Con Creet
ActiveSummary
The computed 12-month bankruptcy probability of Con Creet is 2.4% (moderate). The 2025 annual accounts show equity of €5k and a net result of €2k. Its solvency ranks better than 16% of 7500 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+27
Solvency33▲+3
Growth78
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 7500 sector peers (2025).
NBB · sector comparisonPosition among 7500 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▲ 61.0%
2024 · €3k
Total assets
€71k▼ 2.0%
2024 · €73k
Net result
€2k▲ 512%
2024 · €333
Working capital
€-4k
2024 · €16k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€2k-€7k▲ 176%
Net result€333-€2k▲ 512%
Equity€3k-€5k▲ 61.0%
Total assets€73k-€71k▼ 2.0%
Debt€69k-€66k▼ 5.0%
Working capital€16k-€-4k
Staff (FTE)0.1-
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 176% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€33k ▲ 76.1%
Current assets
€38k ▼ 29.3%
Equity and liabilities €71k
Equity
€5k ▲ 61.0%
Debt
€66k ▼ 5.0%
Debt's share of the balance-sheet total falls from 95.4% to 92.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €6k
Cash flow
€10k▲
2024 · €4k
Current ratio
0.90▼
2024 · 1.42
Quick ratio
0.83▼
2024 · 1.35
Debt to equity
12.28▼
2024 · 20.83
ROE
37.9%▲
2024 · 10.0%
ROA
2.9%▲
2024 · 0.5%
Interest coverage
15.80▲
2024 · 3.12
Debt ≤ 1 year
€42k▲
2024 · €38k
Debt > 1 year
€24k▼
2024 · €31k
Income taxes
€5k▲
2024 · €496
Staff costs
€1k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €12k | €1k | ▼ 90.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €8k | ▲ 129% |
| Other operating charges640/8 | €2k | €2k | ▲ 5.9% |
| Gross operating margin9900 | €20k | €18k | ▼ 7.9% |
| Operating profit (loss)9901 | €2k | €7k | ▲ 176% |
| Financial income75/76B | €298 | €762 | ▲ 156% |
| Recurring financial income75 | €298 | €762 | ▲ 156% |
| Financial charges65/66B | €2k | €956 | ▼ 51.0% |
| Recurring financial charges65 | €2k | €956 | ▼ 51.0% |
| Profit (loss) for the period before taxes9903 | €829 | €7k | ▲ 704% |
| Income taxes67/77 | €496 | €5k | ▲ 833% |
| Profit (loss) for the period9904 | €333 | €2k | ▲ 512% |
| Profit (loss) for the period to be appropriated9905 | €333 | €2k | ▲ 512% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €73k | €71k | ▼ 2.0% |
| Fixed assets21/28 | €19k | €33k | ▲ 76.1% |
| Intangible fixed assets21 | €9k | €7k | ▼ 27.4% |
| Tangible fixed assets22/27 | €10k | €26k | ▲ 176% |
| Plant, machinery and equipment23 | €8k | €10k | ▲ 22.7% |
| Furniture and vehicles24 | €1k | €16k | ▲ 1,211% |
| Current assets29/58 | €54k | €38k | ▼ 29.3% |
| Stocks and contracts in progress3 | €3k | €3k | ▲ 9.1% |
| Stocks30/36 | €3k | €3k | ▲ 9.1% |
| Amounts receivable within one year40/41 | €48k | €29k | ▼ 39.8% |
| Trade receivables40 | €34k | €15k | ▼ 55.5% |
| Other amounts receivable41 | €14k | €14k | ▼ 1.3% |
| Cash at bank and in hand54/58 | €3k | €6k | ▲ 116% |
| Deferred charges and accrued income490/1 | €513 | €173 | ▼ 66.3% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €73k | €71k | ▼ 2.0% |
| Equity10/15 | €3k | €5k | ▲ 61.0% |
| Contributions10/11 | €3k | €3k | = |
| Reserves13 | - | €2k | - |
| Distributable reserves133 | - | €2k | - |
| Profit (loss) carried forward14 | €333 | €367 | ▲ 10.4% |
| Amounts payable17/49 | €69k | €66k | ▼ 5.0% |
| Amounts payable after more than one year17 | €31k | €24k | ▼ 24.4% |
| Financial debts170/4 | €31k | €24k | ▼ 24.4% |
| Amounts payable within one year42/48 | €38k | €42k | ▲ 10.9% |
| Current portion of amounts payable after more than one year42 | €8k | €8k | ▲ 4.8% |
| Trade debts44 | €24k | €29k | ▲ 24.1% |
| Suppliers440/4 | €24k | €29k | ▲ 24.1% |
| Taxes, remuneration and social security45 | - | €4k | - |
| Taxes450/3 | - | €4k | - |
| Other amounts payable47/48 | €7k | €665 | ▼ 90.2% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €333 | €2k | ▲ 512% |
| + Depreciation and write-downs630 | €4k | €8k | ▲ 129% |
| Operating cash flow (approximation) | €4k | €10k | ▲ 161% |
| Investment in fixed assets (approximation) | - | €-23k | - |
| Change in cash | - | €3k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2023
Ground area
453 m²
Building footprint
88 m²
Volume, LiDAR
702 m³
Parcel 46001B0943/00D000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Con Creet
since 20232.344.543.052
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46001B0943/00D000 | Flanders | 453 m² | 1 · 88 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,847 EUR awarded · 2,847 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,847 EUR | 2,847 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 2,454 companies in sector 41003 we hold annual accounts for 1,055. 353 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41003General construction of other non-residential buildings
41001General construction of residential buildings
43320Joinery installation
43341Painting of buildings
43350Other building finishing work
Scores and ratios are computed by Checked and are not a credit decision.