MULTIFLOR
Open bankruptcyA bankruptcy procedure is open for MULTIFLOR according to publications in the Belgian State Gazette; curator: VERONIQUE DANCOT.
Summary
The 2020 annual accounts show equity of €41,791 and a net result of -€3,543.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Namur division
- Declared bankrupt
- 23 December 2021
- Supervising judge
- Jean-Pierre Lebrun
- Official Gazette
- 29-12-2021 (pdf) ↗search the document for 2021/146636
Curator
- Veronique DancotAvenue De La Plante 11/A, 5000 Namurv.dancot@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 31-08-2021, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
not filed
2020
31 d late
2019
290 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 161 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Debtor check How is the Retail sale of flowers, plants, seeds and fertilisers sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2020, micro schema
Turnover
€38,131▼ 13.7%
2019 · €44,162
EBIT margin
-7.4%▼ 9.8pp
2019 · 2.4%
Net result
-€3,543
2019 · €540
Working capital
€17,899▼ 8.8%
2019 · €19,629
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line201820192020
Turnover€42,830-€44,162▲ 3.1%€38,131▼ 13.7%
Operating result€45,706-€1,053▼ 97.7%-€2,828
Net result€35,828-€540▼ 98.5%-€3,543
EBIT margin106.7%-2.4%▼ 104.3pp-7.4%▼ 9.8pp
Equity€44,794-€45,334▲ 1.2%€41,791▼ 7.8%
Total assets€89,212-€90,049▲ 0.9%€89,255▼ 0.9%
Debt€44,417-€44,715▲ 0.7%€47,464▲ 6.1%
Working capital€22,714-€19,629▼ 13.6%€17,899▼ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2020: a loss of €2,828 after €1,053 in 2019, the lowest result in the available series.
Balance-sheet composition
2020 in colour, 2019 as the grey bar beneath
Assets €89,255
Fixed assets
€61,813 ▼ 2.8%
Current assets
€27,443 ▲ 3.9%
Equity and liabilities €89,255
Equity
€41,791 ▼ 7.8%
Debt
€47,464 ▲ 6.1%
Debt's share of the balance-sheet total rises from 49.7% to 53.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€1,015▼
2019 · €2,866
Cash flow
-€1,730▼
2019 · €2,352
Current ratio
2.88▼
2019 · 3.89
Quick ratio
2.61▼
2019 · 3.52
ROE
-8.5%▼
2019 · 1.2%
ROA
-4.0%▼
2019 · 0.6%
Debt ≤ 1 year
€9,544▲
2019 · €6,795
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Turnover70 | €42,830 | €44,162 | €38,131 | ▼ 13.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €1,813 | €1,813 | = |
| Gross operating margin9900 | €45,812 | €3,041 | -€777 | ▼ 126% |
| Operating profit (loss)9901 | €45,706 | €1,053 | -€2,828 | ▼ 368% |
| Recurring financial income75 | €12 | €43 | €24 | ▼ 43.3% |
| Recurring financial charges65 | €10,058 | €896 | €740 | ▼ 17.5% |
| Profit (loss) for the period before taxes9903 | €35,828 | €540 | -€3,543 | ▼ 757% |
| Profit (loss) for the period9904 | €35,828 | €540 | -€3,543 | ▼ 757% |
| Profit (loss) for the period to be appropriated9905 | €35,828 | €540 | -€3,543 | ▼ 757% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €89,212 | €90,049 | €89,255 | ▼ 0.9% |
| Fixed assets21/28 | €60,000 | €63,625 | €61,813 | ▼ 2.8% |
| Tangible fixed assets22/27 | - | €3,625 | €1,813 | ▼ 50.0% |
| Financial fixed assets28 | €60,000 | €60,000 | €60,000 | = |
| Current assets29/58 | €29,212 | €26,424 | €27,443 | ▲ 3.9% |
| Stocks and contracts in progress3 | €2,500 | €2,500 | €2,500 | = |
| Amounts receivable within one year40/41 | €13,382 | €10,834 | €11,972 | ▲ 10.5% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €89,212 | €90,049 | €89,255 | ▼ 0.9% |
| Equity10/15 | €44,794 | €45,334 | €41,791 | ▼ 7.8% |
| Contributions10/11 | €6,205 | €6,205 | €6,205 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €36,729 | €37,269 | €33,726 | ▼ 9.5% |
| Amounts payable17/49 | €44,417 | €44,715 | €47,464 | ▲ 6.1% |
| Amounts payable within one year42/48 | €6,497 | €6,795 | €9,544 | ▲ 40.5% |
| Trade debts44 | €5,687 | €6,012 | €8,776 | ▲ 46.0% |
| Line | 2018 | 2019 | 2020 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €35,828 | €540 | -€3,543 | ▼ 757% |
| + Depreciation and write-downs630 | - | €1,813 | €1,813 | = |
| Operating cash flow (approximation) | €35,828 | €2,352 | -€1,730 | ▼ 174% |
| Investment in fixed assets (approximation) | - | -€5,438 | €0 | ▲ 100% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2021
29-12
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · event 23-12-2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
17-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 290 days late
2020
31-12
Financial
Weakest financial yearnet -€3,543
Net result drops to -€3,543, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 366 days late
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 615 days late
08-01
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 891 days late
2015
18-12
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 140 days late
2013
27-03
NBB filing
Annual accounts filed
fiscal year 2011 · full schema · 239 days late
2011
24-11
NBB filing
Annual accounts filed
fiscal year 2010 · full schema · 116 days late
2010
12-05
NBB filing
Annual accounts filed
fiscal year 2009 · full schema
2009
05-06
NBB filing
Annual accounts filed
fiscal year 2008 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sambreville · 1 establishment unit since 1998
Ground area
138 m²
Building footprint
104 m²
Volume, LiDAR
957 m³
Parcel 92007F0068/00S003, Wallonia · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de la Libération(AUV) 4, 5060 Sambreville
since 19982.087.953.506
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92007F0068/00S003 | Wallonia | 138 m² | 1 · 104 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | VERONIQUE DANCOT AVENUE DE LA PLANTE 11/A,
5000 NAMUR |
23-12-2021 → present |
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Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 775 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded08-07-1998
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
43410Roofing work
47512Retail sale of household textiles and bedding
47784Retail sale of souvenirs and religious articles
71122Land surveying
Scores and ratios are computed by Checked and are not a credit decision.