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MV PROF

Active
Private limited companyfounded 20242 yrs activeBurgemeester Etienne Demunterl. 19, 1090 Jette, BelgiumKBO/BCE: BE 1007.310.158
Summary

The computed 12-month bankruptcy probability of MV PROF is 4.8% (elevated). The 2025 annual accounts show equity of €19,593 and a net result of €18,093. Its solvency ranks better than 37% of 28184 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency60
Growth-
Track record67
Bankruptcy probability, 12 months
4.8% Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.37; short-term debt: 65.1% and cash: 14% of total assets), and 65.1% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
7 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 March 2024, MV PROF was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€19,593
Total assets
€56,088
Net result
€18,093
Working capital
€13,334

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €56,088
Fixed assets €6,259
Current assets €49,829
Equity and liabilities €56,088
Equity €19,593
Debt €36,495
Debt finances 65.1% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€24,278
Cash flow
€19,652
Current ratio
1.37
Debt to equity
1.86
ROE
92.3%
ROA
32.3%
Interest coverage
2023.17
Debt ≤ 1 year
€36,495
Income taxes
€4,615

Peer companies

Historical observation

Of the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€56,088
Fixed assets21/28€6,259
Tangible fixed assets22/27€6,259
Furniture and vehicles24€6,259
Current assets29/58€49,829
Amounts receivable within one year40/41€41,911
Trade receivables40€40,022
Other amounts receivable41€1,889
Cash at bank and in hand54/58€7,865
Deferred charges and accrued income490/1€53
Equity and liabilities
Total equity and liabilities10/49€56,088
Equity10/15€19,593
Contributions10/11€1,500
Outside capital11€1,500
Other1109/19€1,500
Profit (loss) carried forward14€18,093
Amounts payable17/49€36,495
Amounts payable within one year42/48€36,495
Taxes, remuneration and social security45€4,614
Taxes450/3€4,614
Other amounts payable47/48€31,881
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,559
Other operating charges640/8€74
Gross operating margin9900€24,352
Operating profit (loss)9901€22,719
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903€22,708
Income taxes67/77€4,615
Profit (loss) for the period9904€18,093
Profit (loss) for the period to be appropriated9905€18,093
Appropriation of the result
Profit (loss) to be appropriated9906€18,093

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,559
Other operating charges640/8€74
Gross operating margin9900€24,352
Operating profit (loss)9901€22,719
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903€22,708
Income taxes67/77€4,615
Profit (loss) for the period9904€18,093
Profit (loss) for the period to be appropriated9905€18,093
Line2025
Assets
Total assets20/58€56,088
Fixed assets21/28€6,259
Tangible fixed assets22/27€6,259
Furniture and vehicles24€6,259
Current assets29/58€49,829
Amounts receivable within one year40/41€41,911
Trade receivables40€40,022
Other amounts receivable41€1,889
Cash at bank and in hand54/58€7,865
Deferred charges and accrued income490/1€53
Equity and liabilities
Total equity and liabilities10/49€56,088
Equity10/15€19,593
Contributions10/11€1,500
Outside capital11€1,500
Other1109/19€1,500
Profit (loss) carried forward14€18,093
Amounts payable17/49€36,495
Amounts payable within one year42/48€36,495
Taxes, remuneration and social security45€4,614
Taxes450/3€4,614
Other amounts payable47/48€31,881
Line2025
Profit (loss) for the period9904€18,093
+ Depreciation and write-downs630€1,559
Operating cash flow (approximation)€19,652

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
24-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2024
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Burgemeester Etienne Demunterl. 191090 Jette
1 establishment unit
MV PROF
Burgemeester Etienne Demunterl. 19, 1090 JetteCivil engineering
since 20242.357.479.684

Similar companies · same sector, comparable size

Of 8,464 companies in sector 43120 we hold annual accounts for 3,232. 1,937 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-03-2024
Fiscal year end31-03
Activities, NACEBEL 2025
43120Site preparation
43350Other building finishing work
61100Wired, wireless and satellite telecommunications
61200Telecommunications resale and intermediation services
81220Other building cleaning and industrial cleaning
E-invoicing
Reachable via Peppol
Peppol ID 0208:1007310158
Also 9925:BE1007310158
Registered 29-12-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.