MW CONSULT & CONSTRUCT
ActiveMW CONSULT & CONSTRUCT has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €391k and a net result of €-75k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 28% of 956 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▲+7
Solvency43▼-3
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days only on tighter terms
Liquidity short (current ratio 0.06 against 0.08 in 2024; short-term debt: 58% and cash: 0.1% of total assets), and 82% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18%
Return on assets
-3.4%
Age of the figures
15 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192021222425
2018 to 2025 · latest year €-75k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-02-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2022
92 d late
2021
61 d late
2020
31 d early
2019
29 d early
2018
19 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€321k
EBIT margin
-2.4%
Net result
€-75k▲ 64.9%
2024 · €-213k
2018: €106k
2019: €44k
2020: €17k
2021: €195k
2022: €-27k
2024: €-213k
2018 → 2025
Working capital
€-1.19M▼ 5.1%
2024 · €-1.13M
2018: €-688k
2019: €-535k
2020: €-1.65M
2021: €-921k
2022: €-804k
2024: €-1.13M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Turnover€321k
Equity€513k-€708k▲ 38.0%€679k▼ 4.1%€466k▼ 31.4%€391k▼ 16.1%
Operating result€58k-€295k▲ 406%€-8k€-155k▼ 1,904%€-80k▲ 48.4%
Net result€17k-€195k▲ 1,025%€-27k€-213k▼ 679%€-75k▲ 64.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €80k in 2025 against €155k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.17M
Fixed assets
€2.10M▼ 2.9%
Current assets
€73k▼ 24.5%
Equity and liabilities €2.17M
Equity
€391k▼ 16.1%
Provisions
€10k▼ 31.2%
Debt
€1.77M▼ 0.4%
The debt ratio rises from 78.7% to 81.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-16k▲
2024 · €-59k
Cash flow
€-11k▲
2024 · €-117k
Solvency
18.0%▼
2024 · 20.6%
Current ratio
0.06▼
2024 · 0.08
Quick ratio
0.06▼
2024 · 0.08
Debt / equity
4.53▲
2024 · 3.82
ROE
-19.1%▲
2024 · -45.8%
ROA
-3.4%▲
2024 · -9.4%
Interest coverage
-1.13▲
2024 · -2.51
Debt
€1.77M▼
2024 · €1.78M
Debt ≤ 1 year
€1.26M▲
2024 · €1.23M
Debt > 1 year
€512k▼
2024 · €544k
Income taxes
€-15k▼
2024 · €34k
Staff costs
€14k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.26M€2.17M▼
Fixed assets21/28€2.16M€2.10M▼
Intangible fixed assets21-€0
Tangible fixed assets22/27€746k€682k▼
Land and buildings22€729k€670k▼
Furniture and vehicles24€3k€3k=
Leasing and similar rights25€14k€10k▼
Financial fixed assets28€1.42M€1.42M=
Current assets29/58€96k€73k▼
Stocks and contracts in progress3€123-
Stocks30/36€123-
Amounts receivable within one year40/41€94k€70k▼
Trade receivables40€90k€69k▼
Other amounts receivable41€4k€1k▼
Current investments50/53€2k-
Cash at bank and in hand54/58€40€2k▲
Deferred charges and accrued income490/1€29€903▲
Equity and liabilities
Total equity and liabilities10/49€2.26M€2.17M▼
Equity10/15€466k€391k▼
Contributions10/11€115k€115k=
Reserves13€586k€577k▼
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€12k€12k=
Tax-exempt reserves132€76k€67k▼
Distributable reserves133€498k€498k=
Profit (loss) carried forward14€-235k€-301k▼
Provisions and deferred taxes16€15k€10k▼
Deferred taxes168€15k€10k▼
Amounts payable17/49€1.78M€1.77M▼
Amounts payable after more than one year17€544k€512k▼
Financial debts170/4€544k€512k▼
Amounts payable within one year42/48€1.23M€1.26M▲
Current portion of amounts payable after more than one year42€111k€108k▼
Trade debts44€2k€19k▲
Suppliers440/4€2k€19k▲
Taxes, remuneration and social security45€12k€12k=
Taxes450/3€12k€12k=
Other amounts payable47/48€1.10M€1.12M▲
Accrued charges and deferred income492/3€10k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€19k€14k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€96k€64k▼
Other operating charges640/8€1k€6k▲
Gross operating margin9900€-38k€4k▲
Operating profit (loss)9901€-155k€-80k▲
Financial charges65/66B€23k€15k▼
Recurring financial charges65€23k€15k▼
Profit (loss) for the period before taxes9903€-178k€-95k▲
Transfer from deferred taxes780-€5k
Transfer to deferred taxes680€943-
Income taxes67/77€34k€-15k▼
Profit (loss) for the period9904€-213k€-75k▲
Transfer from tax-exempt reserves789€0€9k▲
Transfer to tax-exempt reserves689€2k-
Profit (loss) for the period to be appropriated9905€-215k€-66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-235k€-301k▼
Profit (loss) brought forward from the previous period14P€-20k€-235k▼
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To the legal reserve6920€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
State Gazette act
Incorporation · Founder
Corporate purpose · Founding capital · PATTYN Thomas
28-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
30-06
Financial
Weakest financial yearnet €-213k
Net result drops to €-213k, the lowest in the series; recovery starts the following year.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
31-12
Financial
Highest result since 2018net €195k ▲1025%
Operating result €295k, net result €195k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500kEq €513k ▲3.5%
3 profitable years in a row build equity to €513k.
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 16 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dendermondesteenweg 5049070 DestelbergenGround area
1.5 ha
Building footprint
1,090 m²
Volume, LiDAR
2,821 m³
2 parcels, Flanders · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Transshipping Company Samyn
since 20042.138.742.508
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013B0496/00D002 | Flanders | 1.1 ha | 1 · 290 m² | 14.6 m · 4 fl. |
| 36012B0060/00E000 | Flanders | 3,711 m² | 1 · 799 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 3 entries · 50,180 EUR awarded · 180 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 50,144 EUR | 144 EUR |
| 2024 | 1 | 36 EUR | 36 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 275 companies in sector 52241 we hold annual accounts for 212. 128 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-07-2004
Fiscal year end30-06
Activities, NACEBEL
52241Warehousing and support activities for transportation
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.