Skip to content

MY DISTRI SOLUTION

Active
Private limited companyfounded 20215 yrs activede Lochtstraat 84, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0769.773.192
Summary

The computed 12-month bankruptcy probability of MY DISTRI SOLUTION is 7.3% (elevated). The 2025 annual accounts show equity of €55,812 and a net result of €2,017. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 37% of 504 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability70▼-2
Solvency44▼-1
Growth32=
Track record94
Bankruptcy probability, 12 months
7.3% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.18 against 0.95 in 2024; short-term debt: 47.9% and cash: 10.2% of total assets), and 80.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Postal and courier activities (NACE 53)
about 277% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
19.4%
Return on assets
0.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year €55,812
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
49 d early
2024
50 d early
2023
15 d early
2022
11 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 31 days before the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MY DISTRI SOLUTION was incorporated on 16 June 2021 as a Private limited company.1 Total assets rose from EUR 108,325 in 2022 to EUR 287,396 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€55,812▲ 3.7%
2024 · €53,794
Total assets
€287,396▲ 4.5%
2024 · €274,926
Net result
€2,017▼ 73.6%
2024 · €7,636
Working capital
€24,231
2024 · -€6,283
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€55,481--€10,059€31,740€11,080▼ 65.1%
Net result€55,403above the sector's middle half--€10,245below the sector's middle half€7,636within the sector's middle half€2,017within the sector's middle half▼ 73.6%
Equity€56,403within the sector's middle half-€46,158within the sector's middle half▼ 18.2%€53,794within the sector's middle half▲ 16.5%€55,812within the sector's middle half▲ 3.7%
Total assets€108,325within the sector's middle half-€184,289within the sector's middle half▲ 70.1%€274,926above the sector's middle half▲ 49.2%€287,396above the sector's middle half▲ 4.5%
Debt€51,923-€138,131▲ 166%€221,131▲ 60.1%€231,584▲ 4.7%
Working capital€38,435within the sector's middle half-€25,291within the sector's middle half▼ 34.2%-€6,283within the sector's middle half€24,231within the sector's middle half
Solvency52.1%within the sector's middle half-25.0%within the sector's middle half▼ 27.0pp19.6%within the sector's middle half▼ 5.5pp19.4%within the sector's middle half▼ 0.1pp
Current ratio2.28within the sector's middle half-1.53within the sector's middle half▼ 0.750.95within the sector's middle half▼ 0.581.18within the sector's middle half▲ 0.23
Return on assets (ROA)51.1%above the sector's middle half--5.6%below the sector's middle half▼ 56.7pp2.8%within the sector's middle half▲ 8.3pp0.7%within the sector's middle half▼ 2.1pp
Staff (FTE)3.74.1▲ 10.8%
above within below the middle half (P25 to P75) of NACE 53, Postal and courier activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000Operating result 2022: €55,481€55,481Net result 2022: €55,403€55,403Operating result 2023: -€10,059-€10,059Net result 2023: -€10,245-€10,245Operating result 2024: €31,740€31,740Net result 2024: €7,636€7,636Operating result 2025: €11,080€11,080Net result 2025: €2,017€2,0172022202320242025-€20,000€0€20,000€40,000Operating result 2023: -€10,059-€10,100Net result 2023: -€10,245-€10,200Operating result 2024: €31,740€31,700Net result 2024: €7,636€7,640Operating result 2025: €11,080€11,100Net result 2025: €2,017€2,020202320242025
The operating result falls in 2025; 2025 is 65% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €287,396
Fixed assets €125,637 ▼ 18.0%
Current assets €161,758 ▲ 32.9%
Equity and liabilities €287,396
Equity €55,812 ▲ 3.7%
Debt €231,584 ▲ 4.7%
Debt's share of the balance-sheet total rises from 80.4% to 80.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€53,123▼
2024 · €63,524
Cash flow
€44,060▲
2024 · €39,420
Debt to equity
4.15▲
2024 · 4.11
ROE
3.6%▼
2024 · 14.2%
Interest coverage
6.36▲
2024 · 6.18
Debt ≤ 1 year
€137,527▲
2024 · €127,953
Debt > 1 year
€94,057▲
2024 · €93,178
Income taxes
€782▼
2024 · €13,840
Staff costs
€205,649▲
2024 · €147,002
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 3,275 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
2.5% went bankrupt
2.5% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 7.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€274,926€287,396▲
Fixed assets21/28€153,255€125,637▼
Tangible fixed assets22/27€153,000€125,382▼
Furniture and vehicles24€153,000€125,382▼
Financial fixed assets28€255€255=
Current assets29/58€121,670€161,758▲
Amounts receivable within one year40/41€93,150€127,166▲
Trade receivables40€92,499€126,516▲
Other amounts receivable41€651€651=
Cash at bank and in hand54/58€19,518€29,325▲
Deferred charges and accrued income490/1€9,002€5,267▼
Equity and liabilities
Total equity and liabilities10/49€274,926€287,396▲
Equity10/15€53,794€55,812▲
Contributions10/11€1,000€1,000=
Profit (loss) carried forward14€52,794€54,812▲
Amounts payable17/49€221,131€231,584▲
Amounts payable after more than one year17€93,178€94,057▲
Financial debts170/4€93,178€94,057▲
Amounts payable within one year42/48€127,953€137,527▲
Current portion of amounts payable after more than one year42€53,578€47,259▼
Trade debts44€19,897€22,290▲
Suppliers440/4€19,897€22,290▲
Taxes, remuneration and social security45€51,472€64,465▲
Taxes450/3€26,222€27,551▲
Remuneration and social security454/9€25,249€36,914▲
Other amounts payable47/48€3,006€3,512▲
Income statement Code20242025
Remuneration, social security and pensions62€147,002€205,649▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31,784€42,042▲
Other operating charges640/8€12,667€14,404▲
Gross operating margin9900€223,194€273,175▲
Operating profit (loss)9901€31,740€11,080▼
Financial income75/76B€11€77▲
Recurring financial income75€11€77▲
Financial charges65/66B€10,274€8,358▼
Recurring financial charges65€10,274€8,358▼
Profit (loss) for the period before taxes9903€21,477€2,799▼
Income taxes67/77€13,840€782▼
Profit (loss) for the period9904€7,636€2,017▼
Profit (loss) for the period to be appropriated9905€7,636€2,017▼
Appropriation of the result
Profit (loss) to be appropriated9906€52,794€54,812▲
Profit (loss) brought forward from the previous period14P€45,158€52,794▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62€41,714€95,916€147,002€205,649▲ 39.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10,713€30,875€31,784€42,042▲ 32.3%
Other operating charges640/8€2,047€2,940€12,667€14,404▲ 13.7%
Gross operating margin9900€109,955€119,672€223,194€273,175▲ 22.4%
Operating profit (loss)9901€55,481-€10,059€31,740€11,080▼ 65.1%
Financial income75/76B--€11€77▲ 592%
Recurring financial income75--€11€77▲ 592%
Financial charges65/66B€78€186€10,274€8,358▼ 18.7%
Recurring financial charges65€78€186€10,274€8,358▼ 18.7%
Profit (loss) for the period before taxes9903€55,403-€10,245€21,477€2,799▼ 87.0%
Income taxes67/77--€13,840€782▼ 94.3%
Profit (loss) for the period9904€55,403-€10,245€7,636€2,017▼ 73.6%
Profit (loss) for the period to be appropriated9905€55,403-€10,245€7,636€2,017▼ 73.6%
Line2022202320242025Change
Assets
Total assets20/58€108,325€184,289€274,926€287,396▲ 4.5%
Fixed assets21/28€39,968€111,258€153,255€125,637▼ 18.0%
Tangible fixed assets22/27€39,848€111,138€153,000€125,382▼ 18.1%
Furniture and vehicles24€10,248€59,538€153,000€125,382▼ 18.1%
Leasing and similar rights25€29,600€51,600---
Financial fixed assets28€120€120€255€255=
Current assets29/58€68,357€73,031€121,670€161,758▲ 32.9%
Amounts receivable within one year40/41€34,833€28,266€93,150€127,166▲ 36.5%
Trade receivables40€34,833€26,019€92,499€126,516▲ 36.8%
Other amounts receivable41-€2,248€651€651=
Cash at bank and in hand54/58€33,524€44,764€19,518€29,325▲ 50.2%
Deferred charges and accrued income490/1--€9,002€5,267▼ 41.5%
Equity and liabilities
Total equity and liabilities10/49€108,325€184,289€274,926€287,396▲ 4.5%
Equity10/15€56,403€46,158€53,794€55,812▲ 3.7%
Contributions10/11€1,000€1,000€1,000€1,000=
Profit (loss) carried forward14€55,403€45,158€52,794€54,812▲ 3.8%
Amounts payable17/49€51,923€138,131€221,131€231,584▲ 4.7%
Amounts payable after more than one year17€22,000€90,391€93,178€94,057▲ 0.9%
Financial debts170/4€22,000€90,391€93,178€94,057▲ 0.9%
Amounts payable within one year42/48€29,923€47,740€127,953€137,527▲ 7.5%
Current portion of amounts payable after more than one year42€3,000€21,932€53,578€47,259▼ 11.8%
Trade debts44€4,391€17,111€19,897€22,290▲ 12.0%
Suppliers440/4€4,391€17,111€19,897€22,290▲ 12.0%
Taxes, remuneration and social security45€12,303-€51,472€64,465▲ 25.2%
Taxes450/3€12,303-€26,222€27,551▲ 5.1%
Remuneration and social security454/9--€25,249€36,914▲ 46.2%
Other amounts payable47/48€10,228€8,697€3,006€3,512▲ 16.9%
Line2022202320242025Change
Profit (loss) for the period9904€55,403-€10,245€7,636€2,017▼ 73.6%
+ Depreciation and write-downs630€10,713€30,875€31,784€42,042▲ 32.3%
Operating cash flow (approximation)€66,115€20,630€39,420€44,060▲ 11.8%
Investment in fixed assets (approximation)--€102,165-€73,781-€14,424▲ 80.4%
Change in cash-€11,240-€25,246€9,807▲ 139%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €7,636
Net result €7,636 after one loss-making year.
16-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€10,245
Net result drops to -€10,245, the lowest in the series; recovery starts the following year.
20-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2021
seat establishment The establishment unit on the map
Ground area
90 m²
Building footprint
87 m²
Volume, LiDAR
1,398 m³
Parcel 21910E0201/00C002, Brussels · tallest building 18.6 m, ±5 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
de Lochtstraat 84, 1030 Schaarbeek
Intermediation services for non-specialised retail
since 20212.318.413.430
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21910E0201/00C002 Brussels 90 m² 1 · 87 m² 18.6 m · 5 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Parcel delivery

Notified to the BIPT
since 21-08-2024

Similar companies · same sector, comparable size

Of 4,916 companies in this sector we hold annual accounts for 1,326. 1,097 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded16-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
53200Other postal and courier activities
47120Other non-specialised retail sale
Contact
E-mail ekahatice@gmail.com
E-invoicing
Reachable via Peppol
Peppol ID 0208:0769773192
Registered 23-04-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.