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R D W STEVEDORING CONSULTANTS

Active
Private limited company (pre-2019)founded 198936 yrs activeRijkstraat(VER) 3, 9130 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0439.490.073

R D W STEVEDORING CONSULTANTS has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €564k and a net result of €6k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 93% of 4575 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
68 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 10.16 against 10.82 in 2024; short-term debt: 9.8% and cash: 0.2% of total assets), and 9.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 36 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
90.2%
Return on assets
0.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 d early
2024
12 d late
2023
289 d late
2022
655 d late
2021
76 d late
2020
8 d early
2019
105 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€564k▲ 1.0%
2024 · €559k
2018: €242k 2019: €592k 2020: €572k 2021: €550k 2022: €554k 2023: €562k 2024: €559k
2018 → 2025
Total assets
€626k▲ 1.1%
2024 · €619k
2018: €599k 2019: €709k 2020: €664k 2021: €621k 2022: €613k 2023: €623k 2024: €619k
2018 → 2025
Net result
€6k
2024 · €-4k
2018: €-4k 2019: €351k 2020: €-21k 2021: €-22k 2022: €4k 2023: €9k 2024: €-4k
2018 → 2025
Working capital
€564k▲ 0.4%
2024 · €562k
2018: €143k 2019: €583k 2020: €572k 2021: €550k 2022: €554k 2023: €564k 2024: €562k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€550k-€554k▲ 0.7%€562k▲ 1.6%€559k▼ 0.6%€564k▲ 1.0%
Operating result€-19k-€5k€9k▲ 86.4%€10k▲ 4.5%€7k▼ 32.3%
Net result€-22k-€4k€9k▲ 138%€-4k€6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-30k€-20k€-10k€0€10kOperating result 2021: €-19k€-19kNet result 2021: €-22k€-22kOperating result 2022: €5k€5kNet result 2022: €4k€4kOperating result 2023: €9k€9kNet result 2023: €9k€9kOperating result 2024: €10k€10kNet result 2024: €-4k€-4kOperating result 2025: €7k€7kNet result 2025: €6k€6k20212022202320242025
The operating result falls in 2025; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €626k
Equity €564k▲ 1.0%
Debt €62k▲ 2.3%
The debt ratio rises from 9.7% to 9.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Solvency
90.2%
2024 · 90.3%
Current ratio
10.16
2024 · 10.82
Quick ratio
10.16
2024 · 10.82
Debt / equity
0.11
2024 · 0.11
ROE
1.0%
2024 · -0.6%
ROA
0.9%
2024 · -0.6%
Debt
€62k
2024 · €60k
Debt ≤ 1 year
€62k
2024 · €57k
Income taxes
€0
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€619k€626k
Current assets29/58€619k€626k
Amounts receivable after more than one year29€450k€450k=
Other amounts receivable291€450k€450k=
Amounts receivable within one year40/41€169k€175k
Other amounts receivable41€169k€175k
Cash at bank and in hand54/58€0€1k
Equity and liabilities
Total equity and liabilities10/49€619k€626k
Equity10/15€559k€564k
Contributions10/11€134k€134k=
Reserves13€451k€451k=
Non-distributable reserves130/1€14k€14k=
Reserves not available under the articles1311€14k€14k=
Distributable reserves133€437k€437k=
Profit (loss) carried forward14€-26k€-21k
Amounts payable17/49€60k€62k
Amounts payable within one year42/48€57k€62k
Financial debts43€516€0
Credit institutions430/8€516€0
Trade debts44€4k€9k
Suppliers440/4€4k€9k
Taxes, remuneration and social security45€85€0
Taxes450/3€85€0
Other amounts payable47/48€52k€52k=
Accrued charges and deferred income492/3€3k€0
Income statement Code20242025
Other operating charges640/8€578€544
Gross operating margin9900€10k€7k
Operating profit (loss)9901€10k€7k
Financial charges65/66B€1k€1k
Recurring financial charges65€1k€1k
Profit (loss) for the period before taxes9903€9k€6k
Income taxes67/77€12k€0
Profit (loss) for the period9904€-4k€6k
Profit (loss) for the period to be appropriated9905€-4k€6k
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-21k
Profit (loss) brought forward from the previous period14P€-23k€-26k
Social balance
Average headcount (FTE)90870.2-

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €6k
Net result €6k after one loss-making year.
12-08
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 12 days late
16-05
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 289 days late
16-05
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema · 655 days late
2022
31-12
Financial Back to profitnet €4k
Net result €4k after 2 loss-making years.
15-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 76 days late
2021
31-12
Financial Weakest financial yearnet €-22k
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
23-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-11
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 105 days late
2019
31-12
Financial Back to profitnet €351k
Net result €351k after one loss-making year.
31-12
Financial Liquidity quadruplescurrent ratio 6.01
Current ratio from 1.41 to 6.01; short-term debt falls from €349k to €116k.
31-12
Financial Equity above €500kEq €592k ▲145%
Equity rises from €242k to €592k.
27-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 27 days late
2018
28-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 1990
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rijkstraat(VER) 39130 Beveren-Kruibeke-Zwijndrecht
Ground area
1,244 m²
Building footprint
233 m²
Volume, LiDAR
1,064 m³
Parcel 46027C0662/00E000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rijkstraat(VER) 3, 9130 Beveren-Kruibeke-Zwijndrecht
Computing infrastructure, data processing, hosting and other information service activities
since 19902.046.645.164
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46027C0662/00E000 Flanders 1,244 m² 1 · 233 m² 7.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 5,025 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded29-12-1989
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
52241Warehousing and support activities for transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.