MULTIBECK
ActiveMULTIBECK has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-33
Solvency78▼-22
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 3.12 in 2024), but 62.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.5%
Return on assets
5%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €49k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
5 d early
2023
18 d early
2022
on the day
2021
2 d early
2020
12 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▲ 15.5%
2024 · €42k
2018: €-7k
2019: €-8k
2020: €-9k
2021: €-10k
2022: €11k
2023: €19k
2024: €42k
2018 → 2025
Total assets
€130k▲ 121%
2024 · €59k
2018: €172
2019: €145
2020: €113
2021: €75
2022: €18k
2023: €45k
2024: €59k
2018 → 2025
Net result
€7k▼ 72.1%
2024 · €23k
2018: €-1k
2019: €-865
2020: €-919
2021: €-926
2022: €2k
2023: €7k
2024: €23k
2018 → 2025
Working capital
€32k▼ 8.6%
2024 · €35k
2018: €-7k
2019: €-8k
2020: €-9k
2021: €-10k
2022: €11k
2023: €3k
2024: €35k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-10k-€11k€19k▲ 65.9%€42k▲ 125%€49k▲ 15.5%
Operating result€-888-€3k€9k▲ 227%€34k▲ 258%€10k▼ 70.5%
Net result€-926-€2k€7k▲ 233%€23k▲ 216%€7k▼ 72.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 71% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €130k
Fixed assets
€61k▲ 799%
Current assets
€70k▲ 33.5%
Equity and liabilities €130k
Equity
€49k▲ 15.5%
Debt
€81k▲ 387%
The debt ratio rises from 28.4% to 62.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€17k▼
2024 · €35k
Cash flow
€14k▼
2024 · €25k
Solvency
37.5%▼
2024 · 71.6%
Current ratio
1.87▼
2024 · 3.12
Quick ratio
1.87▼
2024 · 3.12
Debt / equity
1.67▲
2024 · 0.40
ROE
13.4%▼
2024 · 55.6%
ROA
5.0%▼
2024 · 39.9%
Interest coverage
14.67▼
2024 · 277.83
Debt
€81k▲
2024 · €17k
Debt ≤ 1 year
€37k▲
2024 · €17k
Debt > 1 year
€44k
Income taxes
€3k▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€130k▲
Fixed assets21/28€7k€61k▲
Tangible fixed assets22/27€7k€61k▲
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24-€56k
Current assets29/58€52k€70k▲
Amounts receivable within one year40/41€30k€23k▼
Trade receivables40€20k€19k▼
Other amounts receivable41€10k€5k▼
Cash at bank and in hand54/58€22k€45k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€59k€130k▲
Equity10/15€42k€49k▲
Contributions10/11€19k€19k=
Reserves13€10k€17k▲
Distributable reserves133€10k€17k▲
Profit (loss) carried forward14€14k€14k▲
Amounts payable17/49€17k€81k▲
Amounts payable after more than one year17-€44k
Financial debts170/4-€44k
Amounts payable within one year42/48€17k€37k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44€2k€23k▲
Suppliers440/4€2k€23k▲
Taxes, remuneration and social security45€14k€3k▼
Taxes450/3€14k€3k▼
Accrued charges and deferred income492/3-€62
Income statement
Code20242025
Non-recurring operating income76A€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€7k▲
Other operating charges640/8€62€62=
Gross operating margin9900€36k€17k▼
Operating profit (loss)9901€34k€10k▼
Financial income75/76B€41€388▲
Recurring financial income75€41€388▲
Financial charges65/66B€128€1k▲
Recurring financial charges65€128€1k▲
Profit (loss) for the period before taxes9903€34k€9k▼
Income taxes67/77€10k€3k▼
Profit (loss) for the period9904€23k€7k▼
Profit (loss) for the period to be appropriated9905€23k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€24k€20k▼
Profit (loss) brought forward from the previous period14P€125€14k▲
Transfer to equity691/2€10k€7k▼
To other reserves6921€10k€7k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €23k ▲216%
Operating result €34k, net result €23k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 3.12
Current ratio from 1.13 to 3.12; short-term debt falls from €26k to €17k.
13-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €2k
Net result €2k after 4 loss-making years.
31-12
Financial
Liquidity times 364current ratio 2.68
Current ratio from 0.01 to 2.68; short-term debt falls from €10k to €7k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 22 days late
17-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 535 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grotestraat(B) 1013631 MaasmechelenGround area
2,754 m²
Building footprint
964 m²
Volume, LiDAR
5,381 m³
2 parcels, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Deltim
since 20052.168.366.308
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73008A0710/00L000 | Flanders | 2,456 m² | 1 · 708 m² | 10.0 m · 2 fl. |
| 73042D0694/02G002 | Flanders | 298 m² | 1 · 256 m² | 12.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VeCon&Trade
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 37,931 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-03-2005
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.