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MVBG Construct

Active
Private limited companyfounded 2025active for 1 yearAkkerstraat 132, 3680 Maaseik, BelgiumKBO/BCE: BE 1022.738.009
Summary

MVBG Construct has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33,529 and a net result of €26,029. Its solvency ranks better than 77% of 34,699 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Financials · financial year 2025, micro format

Equity
€33,529
Total assets
€46,579
Net result
€26,029
Working capital
€33,729

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Equity and liabilities €46,579
Equity €33,529
Debt €13,050
Debt finances 28.0% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
3.62
Debt to equity
0.39
ROE
77.6%
ROA
55.9%
Debt ≤ 1 year
€12,850
Income taxes
€6,597

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 31 lines
Balance sheet Code2025
Assets
Total assets20/58€46,579
Current assets29/58€46,579
Amounts receivable within one year40/41€9,427
Trade receivables40€7,188
Other amounts receivable41€2,239
Cash at bank and in hand54/58€37,152
Equity and liabilities
Total equity and liabilities10/49€46,579
Equity10/15€33,529
Contributions10/11€7,500
Reserves13€26,029
Distributable reserves133€26,029
Amounts payable17/49€13,050
Amounts payable within one year42/48€12,850
Trade debts44€2,037
Suppliers440/4€2,037
Taxes, remuneration and social security45€8,597
Taxes450/3€6,597
Remuneration and social security454/9€2,000
Other amounts payable47/48€2,216
Accrued charges and deferred income492/3€200
Income statement Code2025
Gross operating margin9900€32,673
Operating profit (loss)9901€32,673
Financial charges65/66B€47
Recurring financial charges65€47
Profit (loss) for the period before taxes9903€32,626
Income taxes67/77€6,597
Profit (loss) for the period9904€26,029
Profit (loss) for the period to be appropriated9905€26,029
Appropriation of the result
Profit (loss) to be appropriated9906€26,029
Transfer to equity691/2€26,029
To other reserves6921€26,029

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Gross operating margin9900€32,673
Operating profit (loss)9901€32,673
Financial charges65/66B€47
Recurring financial charges65€47
Profit (loss) for the period before taxes9903€32,626
Income taxes67/77€6,597
Profit (loss) for the period9904€26,029
Profit (loss) for the period to be appropriated9905€26,029
Line2025
Assets
Total assets20/58€46,579
Current assets29/58€46,579
Amounts receivable within one year40/41€9,427
Trade receivables40€7,188
Other amounts receivable41€2,239
Cash at bank and in hand54/58€37,152
Equity and liabilities
Total equity and liabilities10/49€46,579
Equity10/15€33,529
Contributions10/11€7,500
Reserves13€26,029
Distributable reserves133€26,029
Amounts payable17/49€13,050
Amounts payable within one year42/48€12,850
Trade debts44€2,037
Suppliers440/4€2,037
Taxes, remuneration and social security45€8,597
Taxes450/3€6,597
Remuneration and social security454/9€2,000
Other amounts payable47/48€2,216
Accrued charges and deferred income492/3€200
Line2025
Profit (loss) for the period9904€26,029
Operating cash flow (approximation)€26,029

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 02-07-2026 2026-00257976

Similar companies · same sector, comparable size

Of the 19,855 active companies whose main activity is joinery installation (NACE 43320), figures are known for 9,262. 7,051 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.