JOSEFI

Active

Private limited companyfounded 20241 yr activeGeneraal Fivéstraat 23, 1040 Etterbeek, BelgiumKBO/BCE: BE 1014.506.469

Summary

The computed 12-month bankruptcy probability of JOSEFI is 2.5% (moderate). The 2025 annual accounts show equity of €36,305 and a net result of €26,305. Its solvency ranks better than 52% of 8593 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

JOSEFIActiveChecked score 64/100

Risk analysis Report Compare

What they do

Site preparation

NACE 43120

1 site

How big

€79,404total assets 2025

Equity: €36,305
Profit: €26,305

Turnover not published (abridged schema)

Financially healthy?

64 Healthy Checked score 2025

Bankruptcy chance 12 m: 2.5%

Who decides

Accounts filed 19 d late1 of 3 deeds read

Why 64- Higher-failure-rate sector- Higher-failure-rate region- Young company+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence

Checked score

Score 2025

64 / 100

Healthy

Every signal that weighs is under Signals.

Axes

Profitability100

Solvency71

Growth-

Track record67

Bankruptcy probability, 12 months

2.5% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2,000 at 30 days acceptable

Liquidity ample (current ratio 1.76; short-term debt: 54.3% and cash: 13.8% of total assets), but 54.3% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Specialised construction activities (NACE 43)

about 85% more bankruptcies

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

45.7%

Return on assets

33.1%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

19 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

19-08-26 Annual accounts filedfiscal year 2025 · abbreviated…
01-06-26 Resignations & appointmentsShare transfer · Shareholding ·…

Key points

Caution: Among the weakest 17% on equitysector median €262,731 · 8,594 companies €36,305 View
Total assets 2025first fiscal year filed €79,404 View
Active since 2024founded 02-10-2024 2 years View