MV CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of MV CONSTRUCT is 3.0% (moderate). The 2025 annual accounts show negative equity (-€6,399) and a net result of €15,210. Its solvency ranks better than 10% of 7564 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 2 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 1,022 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 89% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a profit of 5% of the balance sheet or more
A further 1.6% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,022 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €51 | €96 | ▲ 87.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,524 | €4,716 | ▲ 86.9% |
| Other operating charges640/8 | €752 | €1,577 | ▲ 110% |
| Gross operating margin9900 | -€23,140 | €21,783 | ▲ 194% |
| Operating profit (loss)9901 | -€26,466 | €15,394 | ▲ 158% |
| Financial charges65/66B | €142 | €184 | ▲ 29.1% |
| Recurring financial charges65 | €142 | €184 | ▲ 29.1% |
| Profit (loss) for the period before taxes9903 | -€26,609 | €15,210 | ▲ 157% |
| Profit (loss) for the period9904 | -€26,609 | €15,210 | ▲ 157% |
| Profit (loss) for the period to be appropriated9905 | -€26,609 | €15,210 | ▲ 157% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €31,597 | €80,963 | ▲ 156% |
| Formation expenses20 | - | €0 | - |
| Fixed assets21/28 | - | €21,930 | - |
| Tangible fixed assets22/27 | - | €21,930 | - |
| Furniture and vehicles24 | - | €21,930 | - |
| Current assets29/58 | €31,597 | €59,033 | ▲ 86.8% |
| Amounts receivable within one year40/41 | €29,848 | €51,607 | ▲ 72.9% |
| Trade receivables40 | €26,501 | €48,096 | ▲ 81.5% |
| Other amounts receivable41 | €3,347 | €3,510 | ▲ 4.9% |
| Cash at bank and in hand54/58 | €1,749 | €7,426 | ▲ 325% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €31,597 | €80,963 | ▲ 156% |
| Equity10/15 | -€21,609 | -€6,399 | ▲ 70.4% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | -€26,609 | -€11,399 | ▲ 57.2% |
| Amounts payable17/49 | €53,206 | €87,361 | ▲ 64.2% |
| Amounts payable within one year42/48 | €53,206 | €87,361 | ▲ 64.2% |
| Trade debts44 | €10,964 | €17,990 | ▲ 64.1% |
| Suppliers440/4 | €10,964 | €17,990 | ▲ 64.1% |
| Taxes, remuneration and social security45 | €560 | €474 | ▼ 15.3% |
| Taxes450/3 | €560 | €474 | ▼ 15.3% |
| Other amounts payable47/48 | €41,681 | €68,898 | ▲ 65.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€26,609 | €15,210 | ▲ 157% |
| + Depreciation and write-downs630 | €2,524 | €4,716 | ▲ 86.9% |
| Operating cash flow (approximation) | -€24,085 | €19,926 | ▲ 183% |
| Change in cash | - | €5,677 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34003A2039/00P000 | Flanders | 362 m² | 1 · 78 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
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Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.