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Activities of households as employers of domestic personnel

NACE 97
Current registrations 4,969
Starters, 12 months 59612.0 per 100 · Belgium 8.9
Bankruptcies, 12 months 20.4 per 1,000 registrations · Belgium 6.2
Employment (FTE) 9,59333 employers · latest accounts
Median age 5.3 yearsBelgium 8.1 years
E-invoicing via Peppol 6.6%327 of 4,969 companies in the Peppol Directory · Belgium 85.0%

Activities

NACE division 97 · 1 activity
Activity Registrations Starters, 12 months Bankruptcies, 12 months FTE
Households as employers of domestic personnel97000 4,969 596 2 9,593

Filed accounts

NACE division 97 · financial year 2025 · 53 filed annual accounts
Median solvency
23.2%
Belgium 46.1%
Median net result
€28,892
Belgium €16,520
Median equity
€197,206
Belgium €98,421
Loss-making
24.5%
Belgium 26.7%
Negative equity
7.5%
Belgium 12.4%
Median return on equity
23.2%
Belgium 15.9%
Median liquidity
1.13
Belgium 1.66
Missing or 90 days late
10.0%
of 60 companies with annual accounts · Belgium 5.4%
Per financial year202020212022202320242025
Median solvency 24.4%20.7%17.3%17.1%23.2%22.4%
Median net result €16,446€15,324€5,987€10,844€49,145€28,954

Hold your customer's or competitor's figures against them in the Sector benchmark

Staff cost per FTE in NACE division 97

33 employers
Median
€35,800
Belgium €61,400
Middle half
€32,400 to €38,100
half of the employers lie between
Place among sectors
78 of 78
sectors with a median staff cost per FTE, highest first

Bankruptcies

Bankruptcies, 5 years, still registered
3
0.06% of the registrations · Belgium 1.68%

Bankruptcies per year in division 97

Per year20182019202120222023202420252026
Bankruptcies14132311
Jobs lost25253522

2026 through June. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.

Recent bankruptcies

Date Company
30-10-2026 Olmez, Jeannette
BE 1004.804.291 · sole trader
07-10-2026 Dobbelaere, Dieter
BE 0500.587.801 · sole trader
06-10-2023 Dobbelaere, Dieter
BE 0500.587.801 · sole trader
13-07-2022 De Vocht, Dave
BE 0546.693.978 · sole trader · Berlaar

Every bankruptcy in division 97, last 90 days

Spread across the country

by region and province · 82 of 4,969 enterprises with a registered office on file · a sole trader has no published seat
  • Flanders 30 · 36.6%
  • Wallonia 25 · 30.5%
  • Brussels 24 · 29.3%
  • Abroad 3 · 3.7%
fewer moremax 24

Largest employers

NACE division 97 · staff from the latest accounts
  1. 1 TRIXXO LBilzen-Hoeselt 2,745 FTEfinancial year 2025
  2. 2 QUALITY 4UKortrijk 1,238 FTEfinancial year 2025
  3. 3 MAXICLEAN TITRES-SERVICESBrussels 778 FTEfinancial year 2025
  4. 4 MENAGE ET COMPAGNIEAnderlecht 474 FTEfinancial year 2025
  5. 5 NAKIBrussels 356 FTEfinancial year 2025

Joint committees

from the latest accounts of 37 companies
  • 322.01 Approved companies for local work and services 27
  • 200 Auxiliary committee for white-collar workers 24
  • 100 Auxiliary committee for blue-collar workers 5
  • 322 Temporary agency work and approved local services 3
  • 329.02 Socio-cultural sector 1
  • 336 Liberal professions 1
  • 337 Auxiliary committee for the non-profit sector 1

Source: the annual accounts at the National Bank. One filing can name more than one committee.

None of the 74 companies in NACE division 97 has a parent company abroad.

Subsidies in this sector

per register · legal entities with an enterprise number
  • Flemish subsidies €331.8m awarded 33 recipients · 2022 to 2025 · largest: Dienstencheques
  • Wallonia-Brussels Federation €153,333 paid 1 recipient · 2023 to 2025 · largest: Conventions et contrats programmes indexés dans le domaine des Centres d'Expression et de Créativité et des Pratiques en Amateurs

Explore every recipient in this sector

Insights on Households as employers

Balance sheet and result. The median net result of €28,892 is above Belgium's €16,520. Solvency of 23.2% is below Belgium's 46.1%. Return on equity of 23.2% is above Belgium's 15.9%.

Bankruptcies. The median bankruptcy probability of 0.3% is above Belgium's 0.2%.

Inflow and structure. Brussels holds 30.4% of the seats, against 12.5% in Belgium. 98.3% of the companies are sole traders, against 41.6% in Belgium. In 12 months, 12.0 of 100 companies started, against 8.9 in Belgium. That is more than in 88% of the 86 other NACE divisions.

Staff and filing. The median staff cost per FTE of €35,832 is below Belgium's €61,419. The 5 largest employers hold 5,590 of the 9,593 FTE: 58.3%.

Direction. Median solvency fell from 24.4% in financial year 2020 to 22.4% in financial year 2025. The median net result rose from €16,446 in financial year 2020 to €28,954 in financial year 2025.

The comparison with Belgium as a whole and with the other divisions is as of 06-11-2026 05:30.

Method and sources

Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 97 exists.

The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.

The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,581 companies with a main activity, because only those belong to a division. The other 698,987 registrations publish no activity.

Each median is the value of the middle company, computed over the annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait. Accounts are late when they are filed after the statutory deadline. Missing or 90 days late counts the companies with accounts missing today, or whose latest were filed more than 90 days after the deadline. The dossier follows the same rule.