k
2019: €18k
2020: €3k
2021: €13k
2022: €6k
2023: €32k
2018 → 2024
Working capital
€88k▲ 2.5%
2023 · €86k
2018: €22k
2019: €40k
2020: €43k
2021: €56k
2022: €57k
2023: €86k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€177k-€174k▼ 1.8%
Equity€48k-€60k▲ 26.5%€66k▲ 10.4%€94k▲ 41.7%€101k▲ 7.7%
Operating result€7k-€21k▲ 189%€12k▼ 45.0%€53k▲ 357%€42k▼ 21.5%
Net result€3k-€13k▲ 359%€6k▼ 50.4%€32k▲ 420%€24k▼ 25.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 21% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €180k
Fixed assets
€31k ▲ 272%
Current assets
€149k ▲ 8.8%
Equity and liabilities €180k
Equity
€101k ▲ 7.7%
Debt
€79k ▲ 54.2%
Debt's share of the balance-sheet total rises from 35.1% to 43.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€46k▼
2023 · €59k
Cash flow
€28k▼
2023 · €38k
Current ratio
2.45▼
2023 · 2.68
Debt to equity
0.77▲
2023 · 0.54
ROE
23.9%▼
2023 · 34.5%
ROA
13.5%▼
2023 · 22.4%
Interest coverage
50.64▼
2023 · 107.12
Debt ≤ 1 year
€61k▲
2023 · €51k
Debt > 1 year
€18k
Income taxes
€17k▼
2023 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 54 lines
Balance sheet
Code20232024
Assets
Total assets20/58€145k€180k▲
Fixed assets21/28€8k€31k▲
Tangible fixed assets22/27€3k€26k▲
Furniture and vehicles24€3k€26k▲
Financial fixed assets28€6k€6k=
Current assets29/58€137k€149k▲
Amounts receivable after more than one year29€41k€41k=
Other amounts receivable291€41k€41k=
Amounts receivable within one year40/41€26k€32k▲
Trade receivables40€6k€8k▲
Other amounts receivable41€20k€24k▲
Cash at bank and in hand54/58€70k€76k▲
Equity and liabilities
Total equity and liabilities10/49€145k€180k▲
Equity10/15€94k€101k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€82k€89k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€81k€88k▲
Profit (loss) carried forward14€6k€6k▲
Amounts payable17/49€51k€79k▲
Amounts payable after more than one year17-€18k
Financial debts170/4-€18k
Amounts payable within one year42/48€51k€61k▲
Current portion of amounts payable after more than one year42€5k€4k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€30k€37k▲
Taxes450/3€30k€37k▲
Other amounts payable47/48€14k€16k▲
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61€85k€59k▼
Remuneration, social security and pensions62€26-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€2k€1k▼
Non-recurring operating charges66A€222€310▲
Gross operating margin9900€61k€47k▼
Operating profit (loss)9901€53k€42k▼
Financial income75/76B-€442
Recurring financial income75-€442
Financial charges65/66B€551€905▲
Recurring financial charges65€551€905▲
Profit (loss) for the period before taxes9903€52k€41k▼
Income taxes67/77€20k€17k▼
Profit (loss) for the period9904€32k€24k▼
Profit (loss) for the period to be appropriated9905€32k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€38k€30k▼
Profit (loss) brought forward from the previous period14P€5k€6k▲
Transfer from equity791/2€15k€17k▲
Transfer to equity691/2€32k€24k▼
To other reserves6921€32k€24k▼
Profit to be distributed694/7€15k€17k▲
Return on contributions (dividend)694€15k€17k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 90 days late
2024
31-12
Financial
Equity above €100kEq €101k ▲7.7%
7 profitable years in a row build equity to €101k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Highest result since 2018net €32k ▲420%
Operating result €53k, net result €32k, both a record.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
27-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 27 days late
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 144 days late
2020
31-12
Financial
Weakest financial yearnet €3k ▼84.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
31-12
Financial
Liquidity times 8current ratio 10.33
Current ratio from 1.37 to 10.33; short-term debt falls from €59k to €4k.
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
19-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 19 days late
2016
27-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vilvoorde · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leeuwerikenlaan 171800 VilvoordeGround area
139 m²
Building footprint
63 m²
Volume, LiDAR
461 m³
Parcel 23088A0150/00K016, Flanders · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Leeuwerikenlaan 17, 1800 Vilvoorde
since 20072.375.606.610
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23088A0150/00K016 | Flanders | 138 m² | 1 · 63 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2007
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.