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MVD ART CONSTRUCT

Active
Private limited companyfounded 20224 yrs activeZ. 3 Doornveld 150, 1731 Asse, BelgiumKBO/BCE: BE 0781.974.408
Summary

The computed 12-month bankruptcy probability of MVD ART CONSTRUCT is 4.5% (elevated). The 2025 annual accounts show equity of €6,922 and a net result of €16,270. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 2707 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
MVD ART CONSTRUCTActiveChecked score 40/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€48,270total assets 2025
Equity
€6,922
Profit
€16,270
Turnover not published (abridged schema)
Financial health
40 Weak Checked score 2025
Bankruptcy chance 12 m
4.5%
Structure
Board
1 member
Accounts 34 d early1 of 3 deeds read
Why 40- Founded in 2022- Sector Construction of residential and non-residential buildings (NACE 41)- Size: total assets €48,270+ Figures for FY 2025 (filed 27-06-2026)Show the evidence

Checked score

Score 2025
40 / 100
Weak
Probability in this band: 4.2% to 15.0%
Better than 54% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 39+39
equity 14.3% of total assets
Liquidity 9-41
short-term debt 85.7% · cash 5.1%
Profitability 100+100
return on assets 33.7%
Bankruptcy probability, 12 months
4.5% Elevated
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,211 companies)
Last 24 months 11-2024: 2.6% 12-2024: 2.6%● 0.0% vs 11-2024 01-2025: 2.5%▼ -0.9% vs 12-2024 02-2025: 2.5%● 0.0% vs 01-2025 03-2025: 2.5%▼ -0.6% vs 02-2025lowest value 04-2025: 2.6%▲ +2.1% vs 03-2025 05-2025: 2.7%▲ +3.4% vs 04-2025 06-2025: 2.7%▼ -0.7% vs 05-2025 07-2025: 3.6%▲ +35.9% vs 06-2025 08-2025: 3.6%● 0.0% vs 07-2025 09-2025: 3.6%● 0.0% vs 08-2025 10-2025: 3.1%▼ -14.8% vs 09-2025 11-2025: 3.0%▼ -0.7% vs 10-2025 12-2025: 3.0%● 0.0% vs 11-2025 01-2026: 3.0%● 0.0% vs 12-2025 02-2026: 3.0%▼ -1.2% vs 01-2026 03-2026: 3.0%● 0.0% vs 02-2026 04-2026: 3.4%▲ +11.6% vs 03-2026 05-2026: 3.8%▲ +12.7% vs 04-2026 06-2026: 3.9%▲ +1.9% vs 05-2026 07-2026: 4.1%▲ +7.2% vs 06-2026 08-2026: 4.2%▲ +0.5% vs 07-2026 09-2026: 4.1%▼ -1.0% vs 08-2026 10-2026: 4.5%▲ +8.8% vs 09-2026highest value
  • Founded in 2022 raises the probability for this profile
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Figures for FY 2025 (filed 27-06-2026) lowers the probability
  • Size: total assets €48,270 raises the probability for this profile
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.16 against 0.27 in 2024; short-term debt: 85.7% and cash: 5.1% of total assets), and 85.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 21%, liquidity 9%, profitability 92%, growth against the median 94%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Founded in 2022
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Figures for FY 2025 (filed 27-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €48,270
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2707 sector peers (2025).
NBB · sector comparison
Position among 2707 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
34 d early
2024
55 d early
2023
47 d early
2022
51 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 47 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Resignation: COJOCARI ANDREI (bestuurder, persoon belast…Appointment: LEVINTA MARIN (bestuurder, persoon…
  3. Back to profitnet €16,270

Key points

  • Caution: Among the weakest 14% on equitysector median €197,858 · 2,707 companies €6,922 View
  • Caution: Board changedlatest change 11-03-2026 · 1 in office 1 joined · 1 left View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€48,270
Profit
€16,270
Solvency
14.3%
Total assets▲ 836%
Net result
20222025
Go to Financials

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 27-06-2026Annual accounts filed
  2. 11-03-2026Resignation: COJOCARI ANDREI (bestuurder, persoon belast met…
  3. 31-12-2025Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
15-02-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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