MURIA
ActiveSummary
MURIA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€14,120) and a net result of €121. Equity is shrinking by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+70
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.3 against 0.12 in 2024; short-term debt: 201.2% and cash: 18.5% of total assets), and equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-101.2%
Return on assets
0.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 31942 sector peers (2025).
NBB · sector comparisonPosition among 31942 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
64 d early
2024
94 d early
2023
30 d late
2022
4 d early
2021
31 d late
2020
30 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€14,120▲ 0.8%
2024 · -€14,241
Total assets
€13,950▲ 45.8%
2024 · €9,567
Net result
€121
2024 · -€7,233
Working capital
-€19,764▲ 5.7%
2024 · -€20,966
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7,067-€4,583€7,072-€6,850€502
Net result€6,714within the sector's middle half-€5,020below the sector's middle half€4,188within the sector's middle half-€7,233below the sector's middle half€121below the sector's middle half
Equity-€6,176below the sector's middle half▲ 52.1%-€11,196below the sector's middle half▼ 81.3%-€7,008below the sector's middle half▲ 37.4%-€14,241below the sector's middle half▼ 103%-€14,120below the sector's middle half▲ 0.8%
Total assets€53,455below the sector's middle half▲ 58.0%€30,688below the sector's middle half▼ 42.6%€27,123below the sector's middle half▼ 11.6%€9,567below the sector's middle half▼ 64.7%€13,950below the sector's middle half▲ 45.8%
Debt€59,631▲ 27.6%€41,883▼ 29.8%€34,131▼ 18.5%€23,808▼ 30.2%€28,070▲ 17.9%
Working capital-€12,236below the sector's middle half▲ 41.4%-€15,883below the sector's middle half▼ 29.8%-€12,732below the sector's middle half▲ 19.8%-€20,966below the sector's middle half▼ 64.7%-€19,764below the sector's middle half▲ 5.7%
Solvency-11.6%below the sector's middle half▲ 26.5pp-36.5%below the sector's middle half▼ 24.9pp-25.8%below the sector's middle half▲ 10.6pp-148.9%below the sector's middle half▼ 123.0pp-101.2%below the sector's middle half▲ 47.6pp
Current ratio0.76below the sector's middle half▲ 0.380.56below the sector's middle half▼ 0.200.60below the sector's middle half▲ 0.040.12below the sector's middle half▼ 0.480.30below the sector's middle half▲ 0.18
Return on assets (ROA)12.6%within the sector's middle half▲ 56.6pp-16.4%below the sector's middle half▼ 28.9pp15.4%within the sector's middle half▲ 31.8pp-75.6%below the sector's middle half▼ 91.0pp0.9%below the sector's middle half▲ 76.5pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €502 after a loss of €6,850 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13,950
Fixed assets
€5,644 ▼ 16.1%
Current assets
€8,306 ▲ 192%
Key figures and ratios
EBITDA
€1,583▲
2024 · -€2,938
Cash flow
€1,202▲
2024 · -€3,321
Debt to equity
-1.99▼
2024 · -1.67
Interest coverage
6.67▲
2024 · -11.92
Debt ≤ 1 year
€28,070▲
2024 · €23,808
Income taxes
€144▲
2024 · €137
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 907 companies that looked in July 2024 the way this one looks now, 6.0% went bankrupt within 24 months and 89% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a profit under 5% of the balance sheet
6.0%
went bankrupt
3.7%
stopped otherwise
89%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 907 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,547 | €5,705 | €5,457 | €3,913 | €1,081 | ▼ 72.4% |
| Other operating charges640/8 | €421 | €536 | €607 | €821 | €861 | ▲ 4.9% |
| Gross operating margin9900 | €13,036 | €1,659 | €13,136 | -€2,117 | €2,444 | ▲ 215% |
| Operating profit (loss)9901 | €7,067 | -€4,583 | €7,072 | -€6,850 | €502 | ▲ 107% |
| Financial income75/76B | €10 | - | €2 | €0 | - | - |
| Recurring financial income75 | €10 | - | €2 | €0 | - | - |
| Financial charges65/66B | €254 | €325 | €283 | €247 | €237 | ▼ 3.7% |
| Recurring financial charges65 | €254 | €325 | €283 | €247 | €237 | ▼ 3.7% |
| Profit (loss) for the period before taxes9903 | €6,823 | -€4,908 | €6,791 | -€7,097 | €265 | ▲ 104% |
| Income taxes67/77 | €110 | €112 | €2,603 | €137 | €144 | ▲ 5.2% |
| Profit (loss) for the period9904 | €6,714 | -€5,020 | €4,188 | -€7,233 | €121 | ▲ 102% |
| Profit (loss) for the period to be appropriated9905 | €6,714 | -€5,020 | €4,188 | -€7,233 | €121 | ▲ 102% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €53,455 | €30,688 | €27,123 | €9,567 | €13,950 | ▲ 45.8% |
| Fixed assets21/28 | €15,654 | €10,608 | €7,921 | €6,725 | €5,644 | ▼ 16.1% |
| Tangible fixed assets22/27 | €13,654 | €8,608 | €5,921 | €4,725 | €3,644 | ▼ 22.9% |
| Land and buildings22 | - | - | - | €2,626 | €2,535 | ▼ 3.4% |
| Furniture and vehicles24 | €13,654 | €8,608 | €5,343 | €1,650 | €790 | ▼ 52.1% |
| Other tangible fixed assets26 | - | - | €578 | €449 | €319 | ▼ 29.0% |
| Financial fixed assets28 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Current assets29/58 | €37,802 | €20,079 | €19,202 | €2,842 | €8,306 | ▲ 192% |
| Amounts receivable within one year40/41 | €15,815 | €6,738 | €9,029 | €2,219 | €5,295 | ▲ 139% |
| Trade receivables40 | €15,815 | €6,738 | €9,029 | €2,219 | €5,295 | ▲ 139% |
| Cash at bank and in hand54/58 | €20,386 | €12,311 | €9,867 | €165 | €2,583 | ▲ 1,463% |
| Deferred charges and accrued income490/1 | €1,601 | €1,031 | €307 | €458 | €428 | ▼ 6.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €53,455 | €30,688 | €27,123 | €9,567 | €13,950 | ▲ 45.8% |
| Equity10/15 | -€6,176 | -€11,196 | -€7,008 | -€14,241 | -€14,120 | ▲ 0.8% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€8,176 | -€13,196 | -€9,008 | -€16,241 | -€16,120 | ▲ 0.7% |
| Amounts payable17/49 | €59,631 | €41,883 | €34,131 | €23,808 | €28,070 | ▲ 17.9% |
| Amounts payable after more than one year17 | €9,594 | €5,921 | €2,196 | - | - | - |
| Financial debts170/4 | €9,594 | €5,921 | €2,196 | - | - | - |
| Amounts payable within one year42/48 | €50,038 | €35,962 | €31,935 | €23,808 | €28,070 | ▲ 17.9% |
| Current portion of amounts payable after more than one year42 | €3,622 | €3,673 | €3,724 | €2,196 | - | - |
| Trade debts44 | €6,422 | €10,430 | €6,672 | €4,958 | €905 | ▼ 81.7% |
| Suppliers440/4 | €6,422 | €10,430 | €6,672 | €4,958 | €905 | ▼ 81.7% |
| Taxes, remuneration and social security45 | €8,744 | €4,466 | €6,862 | €3,139 | €2,134 | ▼ 32.0% |
| Taxes450/3 | €8,744 | €4,466 | €4,922 | €3,139 | €2,134 | ▼ 32.0% |
| Remuneration and social security454/9 | - | - | €1,940 | - | - | - |
| Other amounts payable47/48 | €31,250 | €17,394 | €14,676 | €13,515 | €25,030 | ▲ 85.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,714 | -€5,020 | €4,188 | -€7,233 | €121 | ▲ 102% |
| + Depreciation and write-downs630 | €5,547 | €5,705 | €5,457 | €3,913 | €1,081 | ▼ 72.4% |
| Operating cash flow (approximation) | €12,261 | €685 | €9,645 | -€3,321 | €1,202 | ▲ 136% |
| Investment in fixed assets (approximation) | - | -€660 | -€2,770 | -€2,716 | €0 | ▲ 100% |
| Change in cash | - | -€8,075 | -€2,444 | -€9,702 | €2,418 | ▲ 125% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €121
Net result €121 after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €4,188
Net result €4,188 after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €6,714
Net result €6,714 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2020
Ground area
157 m²
Building footprint
86 m²
Volume, LiDAR
1,168 m³
Parcel 21383B0098/00Z000, Brussels · tallest building 23.6 m, ±5 floors. Linked by address, not a title deed.
9
companies at this address
See who is registered here
1 establishment unit
MURIA
since 20202.310.067.272
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21383B0098/00Z000 | Brussels | 157 m² | 1 · 86 m² | 23.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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AXIS
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 82,642 companies in sector 70200 we hold annual accounts for 52,629. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0750686364
Registered
10-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.