Plan BE
ActivePlan BE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €89k and a net result of €227. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 69% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-10
Solvency99▼-1
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.08 against 4.1 in 2023; short-term debt: 25.5% and cash: 71.7% of total assets), and 25.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€89k▲ 0.3%
2023 · €89k
2022: €80k
2023: €89k
2022 → 2024
Total assets
€120k▲ 5.3%
2023 · €114k
2022: €143k
2023: €114k
2022 → 2024
Net result
€227▼ 97.5%
2023 · €9k
2022: €79k
2023: €9k
2022 → 2024
Working capital
€64k▼ 14.7%
2023 · €75k
2022: €73k
2023: €75k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€80k-€89k▲ 11.2%€89k▲ 0.3%
Operating result€99k-€13k▼ 86.4%€2k▼ 84.9%
Net result€79k-€9k▼ 88.7%€227▼ 97.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 85% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €120k
Fixed assets
€26k▲ 69.5%
Current assets
€94k▼ 4.6%
Equity and liabilities €120k
Equity
€89k▲ 0.3%
Debt
€31k▲ 23.1%
The debt ratio rises from 22.1% to 25.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▼
2023 · €17k
Cash flow
€6k▼
2023 · €13k
Solvency
74.2%▼
2023 · 77.9%
Current ratio
3.08▼
2023 · 4.10
Quick ratio
3.08▼
2023 · 4.10
Debt / equity
0.35▲
2023 · 0.28
ROE
0.3%▼
2023 · 10.1%
ROA
0.2%▼
2023 · 7.8%
Interest coverage
11.30▼
2023 · 23.51
Debt
€31k▲
2023 · €25k
Debt ≤ 1 year
€31k▲
2023 · €24k
Income taxes
€1k▼
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€114k€120k▲
Fixed assets21/28€15k€26k▲
Tangible fixed assets22/27€15k€26k▲
Land and buildings22-€17k
Furniture and vehicles24€9k€9k▼
Other tangible fixed assets26€6k-
Current assets29/58€99k€94k▼
Amounts receivable within one year40/41€19k€7k▼
Trade receivables40€18k-
Other amounts receivable41€1k€7k▲
Cash at bank and in hand54/58€79k€86k▲
Deferred charges and accrued income490/1€811€920▲
Equity and liabilities
Total equity and liabilities10/49€114k€120k▲
Equity10/15€89k€89k▲
Contributions10/11€1k€1k=
Reserves13€88k€88k▲
Distributable reserves133€88k€88k▲
Amounts payable17/49€25k€31k▲
Amounts payable within one year42/48€24k€31k▲
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€9k€9k▼
Other amounts payable47/48€13k€20k▲
Accrued charges and deferred income492/3€1k€405▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€920€820▼
Gross operating margin9900€18k€9k▼
Operating profit (loss)9901€13k€2k▼
Financial charges65/66B€726€726=
Recurring financial charges65€726€726=
Profit (loss) for the period before taxes9903€13k€1k▼
Income taxes67/77€4k€1k▼
Profit (loss) for the period9904€9k€227▼
Profit (loss) for the period to be appropriated9905€9k€227▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€227▼
Transfer to equity691/2€9k€227▼
To other reserves6921€9k€227▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €227 ▼97.5%
Net result drops to €227, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Verlorenkost 113550 Heusden-ZolderGround area
846 m²
Building footprint
164 m²
Volume, LiDAR
880 m³
Parcel 71065A1227/00T000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PLAN BE
since 20212.320.098.161
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065A1227/00T000 | Flanders | 845 m² | 1 · 164 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bureau de Guidance et d'Assistance Multidisciplinaire en Management et en Administration des affaires
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KRIS & ELSIE @ WORK FOR YOU
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VDK
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J-LINK
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Beersel · Eq €89k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,416 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-08-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62020IT consultancy
62200Computer consultancy and computer facilities management
73110Advertising agencies
74112Other professional, scientific and technical activities
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.