MULTIMARKET
ActiveMULTIMARKET has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €506k and a net result of €163k. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 7912 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency65▼-28
Growth58=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.5 against 1.94 in 2024), but 65.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.3%
Return on assets
11.1%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €506k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
59 d early
2023
58 d early
2022
49 d early
2021
37 d early
2020
51 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€506k▲ 0.4%
2024 · €503k
2018: €748k
2019: €779k
2020: €743k
2021: €599k
2022: €645k
2023: €292k
2024: €503k
2018 → 2025
Total assets
€1.47M▲ 45.5%
2024 · €1.01M
2018: €810k
2019: €1.06M
2020: €922k
2021: €1.01M
2022: €1.55M
2023: €779k
2024: €1.01M
2018 → 2025
Net result
€163k▼ 22.8%
2024 · €211k
2018: €39k
2019: €181k
2020: €50k
2021: €107k
2022: €448k
2023: €327k
2024: €211k
2018 → 2025
Working capital
€485k▲ 1.4%
2024 · €478k
2018: €725k
2019: €758k
2020: €672k
2021: €542k
2022: €601k
2023: €260k
2024: €478k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€599k-€645k▲ 7.7%€292k▼ 54.7%€503k▲ 72.3%€506k▲ 0.4%
Operating result€147k-€554k▲ 277%€515k▼ 7.1%€319k▼ 38.0%€234k▼ 26.8%
Net result€107k-€448k▲ 318%€327k▼ 27.1%€211k▼ 35.4%€163k▼ 22.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 27% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.47M
Fixed assets
€21k▼ 18.9%
Current assets
€1.45M▲ 47.1%
Equity and liabilities €1.47M
Equity
€506k▲ 0.4%
Debt
€969k▲ 90.0%
The debt ratio rises from 50.3% to 65.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€238k▼
2024 · €326k
Cash flow
€168k▼
2024 · €218k
Solvency
34.3%▼
2024 · 49.7%
Current ratio
1.50▼
2024 · 1.94
Quick ratio
1.16▲
2024 · 0.58
Debt / equity
1.92▲
2024 · 1.01
ROE
32.2%▼
2024 · 42.0%
ROA
11.1%▼
2024 · 20.8%
Interest coverage
10.58▲
2024 · 6.87
Debt
€969k▲
2024 · €510k
Debt ≤ 1 year
€969k▲
2024 · €510k
Income taxes
€55k▼
2024 · €72k
Staff costs
€1k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€1.47M▲
Fixed assets21/28€25k€21k▼
Tangible fixed assets22/27€5k€0▼
Furniture and vehicles24€3k€0▼
Other tangible fixed assets26€1k€0▼
Financial fixed assets28€21k€21k=
Current assets29/58€988k€1.45M▲
Stocks and contracts in progress3€693k€326k▼
Stocks30/36€693k€326k▼
Amounts receivable within one year40/41€291k€1.09M▲
Trade receivables40€205k€23k▼
Other amounts receivable41€86k€1.07M▲
Cash at bank and in hand54/58€3k€38k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.01M€1.47M▲
Equity10/15€503k€506k▲
Contributions10/11€269k€269k=
Profit (loss) carried forward14€235k€237k▲
Amounts payable17/49€510k€969k▲
Amounts payable within one year42/48€510k€969k▲
Financial debts43€44k€273k▲
Credit institutions430/8€44k€273k▲
Trade debts44€437k€482k▲
Suppliers440/4€437k€482k▲
Advances received on contracts in progress46-€52k
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€29k€161k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Remuneration, social security and pensions62€8k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€4k€7k▲
Gross operating margin9900€338k€246k▼
Operating profit (loss)9901€319k€234k▼
Financial income75/76B€12k€7k▼
Recurring financial income75€12k€7k▼
Financial charges65/66B€47k€23k▼
Recurring financial charges65€47k€23k▼
Profit (loss) for the period before taxes9903€283k€218k▼
Income taxes67/77€72k€55k▼
Profit (loss) for the period9904€211k€163k▼
Profit (loss) for the period to be appropriated9905€211k€163k▼
Appropriation of the result
Profit (loss) to be appropriated9906€235k€398k▲
Profit (loss) brought forward from the previous period14P€24k€235k▲
Transfer from equity791/2€0-
Profit to be distributed694/7€0€161k▲
Return on contributions (dividend)694€0€161k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €503k ▲72.3%
7 profitable years in a row build equity to €503k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €448k ▲318%
Operating result €554k, net result €448k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toekomstlaan(HRT) 22200 HerentalsGround area
8,392 m²
Building footprint
4,014 m²
Volume, LiDAR
43,145 m³
Parcel 13302D0908/00S000, Flanders · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MULTIMARKET
since 20022.116.394.993
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302D0908/00S000 | Flanders | 8,392 m² | 1 · 4,014 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHerentals2.116.394.993
Similar companies · same sector, comparable size
OPTICOOP
BE 0444.985.619
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TRANNEX
BE 0427.133.164
Mont-Saint-Guibert · Eq €508k
KISWE MOBILE
BE 0547.958.839
Hasselt · Eq €502k
GASPART FINANCE
BE 0871.151.159
Rixensart · Eq €495k
OPTIEK PHILIPPE PEETERS
BE 0457.357.671
Boutersem · Eq €492k
Of 248 companies in sector 46432 we hold annual accounts for 170. 120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2001
Fiscal year end31-12
Activities, NACEBEL
46432Wholesale trade
51473
46150Agents in the wholesale of furniture, household goods and hardware
46500Wholesale of information and communication equipment
46660Wholesale trade
47400Retail sale of information and communication equipment
47410Retail trade
51150
51850
52487
62010Computer programming, consultancy and related activities
62100Computer programming
72220
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.