Active BE 1002.460.554Private limited company

My Permis

Gachardstraat 71 ·1000 Brussel, Belgium· 2 yrs active

Sector: NACE 85531 (85531)

Conclusion Checked

The computed 12-month bankruptcy probability of My Permis is 0.9% (low). The 2024 annual accounts show equity of €6k and a net result of €6k. Its solvency ranks better than 50% of 802 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€6k
Net result	€6k
Better than sector	50%
Active	2 yrs

Snowflake analysis 5 axes · computed by Checked

73 / 100

Strong profile, led by profitability.

Health 81

Profitability 100

Solvency 69

Growth 50

Stability 67

Bankruptcy probability (12 mo) Checked model v1 · free

0.9% Low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Health barometer FY 2024 · computed

81 / 100 Excellent

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 31-08-2025 with the NBB · fiscal year 2024 · micro

Sector comparison

Fiscal year 2024 · NACE 85 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	40.1%	40.2%	better than 50% of 802 sector peers
Net result	€6k	€7k	better than 48% of 800 sector peers
Equity	€6k	€19k	better than 30% of 802 sector peers
Gross operating margin	€9k	€19k	better than 33% of 801 sector peers
Total assets	€14k	€55k	better than 14% of 802 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2024
Revenue	-
EBITDA	€9k
Net profit	€6k
Cash flow	€7k
Staff costs	-
Income taxes	€2k
Dividends	€800
Total assets	€14k
Equity	€6k
Debt	€8k
of which ≤ 1y	€8k
of which > 1y	-
Working capital	€3k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	1.32
Quick ratio	1.32
Working capital ratio	19.5%
Solvency	40.1%
Debt / equity	1.49
Long-term debt ratio	-
Interest coverage	192.62
Gross margin	-
Net margin	-
ROA	45.9%
ROE	114.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €3k · 20.7% Current assets €11k · 79.3%

Equity & liabilities

Equity €6k · 40.1% Debt €8k · 59.9%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€14k
Fixed assets	21/28	€3k
Tangible fixed assets	22/27	€3k
Current assets	29/58	€11k
Amounts receivable within one year	40/41	€11k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€14k
Equity	10/15	€6k
Accumulated profits (losses)	14	€6k
Amounts payable	17/49	€8k
Amounts payable within one year	42/48	€8k
Trade debts payable within one year	44	€901
Income statement
Gross operating margin	9900	€9k
Operating result	9901	€8k
Financial charges	65	€48
Result before taxes	9903	€8k
Income taxes	67/77	€2k
Net result for the period	9904	€6k
Result to be appropriated	9905	€6k

Ratios computed by Checked.

Legal Structure

NACE primary	85531
Legal form	Private limited company(610)
Incorporation	20-11-2023
Status	Active
Postal code	1000

Establishment units 2 locations

My Permis

Gachardstraat 71, 1000 BrusselAutorijscholen

since 20232.354.999.751

My Permis

Werkhuizenkaai 163, 1000 BrusselActiviteiten van auto- en motorrijscholen

since 20262.388.619.357

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21813F0608/00M000	Brussels	4.0 ha	1 · 2.1 ha	30.4 m · 6 fl.
21807G0123/00S004	Brussels	557 m²	1 · 271 m²	21.1 m · 6 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

31-08-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

13-02-2025

State Gazette act Director changes

2024

05-07-2024

State Gazette act Director changes

16-04-2024

State Gazette act Director changes

Belgisch Staatsblad, acts 3 acts

All acts · 3 updated 1 year ago

2025

13-02-2025 1 director appointed, 1 resigning Director changes

Ben Haddou Marwan, Directeur
Pacheco De Freitas Luis Antonio, Directeur

Original publication ↗

Technical details

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2024

05-07-2024 Pacheco De Freitas Luis Antonio appointed as directeur délégué Director changes

Pacheco De Freitas Luis Antonio, Directeur délégué

Original publication ↗

Technical details

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16-04-2024 Discharge granted to the board Director changes

Original publication ↗

Technical details

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      "decharge_status": "granted",
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Company registry (CBE) Crossroads Bank

Activities

Autorijscholen85531Activiteiten van auto- en motorrijscholen85531Vervoer via pijpleidingen49500Vervoer via pijpleidingen49500Beveiligingsactiviteiten, neg80090

Primary activity highlighted.

Names & trade names

Legal nameFR

My Permis

Registered office

Gachardstraat 71

1000 Brussel, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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