MULTIPLE-ARCHITECTURE &URBANISM
ActiveMULTIPLE-ARCHITECTURE &URBANISM has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €318k and a net result of €121k. Equity is growing by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 33% of 11612 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+10
Solvency61▼-12
Growth82=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 1.73 in 2023; short-term debt: 41.7% and cash: 50.6% of total assets), but 64.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
1 d late
2022
18 d late
2021
18 d late
2020
59 d late
2019
40 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€799k▼ 3.7%
2020 · €829k
2018: €499k
2019: €590k
2020: €829k
2018 → 2021
EBIT margin
8.2%▼ 0.1pp
2020 · 8.2%
2018: 5.3%
2019: 14.5%
2020: 8.2%
2018 → 2021
Net result
€121k▲ 284%
2023 · €31k
2018: €16k
2019: €63k
2020: €45k
2021: €35k
2022: €50k
2023: €31k
2018 → 2024
Working capital
€364k▲ 74.5%
2023 · €208k
2018: €163k
2019: €196k
2020: €193k
2021: €181k
2022: €187k
2023: €208k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€829k-€799k▼ 3.7%
Equity€200k-€220k▲ 9.7%€247k▲ 12.5%€261k▲ 5.8%€318k▲ 21.8%
Operating result€68k-€65k▼ 4.6%€79k▲ 21.0%€46k▼ 41.2%€173k▲ 273%
Net result€45k-€35k▼ 22.4%€50k▲ 43.7%€31k▼ 37.3%€121k▲ 284%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 273% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €886k
Fixed assets
€153k▲ 189%
Current assets
€733k▲ 48.0%
Equity and liabilities €886k
Equity
€318k▲ 21.8%
Provisions
€10k
Debt
€558k▲ 94.3%
The debt ratio rises from 52.4% to 63.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€188k▲
2023 · €68k
Cash flow
€136k▲
2023 · €53k
Solvency
35.9%▼
2023 · 47.6%
Current ratio
1.98▲
2023 · 1.73
Quick ratio
1.98▲
2023 · 1.73
Debt / equity
1.75▲
2023 · 1.10
ROE
38.0%▲
2023 · 12.0%
ROA
13.7%▲
2023 · 5.7%
Interest coverage
131.02▲
2023 · 43.59
Debt
€558k▲
2023 · €287k
Debt ≤ 1 year
€370k▲
2023 · €287k
Income taxes
€51k▲
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€548k€886k▲
Formation expenses20€0€0=
Fixed assets21/28€53k€153k▲
Tangible fixed assets22/27€46k€145k▲
Furniture and vehicles24€19k€16k▼
Other tangible fixed assets26€26k€130k▲
Financial fixed assets28€7k€7k=
Current assets29/58€496k€733k▲
Amounts receivable after more than one year29-€110k
Other amounts receivable291-€110k
Amounts receivable within one year40/41€288k€169k▼
Trade receivables40€171k€48k▼
Other amounts receivable41€117k€121k▲
Cash at bank and in hand54/58€204k€449k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€548k€886k▲
Equity10/15€261k€318k▲
Contributions10/11€12k€12k=
Reserves13€227k€284k▲
Distributable reserves133€227k€284k▲
Profit (loss) carried forward14€22k€22k=
Provisions and deferred taxes16-€10k
Provisions for liabilities and charges160/5-€10k
Environmental obligations163-€10k
Amounts payable17/49€287k€558k▲
Amounts payable within one year42/48€287k€370k▲
Financial debts43€688€688=
Credit institutions430/8€688€688=
Trade debts44€198k€236k▲
Suppliers440/4€198k€236k▲
Taxes, remuneration and social security45€11k€47k▲
Taxes450/3€11k€47k▲
Remuneration and social security454/9€227€0▼
Other amounts payable47/48€77k€86k▲
Accrued charges and deferred income492/3€0€188k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€15k▼
Other operating charges640/8€657€27k▲
Gross operating margin9900€69k€214k▲
Operating profit (loss)9901€46k€173k▲
Financial income75/76B€188€610▲
Recurring financial income75€188€610▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€45k€172k▲
Income taxes67/77€14k€51k▲
Profit (loss) for the period9904€31k€121k▲
Profit (loss) for the period to be appropriated9905€31k€121k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€143k▲
Profit (loss) brought forward from the previous period14P€23k€22k▼
Transfer from equity791/2€16k€64k▲
Transfer to equity691/2€31k€121k▲
To the legal reserve6920€0-
To other reserves6921€31k€121k▲
Profit to be distributed694/7€17k€64k▲
Return on contributions (dividend)694€17k€64k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €121k ▲284%
Operating result €173k, net result €121k, both a record.
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
31-12
Financial
Equity above €200kEq €200k ▲19.8%
3 profitable years in a row build equity to €200k.
09-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 40 days late
2019
31-12
Financial
Equity above €150kEq €167k ▲43.6%
2 profitable years in a row build equity to €167k.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Kamerenstraat 278A1200 Sint-Lambrechts-WoluweGround area
1,510 m²
Building footprint
378 m²
Volume, LiDAR
7,340 m³
2 parcels, Brussels · tallest building 25.0 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Galliërslaan 3, 1040 Etterbeek
since 20082.210.054.136
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0131/00V007 | Brussels | 757 m² | 1 · 46 m² | 8.7 m · 1 fl. |
| 21005A0366/00H002 | Brussels | 753 m² | 1 · 332 m² | 25.0 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BE 0899.650.155
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PI ARCHITECTEN
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YOU STUDIO
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PLANEN.be - ARCHITEKTEN
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Of 18,249 companies in sector 71111 we hold annual accounts for 6,319. 4,632 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-01-2008
Fiscal year end31-12
Abbreviation FR
MULTIPLE
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.