MWM CONSULT

Active

Private limited companyfounded 20224 yrs activeOudesmidsestraat 20, 1700 Dilbeek, BelgiumKBO/BCE: BE 0781.868.401

The computed 12-month bankruptcy probability of MWM CONSULT is 4.0% (moderate). The 2025 annual accounts show equity of €13k and a net result of €7k. Equity is growing by ~98.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 4575 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

41 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability74▼-19

Solvency33▼-15

Growth78=

Track record94

Bankruptcy probability, 12 months

4.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity short (current ratio 0.81 against 0.92 in 2024; short-term debt: 67.9% and cash: 2.2% of total assets), and 92.1% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

7.9%

Return on assets

4.2%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 4575 sector peers (2025).

NBB · sector comparison

Position among 4575 sector peers

Solvency

better than 20%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

18 d late

2024

29 d late

2023

28 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€13k▲ 113%

2024 · €6k

2023: €934 2024: €6k

2023 → 2025

Total assets

€162k▲ 518%

2024 · €26k

2023: €1k 2024: €26k

2023 → 2025

Net result

€7k▲ 34.2%

2024 · €5k

2023: €-138 2024: €5k

2023 → 2025

Working capital

€-21k▼ 1,145%

2024 · €-2k

2023: €856 2024: €-2k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€934-€6k▲ 540%€13k▲ 113%

Operating result€-138-€7k€10k▲ 50.3%

Net result€-138-€5k€7k▲ 34.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen two years in a row; 2025 is 50% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €162k

45.1%

54.9%

Fixed assets €73k▲ 853%

Current assets €89k▲ 380%

Equity and liabilities €162k

92.1%

Equity €13k▲ 113%

Debt €149k▲ 637%

The debt ratio rises from 77.2% to 92.1%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€15k▲

2024 · €8k

Cash flow

€12k▲

2024 · €6k

Solvency

7.9%▼

2024 · 22.8%

Current ratio

0.81▼

2024 · 0.92

Quick ratio

0.81▼

2024 · 0.92

Debt / equity

11.72▲

2024 · 3.39

ROE

53.1%▼

2024 · 84.4%

ROA

4.2%▼

2024 · 19.2%

Interest coverage

18.58▼

2024 · 27.34

Debt

€149k▲

2024 · €20k

Debt ≤ 1 year

€110k▲

2024 · €20k

Debt > 1 year

€39k

Income taxes

€3k▲

2024 · €1k

Staff costs

€4k▲

2024 · €228

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€26k€162k▲

Fixed assets21/28€8k€73k▲

Tangible fixed assets22/27€7k€63k▲

Furniture and vehicles24€7k€8k▲

Leasing and similar rights25-€55k

Financial fixed assets28€778€10k▲

Current assets29/58€19k€89k▲

Amounts receivable within one year40/41€8k€85k▲

Trade receivables40-€85k

Other amounts receivable41€8k€14▼

Cash at bank and in hand54/58€10k€4k▼

Equity and liabilities

Total equity and liabilities10/49€26k€162k▲

Equity10/15€6k€13k▲

Contributions10/11€1k€1k=

Profit (loss) carried forward14€5k€12k▲

Amounts payable17/49€20k€149k▲

Amounts payable after more than one year17-€39k

Financial debts170/4-€39k

Amounts payable within one year42/48€20k€110k▲

Current portion of amounts payable after more than one year42-€5k

Trade debts44€872€77k▲

Suppliers440/4€872€77k▲

Taxes, remuneration and social security45€13k€16k▲

Taxes450/3€13k€10k▼

Remuneration and social security454/9-€6k

Other amounts payable47/48€6k€12k▲

Income statement Code20242025

Remuneration, social security and pensions62€228€4k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€5k▲

Other operating charges640/8€978€4k▲

Gross operating margin9900€9k€23k▲

Operating profit (loss)9901€7k€10k▲

Financial charges65/66B€300€822▲

Recurring financial charges65€300€822▲

Profit (loss) for the period before taxes9903€7k€9k▲

Income taxes67/77€1k€3k▲

Profit (loss) for the period9904€5k€7k▲

Profit (loss) for the period to be appropriated9905€5k€7k▲

Appropriation of the result

Profit (loss) to be appropriated9906€5k€12k▲

Profit (loss) brought forward from the previous period14P€-66€5k▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 2Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

18-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 18 days late

2025

31-12

Financial Highest result since 2023net €7k ▲34.2%

Operating result €10k, net result €7k, both a record.

29-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 29 days late

2024

31-12

Financial Back to profitnet €5k

Net result €5k after one loss-making year.

28-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 28 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Dilbeek · 2 establishment units since 2022

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Oudesmidsestraat 201700 Dilbeek

Ground area

2,387 m²

Building footprint

412 m²

Volume, LiDAR

3,228 m³

3 parcels, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.

2 establishment units

MWM CONSULT

Telecommunications resale and intermediation services

since 20222.328.209.737

MWM CONSULT

Molenbergstraat 58, 1700 DilbeekFreight transport by road

since 20232.353.481.603

3 parcels

Flanders 3 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23095B0028/00C003	Flanders	1,619 m²	-	-
23016D0102/00S000	Flanders	468 m²	1 · 113 m²	9.3 m · 1 fl.
23016D0063/00W002	Flanders	300 m²	1 · 299 m²	12.6 m · 3 fl.