MVBG Construct
ActiveSummary
MVBG Construct has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,529 and a net result of €26,029. Its solvency ranks better than 77% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 25-04-2025 Normal situation
- Activity
- Joinery installation NACE 43320and 4 others
- Establishment unit
- 2.372.932.180 3680 Maaseik, since 25-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 28-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.3%
- Gross margin
- €32,673
- Turnover
- ≈ €200,000
- estimated
- Profit
- €26,029
- Equity
- €33,529
- Total assets
- €46,579
Score breakdownraises riskFounded in 2025Size: total assets €46,579lowers riskLiquidity: current ratio 3.62, cash €37,152Equity €33,529 (72.0% of total assets)Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 78% of them on solvency, 86% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 02-07-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2025 |
|---|---|
| Gross operating margin9900 | €32,673 |
| Operating profit (loss)9901 | €32,673 |
| Financial charges65/66B | €47 |
| Recurring financial charges65 | €47 |
| Profit (loss) for the period before taxes9903 | €32,626 |
| Income taxes67/77 | €6,597 |
| Profit (loss) for the period9904 | €26,029 |
| Profit (loss) for the period to be appropriated9905 | €26,029 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €46,579 | |
| Current assets29/58 | €46,579 | |
| Amounts receivable within one year40/41 | €9,427 | |
| Trade receivables40 | €7,188 | |
| Other amounts receivable41 | €2,239 | |
| Cash at bank and in hand54/58 | €37,152 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €46,579 | |
| Equity10/15 | €33,529 | |
| Contributions10/11 | €7,500 | |
| Reserves13 | €26,029 | |
| Distributable reserves133 | €26,029 | |
| Amounts payable17/49 | €13,050 | |
| Amounts payable within one year42/48 | €12,850 | |
| Trade debts44 | €2,037 | |
| Suppliers440/4 | €2,037 | |
| Taxes, remuneration and social security45 | €8,597 | |
| Taxes450/3 | €6,597 | |
| Remuneration and social security454/9 | €2,000 | |
| Other amounts payable47/48 | €2,216 | |
| Accrued charges and deferred income492/3 | €200 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €26,029 |
| Operating cash flow (approximation) | €26,029 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 11,279 companies had the same profile as MVBG Construct has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of MVBG Construct itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for MVBG Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 02-07-2026 | 2026-00257976 |
Board & ownership
Directors
Owners and capital
Shareholders
- BRUNENBERG Marc 100 shares (100%) · €7,500
Capital transactions
- 29-04-2025 Incorporation · €7,500 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Natuurlijke personen of rechtspersonen, 1”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Articles of association, deed of 29-04-2025 (in Dutch)
Network & group
MVBG Construct shares no director with another company.
Companies at the same address
2 other companiesConnections & network
1 current directorThe network starts from the directors of MVBG Construct. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
29-04
Gazette deed
IncorporationStarting capital €7,500 · Appointment: BRUNENBERG Marc (director) · Founder6 points ▸
- Incorporation, “MVBG Construct” (deed in Dutch)
- Founder, BRUNENBERG Marc (oprichter aandeelhouder)
- Founding capital, €7,500
- Director appointment, BRUNENBERG Marc (director (not named in the articles))
- Other provision, “uitoefening functie niet verboden, niet verboden” (deed in Dutch)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen daaruit en alle activiteiten sinds heden door oprichters in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 202525 activities
- Overige gespecialiseerde bouwactiviteiten,niet eerder genoemd
- Overige gespecialiseerde bouwactiviteiten in de constructie van gebouwen,niet eerder genoemd
- Monteren van niet-zelfvervaardigde metalen constructiewerken
- Overige werkzaamheden in verband met de afwerking van gebouwen
- Vervaardiging van betonnen geprefabriceerde bouwelementen
- Vervaardiging van stortklare beton
- Montage van buiten- en binnenschrijnwerk van hout of van kunststof:deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen,enzoverder
- Installatie van al dan niet verplaatsbare tussenwanden,bekleding van wanden,plafonds enzoverder in hout of kunststof
- Installatie van garagepoorten,luiken,zonneblinden,traliewerk,hekken enzoverder in hout of kunststof
- Montage van buiten- en binnenschrijnwerk in metaal:deuren,vensters,kozijnen,trappen,muurkasten,inbouwkeukens,winkelinrichtingen enzoverder
- Installatie van garagepoorten,luiken,zonneblinden,traliewerk,hekken,enzoverder in metaal
- Algemene elektrotechnische installatiewerken
- Installatie van duurzame elektrische installaties
- Bouwrijp maken van terreinen
- Elektrotechnische installatiewerken van nijverheidsinrichtingen
- Installatie van elektronische beveiligingssystemen
- Installatie van particuliere zwembaden(niet geprefabriceerd)
- Installatie van particuliere zwembaden(geprefabriceerd)
- Installatie van verwarming,klimaatregeling,koeling en ventilatie aangedreven door elektriciteit
- Installatie van verwarming,klimaatregeling,koeling en ventilatie aangedreven door andere energiebronnen dan elektriciteit
- Verhuur en lease van tenten
- Het aanleggen,het oordeelkundig uitbouwen en het beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerende goederen aan derden,het aankopen,verkopen,ruilen,bouwen,verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;de aan en verkoop,huur en verhuur van roerende goederen,evenals alle handelingen die rechtstreeks of onrechtstreeks met dit voorwerp in verband staan en die van aard zijn de opbrengst van de roerende en onroerende goederen te bevorderen,alsmede zich borg te stellen voor het goede verloop van verbintenissen door derde personen aangegaan die het genot zouden hebben van deze roerende en onroerende goederen
- Het aanleggen,het oordeelkundig uitbouwen en het beheren van een roerend patrimonium;alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop en het beheren van aandelen,obligaties,kasbons of andere roerende waarden,van welke aard ook,van Belgische of buitenlandse,bestaande of nog op te richten rechtspersonen en ondernemingen
- Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,onder om het even welke vorm;in dit kader kan zij zich ook borg stellen of haar aval verlenen,in de meest ruime zin,alle handels-financiële operaties verrichten behalve die wettelijk voorbehouden zijn aan depositobanken,houders van deposito op korte termijn,spaarkassen,hypotheekmaatschappijen en kapitalisatieondernemingen
- Het opnemen van bestuursmandaten in,en het optreden als adviseur bij alle mogelijke ondernemingen en vennootschappen en verder alle verrichtingen die behoren tot de activiteit van een zogenaamde houdstermaatschappij en dit alles in binnen- en buitenland
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1022.738.009
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 72024F0454/00E000 | Flanders | 850 m² | 1 · 171 m² | 7.9 m · 2 |