MULTIMMO
ActiveMULTIMMO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €333k and a net result of €-43k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 52% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-22
Solvency59=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 1.58 against 1.7 in 2024; short-term debt: 27.8% and cash: 16.9% of total assets), but 65.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
29 d late
2022
12 d late
2021
30 d late
2020
1 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€333k▼ 11.3%
2024 · €375k
2018: €172k
2019: €226k
2020: €186k
2021: €251k
2022: €354k
2023: €371k
2024: €375k
2018 → 2025
Total assets
€976k▼ 12.3%
2024 · €1.11M
2018: €691k
2019: €825k
2020: €1.00M
2021: €1.07M
2022: €1.24M
2023: €1.24M
2024: €1.11M
2018 → 2025
Net result
€-43k
2024 · €4k
2018: €67k
2019: €54k
2020: €10k
2021: €65k
2022: €203k
2023: €17k
2024: €4k
2018 → 2025
Working capital
€158k▼ 24.2%
2024 · €208k
2018: €159k
2019: €206k
2020: €147k
2021: €193k
2022: €273k
2023: €222k
2024: €208k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€251k-€354k▲ 41.0%€371k▲ 4.7%€375k▲ 1.1%€333k▼ 11.3%
Operating result€123k-€117k▼ 4.9%€55k▼ 52.9%€42k▼ 23.3%€-25k
Net result€65k-€203k▲ 210%€17k▼ 91.7%€4k▼ 75.1%€-43k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25k after €42k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €976k
Fixed assets
€547k▼ 9.7%
Current assets
€429k▼ 15.3%
Equity and liabilities €976k
Equity
€333k▼ 11.3%
Debt
€643k▼ 12.7%
The debt ratio falls from 66.3% to 65.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€41k▼
2024 · €107k
Cash flow
€23k▼
2024 · €68k
Solvency
34.1%▲
2024 · 33.7%
Current ratio
1.58▼
2024 · 1.70
Quick ratio
1.58▼
2024 · 1.70
Debt / equity
1.93▼
2024 · 1.96
ROE
-12.8%▼
2024 · 1.1%
ROA
-4.4%▼
2024 · 0.4%
Interest coverage
2.29▼
2024 · 4.20
Debt
€643k▼
2024 · €737k
Debt ≤ 1 year
€271k▼
2024 · €299k
Debt > 1 year
€362k▼
2024 · €429k
Income taxes
€0▼
2024 · €13k
Staff costs
€81k▼
2024 · €89k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.11M€976k▼
Fixed assets21/28€606k€547k▼
Intangible fixed assets21€10k€8k▼
Tangible fixed assets22/27€593k€536k▼
Land and buildings22€558k€510k▼
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€25k€19k▼
Financial fixed assets28€3k€3k=
Current assets29/58€507k€429k▼
Amounts receivable within one year40/41€283k€251k▼
Trade receivables40€161k€147k▼
Other amounts receivable41€123k€103k▼
Cash at bank and in hand54/58€216k€165k▼
Deferred charges and accrued income490/1€8k€13k▲
Equity and liabilities
Total equity and liabilities10/49€1.11M€976k▼
Equity10/15€375k€333k▼
Contributions10/11€19k€19k=
Reserves13€48k€48k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€202€202=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14€309k€267k▼
Amounts payable17/49€737k€643k▼
Amounts payable after more than one year17€429k€362k▼
Financial debts170/4€429k€362k▼
Amounts payable within one year42/48€299k€271k▼
Current portion of amounts payable after more than one year42€64k€67k▲
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€94k€103k▲
Suppliers440/4€94k€103k▲
Taxes, remuneration and social security45€74k€59k▼
Taxes450/3€61k€43k▼
Remuneration and social security454/9€13k€16k▲
Other amounts payable47/48€66k€40k▼
Accrued charges and deferred income492/3€10k€10k=
Income statement
Code20242025
Remuneration, social security and pensions62€89k€81k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€66k▲
Other operating charges640/8€65k€80k▲
Gross operating margin9900€261k€201k▼
Operating profit (loss)9901€42k€-25k▼
Financial income75/76B€125€0▼
Recurring financial income75€125€0▼
Financial charges65/66B€25k€18k▼
Recurring financial charges65€25k€18k▼
Profit (loss) for the period before taxes9903€17k€-43k▼
Income taxes67/77€13k€0▼
Profit (loss) for the period9904€4k€-43k▼
Profit (loss) for the period to be appropriated9905€4k€-43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€309k€267k▼
Profit (loss) brought forward from the previous period14P€305k€309k▲
Social balance
Average headcount (FTE)90871.71.8▲
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-43k ▼1119%
Net result drops to €-43k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
12-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 12 days late
2022
31-12
Financial
Highest result since 2018net €203k ▲210%
Net result €203k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
31-12
Financial
Equity above €200kEq €251k ▲35.2%
4 profitable years in a row build equity to €251k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €200kEq €226k ▲31.3%
2 profitable years in a row build equity to €226k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 6601653 BeerselGround area
922 m²
Building footprint
213 m²
Volume, LiDAR
1,241 m³
Parcel 23017C0020/00N002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Alsembergsesteenweg 660, 1653 Beersel
since 20002.097.424.070
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23017C0020/00N002 | Flanders | 922 m² | 1 · 213 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 938 EUR awarded · 1,658 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 186 EUR |
| 2024 | 1 | 186 EUR | 0 EUR |
| 2023 | 1 | 495 EUR | 1,215 EUR |
| 2022 | 1 | 257 EUR | 257 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,907. 4,900 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-04-2000
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.