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MVM Construct

Open bankruptcy
Private limited companyfounded 2022Testeltsesteenweg 1, 3271 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 0785.720.091

A bankruptcy procedure is open for MVM Construct according to publications in the Belgian Official Gazette; trustee: Brandaan Mombaers.

Summary

The 2024 annual accounts show equity of €87,839 and a net result of €53,466.

MVM ConstructOpen bankruptcy

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Leuven
Declared bankrupt
11 December 2025
Supervising judge
Guy Vos
Official Gazette
19-12-2025 (pdf) ↗search the document for 2025/153004

Deadlines

Provisional date payments stopped
11 December 2025A later judgment can change the date.art. XX.105, Code of Economic Law
Appeal or third-party opposition until
passed on 3 January 2026Fifteen days after the publication in the Official Gazette.art. XX.108, Code of Economic Law
File the claim in RegSol, the Belgian insolvency register, until
passed on 10 January 2026art. XX.104 and XX.155, Code of Economic Law
First verification report
passed on 20 January 2026Reclaim goods that are still yours, such as goods delivered under retention of title, before this day.art. XX.104 and XX.194, Code of Economic Law
Late claim until
11 December 2026A late claim shares only in what has not yet been paid out, and you bear its costs.art. XX.165, Code of Economic Law

Trustee

What to do now

  1. Stop delivering on credit unless the trustee agrees.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered, subject to conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the trustee's reports appear there.

These deadlines come from the publication of the judgment. Check them in RegSol before you file anything; once a deadline has passed, it is too late for that step.

File a claim in RegSol ↗ Follow Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the trustee, your lawyer or your accountant can help.Creditor guide for this company

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Overview

Activity
General construction of residential buildings
NACE 41001
1 site
Size
€141,097total assets 2024
Equity
€87,839
Profit
€53,466
Turnover not published (micro format)
Financial health
Open bankruptcy: no score
Structure
1 of 2 deeds summarised
Signalsraises riskOpen bankruptcyneutralLatest accounts filed on timeShow the evidence

Signals

Two signals.
raises riskneutral
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgian Official Gazette. Claims are handled by the appointed trustee. The KBO register also records: open bankruptcy.
Belgian Official Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-07-2025, 10 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2024
10 days early
2023
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 9 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. OpeningEnterprise Court of Leuven ·…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Registered officeRegistered-office move · Director in…

Financials · financial year 2024, micro format

Equity
€87,839▲ 159%
2023 · €33,873
Total assets
€141,097▲ 32.9%
2023 · €106,193
Net result
€53,466▲ 57.8%
2023 · €33,873
Working capital
€99,292▲ 101%
2023 · €49,315
Trend over the years

2023 to 2024, 2 financial years

The operating result rises in 2024; 2024 is 68% above 2023.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€64,945 2024 Net result€53,466 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20232024
Operating result€38,702-€64,945▲ 67.8%
Net result€33,873above the sector's middle half-€53,466above the sector's middle half▲ 57.8%
Equity€33,873within the sector's middle half-€87,839within the sector's middle half▲ 159%
Total assets€106,193within the sector's middle half-€141,097within the sector's middle half▲ 32.9%
Debt€72,321-€53,258▼ 26.4%
Working capital€49,315within the sector's middle half-€99,292above the sector's middle half▲ 101%
Solvency31.9%within the sector's middle half-62.3%within the sector's middle half▲ 30.4pp
Current ratio1.87within the sector's middle half-3.38above the sector's middle half▲ 1.51
Return on assets (ROA)31.9%above the sector's middle half-37.9%above the sector's middle half▲ 6.0pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €141,097
Equity €87,839 ▲ 159%
Debt €53,258 ▼ 26.4%
Debt's share of the balance-sheet total falls from 68.1% to 37.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
Debt to equity
0.61▼
2023 · 2.14
ROE
60.9%▼
2023 · 100.0%
Debt ≤ 1 year
€41,805▼
2023 · €56,878
Debt > 1 year
€11,453▼
2023 · €15,217
Income taxes
€15,771▲
2023 · €7,945
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet Code20232024
Assets
Total assets20/58€106,193€141,097▲
Current assets29/58€106,193€141,097▲
Amounts receivable after more than one year29€104,242-
Other amounts receivable291€104,242-
Amounts receivable within one year40/41€1,461€140,858▲
Trade receivables40€0€12,655▲
Other amounts receivable41€1,461€128,203▲
Cash at bank and in hand54/58€490€219▼
Deferred charges and accrued income490/1€0€20▲
Equity and liabilities
Total equity and liabilities10/49€106,193€141,097▲
Equity10/15€33,873€87,839▲
Contributions10/11-€500
Contributions outside capital11-€500
Other1109/19-€500
Profit (loss) carried forward14€33,873€87,339▲
Amounts payable17/49€72,321€53,258▼
Amounts payable after more than one year17€15,217€11,453▼
Financial debts170/4€15,217€11,453▼
Amounts payable within one year42/48€56,878€41,805▼
Current portion of amounts payable after more than one year42€3,439€3,764▲
Credit institutions430/8€0-
Trade debts44€45,494€11,140▼
Suppliers440/4€29,173€11,140▼
Bills of exchange payable441€16,322-
Taxes, remuneration and social security45€7,945€26,901▲
Taxes450/3€7,945€24,183▲
Remuneration and social security454/9-€2,718
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€225-
Income statement Code20232024
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2,800-
Other operating charges640/8€1,697€1,238▼
Gross operating margin9900€43,199€66,183▲
Operating profit (loss)9901€38,702€64,945▲
Financial income75/76B€4,492€6,484▲
Recurring financial income75€4,492€6,484▲
Financial charges65/66B€1,377€2,193▲
Recurring financial charges65€1,377€2,193▲
Profit (loss) for the period before taxes9903€41,818€69,237▲
Income taxes67/77€7,945€15,771▲
Profit (loss) for the period9904€33,873€53,466▲
Profit (loss) for the period to be appropriated9905€33,873€53,466▲
Appropriation of the result
Profit (loss) to be appropriated9906€33,873€87,339▲
Profit (loss) brought forward from the previous period14P-€33,873

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2,800--
Other operating charges640/8€1,697€1,238▼ 27.0%
Gross operating margin9900€43,199€66,183▲ 53.2%
Operating profit (loss)9901€38,702€64,945▲ 67.8%
Financial income75/76B€4,492€6,484▲ 44.3%
Recurring financial income75€4,492€6,484▲ 44.3%
Financial charges65/66B€1,377€2,193▲ 59.3%
Recurring financial charges65€1,377€2,193▲ 59.3%
Profit (loss) for the period before taxes9903€41,818€69,237▲ 65.6%
Income taxes67/77€7,945€15,771▲ 98.5%
Profit (loss) for the period9904€33,873€53,466▲ 57.8%
Profit (loss) for the period to be appropriated9905€33,873€53,466▲ 57.8%
Line20232024Change
Assets
Total assets20/58€106,193€141,097▲ 32.9%
Current assets29/58€106,193€141,097▲ 32.9%
Amounts receivable after more than one year29€104,242--
Other amounts receivable291€104,242--
Amounts receivable within one year40/41€1,461€140,858▲ 96×
Trade receivables40€0€12,655-
Other amounts receivable41€1,461€128,203▲ 88×
Cash at bank and in hand54/58€490€219▼ 55.4%
Deferred charges and accrued income490/1€0€20-
Equity and liabilities
Total equity and liabilities10/49€106,193€141,097▲ 32.9%
Equity10/15€33,873€87,839▲ 159%
Contributions10/11-€500-
Contributions outside capital11-€500-
Other1109/19-€500-
Profit (loss) carried forward14€33,873€87,339▲ 158%
Amounts payable17/49€72,321€53,258▼ 26.4%
Amounts payable after more than one year17€15,217€11,453▼ 24.7%
Financial debts170/4€15,217€11,453▼ 24.7%
Amounts payable within one year42/48€56,878€41,805▼ 26.5%
Current portion of amounts payable after more than one year42€3,439€3,764▲ 9.5%
Credit institutions430/8€0--
Trade debts44€45,494€11,140▼ 75.5%
Suppliers440/4€29,173€11,140▼ 61.8%
Bills of exchange payable441€16,322--
Taxes, remuneration and social security45€7,945€26,901▲ 239%
Taxes450/3€7,945€24,183▲ 204%
Remuneration and social security454/9-€2,718-
Other amounts payable47/48€0--
Accrued charges and deferred income492/3€225--
Line20232024Change
Profit (loss) for the period9904€33,873€53,466▲ 57.8%
Operating cash flow (approximation)€33,873€53,466▲ 57.8%
Change in cash--€272-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2024 micro format 21-07-2025 2025-00289973
31-12-2023 micro format 24-07-2024 2024-00275629

Similar companies · same sector, comparable size

Of the 29,229 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,180. 13,297 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 1 of 2 Gazette acts processed. See the directors and other office holders in the KBO →

Insolvency mandates

1 mandate
Role Name Tenure
Trustee Brandaan Mombaers
Olv Broedersstraat 3, 3300 Tienen
11-12-2025 → present

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

MVM Construct was incorporated on 4 May 2022 as a private limited company.1 The registered office was moved to Averbode in 2024.2 On 11 December 2025 the company was declared bankrupt.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 04-09-2024
  3. 3Belgian Official Gazette, 19-12-2025

Acts, filings and financial milestones

2025
19-12
Bankruptcy Opening
Enterprise Court of Leuven · judgment of 11-12-2025
21-07
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
04-09
Gazette deed Registered office
Registered-office move · Director in office3 facts ▸
  • General meeting, 27-05-2024
  • Registered-office move, Testeltsesteenweg 1 3271 Averbode
  • Director in office, Vulpie Marian (director)
24-07
NBB filing Annual accounts filed
financial year 2023 · micro format
SignalGazette deedNBB filing
1 of 2 deeds read
About the unread acts

Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded04-05-2022
Financial year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
E-invoicing
Not found in the Peppol Directory

No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.

Register as of 24 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2022
registered office establishment The establishment unit on the map
Ground area
312 m²
Building footprint
104 m²
Building volume
588 m³
Parcel 24005C0567/00S003, Flanders · tallest building 9.9 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
MVM Construct
Testeltsesteenweg 1, 3271 Scherpenheuvel-ZichemGeneral construction of residential buildings
since 2022unit no. 2.330.865.854
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
24005C0567/00S003 Flanders 312 m² 1 · 104 m² 9.9 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.