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CLERMONT-INVEST

Active
Private limited companyfounded 2002active for 24 yearsRue du Moulin 21, 7800 Ath, BelgiumKBO/BCE: BE 0477.730.839
Summary

CLERMONT-INVEST has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,232 and a net result of €80,453. Equity has been shrinking by about 11% per year since 2019. Its solvency ranks better than 30% of 11,259 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 12-06-2002 Normal situation
Activity
Real estate agency activities NACE 68310
Joint committee
323 Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden · annual accounts 2022
Establishment units
2.131.434.448 1410 Waterloo, since 12-06-2002
2.147.177.647 7800 Ath, since 01-01-2005
Financial year end
31 December
Peppol
Reachable since 09-12-2025

Board and ownership

Board
  • KAB INVESTDirector · since 28-12-2023 · permanent representative BESSO Koulbé
Shareholders
  • KAB INVEST· score 512025 annual accounts of KAB INVEST

Financial position

67 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€214,135
▲ 162%
Turnover
≈ €380,000
estimated
Profit
€80,453
Equity
€103,232
▲ 203%
Total assets
€952,150
▲ 8.2%
Employees on 31-12-2025
4
▲ 33.3%
  • 2025 accounts filed 80 days after the deadline
Score breakdownraises riskLast filed accounts filed 80 days late; 2 of the last 3 accounts lateEquity €103,232 (10.8% of total assets)lowers riskSize: 2.8 FTE, total assets €952,150Founded in 2002Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 55% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 36+7
equity 10.8% of total assets
Liquidity 20+3
short-term debt 68.6% · cash 5.2%
Profitability 79+76
return on assets 8.4%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,625 companies, NACE 68, micro)
Last 24 months 12-2024: 1.5% 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.4%▼ -0.1 percentage points vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.3%▼ -0.1 percentage points vs 05-2025 07-2025: 1.5%▲ +0.2 percentage points vs 06-2025 08-2025: 1.9%▲ +0.4 percentage points vs 07-2025 09-2025: 2.1%▲ +0.2 percentage points vs 08-2025 10-2025: 3.4%▲ +1.3 percentage points vs 09-2025highest value 11-2025: 3.4%● unchanged vs 10-2025highest value 12-2025: 3.4%● unchanged vs 11-2025highest value 01-2026: 3.4%● unchanged vs 12-2025 02-2026: 3.4%● unchanged vs 01-2026 03-2026: 3.3%▼ -0.1 percentage points vs 02-2026 04-2026: 3.2%▼ -0.1 percentage points vs 03-2026 05-2026: 3.0%▼ -0.2 percentage points vs 04-2026 06-2026: 2.9%▼ -0.1 percentage points vs 05-2026 07-2026: 3.0%▲ +0.1 percentage points vs 06-2026 08-2026: 3.2%▲ +0.2 percentage points vs 07-2026 09-2026: 3.2%● unchanged vs 08-2026 10-2026: 0.9%▼ -2.3 percentage points vs 09-2026lowest value 11-2026: 0.9%● unchanged vs 10-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.12 (1.0 in 2024), below the usual 1.5. Short-term debt is 68.6% and cash 5.2% of total assets. 89.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 32% of them on solvency, 16% on liquidity, 76% on profitability and 95% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 80 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Equity €103,232 (10.8% of total assets)
NBB · annual accounts
lowers risk · Size: 2.8 FTE, total assets €952,150
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 80 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-10-2026, 80 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
80 days late
2024
32 days late
2023
27 days late
2022
31 days late
2021
35 days late
2020
199 days late
2019
150 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 79 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 September (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €34,014 to €103,232 ▲ 203% View

Recent changes

  1. · Gazette deed Resignation: BESSO Koulbé (manager)Appointment: KAB INVEST (director) · Permanent representative: BESSO Koulbé
  2. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as CLERMONT-INVEST: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €703,000 and €1.1m, founded between 1999 and 2005.

CompanyTotal assetsGross margin
CLERMONT-INVEST Ath€1.0m€0.2m
Malines Group Mechelen€0.8m€0.2m
i-Moov Gent€0.9m€0.2m
IMMOTOP one Mons€0.8m€0.3m
LAURENT BIERLAIRE Mons€1.1m€0.3m
PARTENAIRE IMMOBILIER Liège€0.7m€0.2m
Immo D’Hondt Oudenaarde€0.8m€0.3m
Full comparison

Key facts about CLERMONT-INVEST

What is the company number of CLERMONT-INVEST?
The company number of CLERMONT-INVEST is 0477.730.839. The VAT number is the same number with BE in front: BE 0477.730.839.
Where is CLERMONT-INVEST based?
The registered office is at Rue du Moulin 21, 7800 Ath.Company details
What does CLERMONT-INVEST do?
According to the KBO register, the main activity is real estate agency activities (NACE 68310).
What is the legal form of CLERMONT-INVEST?
The legal form of CLERMONT-INVEST is Private limited company (BV).
When was CLERMONT-INVEST founded?
CLERMONT-INVEST was founded on 12-06-2002.
Is CLERMONT-INVEST still active?
Yes, CLERMONT-INVEST is an active enterprise in the KBO register.
How many employees does CLERMONT-INVEST have?
CLERMONT-INVEST had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does CLERMONT-INVEST fall under?
In its 2022 annual accounts, CLERMONT-INVEST states joint committee 323 (Paritair Comité voor het beheer van gebouwen, de vastgoedmakelaars en de dienstboden).
What is the turnover of CLERMONT-INVEST?
The turnover in financial year 2025 is ≈ €380,000. This figure is estimated from the gross margin of €214,135 and 31 comparable companies (NACE 68310). It probably lies between €310,000 and €580,000.
Is CLERMONT-INVEST profitable?
In financial year 2025, CLERMONT-INVEST made a profit of €80,453.
Where can I find the annual accounts of CLERMONT-INVEST?
CLERMONT-INVEST filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CLERMONT-INVEST due?
CLERMONT-INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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