Equity
€47,962 ▼ 43.6%
MY NEXT STEP paid out €8,407 in dividends in a year with a loss of €28,615.
MY NEXT STEP
Lifetime
5 annual accounts with figures on one time axispeak €71,944 (2023)
-€25,282▼ €14,547
lowest -€28,615 (2025)
-€28,615▼ €14,477
peak €99,123 (2023)
€47,962▼ 43.6%
€12,374▲ 50.2%
Board1 name since 2021
1 directorPEETERS Axelle Monique Dominique
Documentsfilings and deeds
17-07-202614 days before the deadline
2025micro format
Gross margin from -€10,735 to -€25,282Loss of €28,615Registered office moved from Wavre to Limal 27-10Dividend €8,407Equity from €84,985 to €47,962Debts from €8,237 to €12,374
Key points
from the 2025 annual accountsLosses
-€42,753 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Liquidity
4.87 was 11.25 in 2024
Short-term debts rose from €8,237 to €12,374.
Filings
5 annual accounts 2 late
The 2024 accounts came latest: 21 days after the end of the period.
Starting capital
€5,000 100 shares
Position in the sector
-€28,615
Lower net result than 95% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.
Turnover not published (micro format)
Checked score
93
Excellent
Financially stronger than 48% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025lowest value
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: 0.1%▲ +0.1 percentage points vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
1 change of registered office in 24 months
Loss of €28,615, the second in a row (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 4.87, cash €46,998
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 87% on liquidity, 4% on profitability and 14% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,591 companies had the same profile as MY NEXT STEP has now. Each dot stands for 9 companies, two years later.
87.3%
were still trading
9.4%
stopped another way
3.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MY NEXT STEP itself is lower: 0.1% within 12 months. It rests on far more data about MY NEXT STEP than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,591 companies, not a prediction for MY NEXT STEP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.87 (11.25 in 2024), above the usual 1.5. Short-term debt is 20.5% and cash 77.9% of total assets. 20.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year -€28,615
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
14 days early
2024
21 days late
2023
19 days late
2022
46 days early
2021
24 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 9 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 July (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Wavre to Limal
New registered office: Avenue de Nivelles 23 à 1300 Limal · Previous registered office: Chaussée de Bruxelles 294 A, 1300 Wavre · General meeting of 29-09-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0772604406
Registered office moved within Wavre
New registered office: Chaussée de Bruxelles 294, 1300 Wavre · Previous registered office: Avenue Lavoisier 16 A, 1300 Wavre · General meeting of 08-06-2022 · Gazette deed
Incorporation
Founding capital of €5,000, 100 shares · Founder: PEETERS, Axelle Monique Dominique · Appointment: PEETERS, Axelle Monique Dominique (director) · published on 19-08-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MY NEXT STEP Wavre | €60,336 | -€25,282 | 79.5% | - |
| SDW Consulting & management Lasne | €57,928 | -€11,903 | 14.9% | - |
| PALM CONSULTING SERVICES Braine-l'Alleud | €60,430 | -€20,580 | 99.2% | - |
| ZOELOU Rixensart | €48,381 | -€5,751 | 61.5% | - |
| Tribune 2 Antwerp | €60,679 | -€11,901 | 89.7% | - |
| Plan BE Heusden-Zolder | €61,974 | -€53,505 | 43.8% | - |
| ROLAND WILKIN CONSULTING MANAGEMENT EXPERIENCE Fleurus | €59,256 | -€28,072 | 5.8% | - |
These companies have the same main activity as MY NEXT STEP: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €48,400 and €62,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 17-08-2021Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.321.387.9641300 Wavre, since 17-08-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 09-10-2025
Annual accounts 2025
- €60,336▼ 35.3%
- Filing
- Filed on 17-07-2026, 14 days before the end of the filing period
Insights on MY NEXT STEP
MY NEXT STEP files the micro format. That format states no turnover. The gross margin fell from €18,535 in 2021 to -€25,282 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MY NEXT STEP
- What is the company number of MY NEXT STEP?
- The company number of MY NEXT STEP is 0772.604.406. The VAT number is the same number with BE in front: BE 0772.604.406.
- Where is MY NEXT STEP based?
- The registered office is at Avenue de Nivelles 23, 1300 Wavre.Company details
- What does MY NEXT STEP do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of MY NEXT STEP?
- MY NEXT STEP is a private limited company (BV).
- When was MY NEXT STEP founded?
- MY NEXT STEP was founded on 17-08-2021.
- Is MY NEXT STEP still active?
- Yes, MY NEXT STEP is an active enterprise in the KBO register.
- What is the turnover of MY NEXT STEP?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is MY NEXT STEP profitable?
- In financial year 2025, MY NEXT STEP made a loss of €28,615.
- Where can I find the annual accounts of MY NEXT STEP?
- MY NEXT STEP filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MY NEXT STEP due?
- MY NEXT STEP must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.