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MUNDITIA

Active
Private limited companyfounded 20233 yrs activeRue Alfred de Taeye 33, 4680 Oupeye, BelgiumKBO/BCE: BE 0802.924.824
Summary

MUNDITIA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€47,776) and a net result of -€25,148. Its solvency ranks better than 5% of 36 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisWatch ReportCompare
MUNDITIAActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Households as employers of domestic personnel
NACE 97000General cleaning of buildings NACE 81210Personal service activities NACE 96910
1 site
Size
€76,124total assets 2025
Staff
18 FTE
Equity
-€47,776
Loss
-€25,148
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.2%
Structure
Accounts filed 20 d late0 of 1 deed read
Why 53Capped at 59: negative equity- Negative equity -€47,776- Founded in 2023+ Liquidity: current ratio 0.41, cash €41,904+ Sector Activities of households as employers of domestic personnel (NACE 97)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 13% of its sector peers (NACE 97)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -62.8% of total assets
Liquidity 50=
short-term debt 162.8% · cash 55.0%
Profitability 0=
return on assets -33.0%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (16 companies)
Last 24 months 11-2024: 1.2%lowest value 12-2024: 1.3%▲ +11.6% vs 11-2024 01-2025: 1.5%▲ +10.7% vs 12-2024 02-2025: 1.5%● 0.0% vs 01-2025 03-2025: 1.4%▼ -1.6% vs 02-2025 04-2025: 1.4%▼ -1.2% vs 03-2025 05-2025: 1.6%▲ +9.8% vs 04-2025 06-2025: 1.6%▲ +4.8% vs 05-2025 07-2025: 1.7%▲ +1.2% vs 06-2025 08-2025: 1.7%● 0.0% vs 07-2025 09-2025: 1.6%▼ -0.6% vs 08-2025 10-2025: 1.3%▼ -18.5% vs 09-2025 11-2025: 1.3%● 0.0% vs 10-2025 12-2025: 1.3%● 0.0% vs 11-2025 01-2026: 1.3%▼ -1.0% vs 12-2025 02-2026: 1.3%▼ -1.7% vs 01-2026 03-2026: 1.3%▼ -2.6% vs 02-2026 04-2026: 1.3%● 0.0% vs 03-2026 05-2026: 1.3%▲ +0.5% vs 04-2026 06-2026: 1.3%▼ -1.0% vs 05-2026 07-2026: 1.3%▲ +1.0% vs 06-2026 08-2026: 1.9%▲ +46.3% vs 07-2026highest value 09-2026: 1.2%▼ -35.1% vs 08-2026 10-2026: 1.2%● 0.0% vs 09-2026
  • Negative equity -€47,776 raises the probability
  • Liquidity: current ratio 0.41, cash €41,904 lowers the probability
  • Sector Activities of households as employers of domestic personnel (NACE 97) lowers the probability
  • Founded in 2023 raises the probability for this profile
No credit on open account
Liquidity short (current ratio 0.41 against 0.53 in 2024; short-term debt: 162.8% and cash: 55% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 97). Better than this share of them on solvency 6%, liquidity 36%, profitability 5%, growth against the median 4%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€47,776
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.41, cash €41,904
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Activities of households as employers of domestic personnel (NACE 97)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€47,776
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
20 d late
2024
35 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 28 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€47,776 View
  • Caution: Among the weakest 5% on solvencysector median 23.9% · 36 companies -62.8% View
  • Positive: Staff rose in 2025from 9.7 FTE to 18 FTE ▲ 85.6% View

By topic

Financials

Fiscal year
2025
Total assets
€76,124
Loss
-€25,148
Solvency
-62.8%
Total assets▼ 1.1%
Net result
20242025
Go to Financials

Timeline

Events
2
Since
2025
Next accounts
by 31-07-2027
  1. 20-08-2026Annual accounts filed
  2. 04-09-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Households as employers of domestic personnelNACE 97000
Founded
20-06-2023
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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