BK Architecten
ActiveBK Architecten has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €346k and a net result of €26k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 39% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+3
Solvency67▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 5.72 against 4.41 in 2024; short-term debt: 4.2% and cash: 17.2% of total assets), but 58.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.9%
Return on assets
3.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-04-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
6 d early
2023
32 d early
2022
30 d early
2021
9 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€346k▲ 8.3%
2024 · €319k
2018: €225k
2019: €267k
2020: €280k
2021: €316k
2022: €321k
2023: €313k
2024: €319k
2018 → 2025
Total assets
€825k▼ 0.7%
2024 · €831k
2018: €247k
2019: €482k
2020: €487k
2021: €543k
2022: €723k
2023: €840k
2024: €831k
2018 → 2025
Net result
€26k▲ 287%
2024 · €7k
2018: €1k
2019: €43k
2020: €12k
2021: €36k
2022: €5k
2023: €-8k
2024: €7k
2018 → 2025
Working capital
€164k▲ 36.2%
2024 · €121k
2018: €182k
2019: €182k
2020: €161k
2021: €220k
2022: €157k
2023: €114k
2024: €121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€316k-€321k▲ 1.6%€313k▼ 2.5%€319k▲ 2.2%€346k▲ 8.3%
Operating result€55k-€27k▼ 51.4%€-7k€27k€29k▲ 6.6%
Net result€36k-€5k▼ 86.1%€-8k€7k€26k▲ 287%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €825k
Fixed assets
€625k▼ 7.3%
Current assets
€199k▲ 27.7%
Equity and liabilities €825k
Equity
€346k▲ 8.3%
Debt
€479k▼ 6.4%
The debt ratio falls from 61.5% to 58.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€81k▲
2024 · €78k
Cash flow
€78k▲
2024 · €58k
Solvency
41.9%▲
2024 · 38.5%
Current ratio
5.72▲
2024 · 4.41
Quick ratio
5.72▲
2024 · 4.41
Debt / equity
1.38▼
2024 · 1.60
ROE
7.6%▲
2024 · 2.1%
ROA
3.2%▲
2024 · 0.8%
Interest coverage
8.00▲
2024 · 6.11
Debt
€479k▼
2024 · €511k
Debt ≤ 1 year
€35k▼
2024 · €35k
Debt > 1 year
€444k▼
2024 · €474k
Income taxes
€-7k▼
2024 · €8k
Staff costs
€19k▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€831k€825k▼
Formation expenses20€0€0=
Fixed assets21/28€675k€625k▼
Intangible fixed assets21€5k€3k▼
Tangible fixed assets22/27€670k€622k▼
Land and buildings22€659k€612k▼
Plant, machinery and equipment23€264€1k▲
Furniture and vehicles24€6k€5k▼
Other tangible fixed assets26€4k€4k=
Current assets29/58€156k€199k▲
Amounts receivable within one year40/41€82k€58k▼
Trade receivables40€35k€7k▼
Other amounts receivable41€46k€51k▲
Cash at bank and in hand54/58€70k€142k▲
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€831k€825k▼
Equity10/15€319k€346k▲
Contributions10/11€20k€20k=
Reserves13€77k€77k=
Distributable reserves133€77k€77k=
Profit (loss) carried forward14€222k€249k▲
Amounts payable17/49€511k€479k▼
Amounts payable after more than one year17€474k€444k▼
Financial debts170/4€474k€444k▼
Amounts payable within one year42/48€35k€35k▼
Current portion of amounts payable after more than one year42€30k€30k▲
Trade debts44€520€1k▲
Suppliers440/4€520€1k▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€3k€941▼
Remuneration and social security454/9€3k€3k▲
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Remuneration, social security and pensions62€20k€19k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€51k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€101k€102k▲
Operating profit (loss)9901€27k€29k▲
Financial charges65/66B€13k€10k▼
Recurring financial charges65€13k€10k▼
Profit (loss) for the period before taxes9903€15k€19k▲
Income taxes67/77€8k€-7k▼
Profit (loss) for the period9904€7k€26k▲
Profit (loss) for the period to be appropriated9905€7k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€222k€249k▲
Profit (loss) brought forward from the previous period14P€215k€222k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-8k ▼261%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €43k ▲3077%
Net result €43k, the highest in the series.
22-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boskant 179700 OudenaardeGround area
2,330 m²
Building footprint
124 m²
Volume, LiDAR
600 m³
Parcel 45021A2016/00E000, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BK Architecten
since 20082.191.040.552
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45021A2016/00E000 | Flanders | 2,330 m² | 1 · 124 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 804 EUR awarded · 804 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 804 EUR | 804 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,524 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2008
Fiscal year end30-09
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.