MULTI-TEC
Open bankruptcyA bankruptcy procedure is open for MULTI-TEC according to publications in the Belgian State Gazette; curator: CATHERINE SAVARY.
Summary
The 2024 annual accounts show equity of €45,690 and a net result of €6,217.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Hainaut, Mons division
- Declared bankrupt
- 8 September 2025
- Supervising judge
- Pierre Culot
- Official Gazette
- 16-09-2025 (pdf) ↗search the document for 2025/136763
Curator
- Catherine SavaryRue Des Dominicains 8, 7000 Mons- . Date provisoire de cessation de paiement : 08/09/2025c.savary@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
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Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
39 d early
2022
12 d late
2021
6 d early
2020
39 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 18 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Debtor check How is the Repair and maintenance of fabricated metal products sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€45,690▲ 15.8%
2023 · €39,472
Total assets
€137,721▼ 49.5%
2023 · €272,749
Net result
€6,217
2023 · -€1,992
Working capital
€43,083▲ 63.2%
2023 · €26,406
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€40,040▼ 38.1%€32,368▼ 19.2%€37,461▲ 15.7%€1,836▼ 95.1%€10,958▲ 497%
Net result€33,300▼ 31.2%€21,532▼ 35.3%€26,599▲ 23.5%-€1,992€6,217
Equity€65,333▲ 38.9%€64,864▼ 0.7%€66,464▲ 2.5%€39,472▼ 40.6%€45,690▲ 15.8%
Total assets€209,294▲ 0.6%€228,808▲ 9.3%€212,784▼ 7.0%€272,749▲ 28.2%€137,721▼ 49.5%
Debt€143,961▼ 10.6%€163,944▲ 13.9%€146,320▼ 10.7%€233,277▲ 59.4%€92,031▼ 60.5%
Working capital€89,737▲ 45.8%€52,711▼ 41.3%€55,305▲ 4.9%€26,406▼ 52.3%€43,083▲ 63.2%
Staff (FTE)2=2=1▼ 50.0%1=1=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 497% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €137,721
Fixed assets
€2,607 ▼ 96.3%
Current assets
€135,114 ▼ 32.9%
Equity and liabilities €137,721
Equity
€45,690 ▲ 15.8%
Debt
€92,031 ▼ 60.5%
Debt's share of the balance-sheet total falls from 85.5% to 66.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€11,619▲
2023 · €6,358
Cash flow
€6,879▲
2023 · €2,531
Current ratio
1.47▲
2023 · 1.15
Debt to equity
2.01▼
2023 · 5.91
ROE
13.6%▲
2023 · -5.0%
ROA
4.5%▲
2023 · -0.7%
Interest coverage
2.65▲
2023 · 1.49
Debt ≤ 1 year
€92,031▼
2023 · €174,959
Income taxes
€839▲
2023 · €178
Staff costs
€38,994▼
2023 · €46,519
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €12,732 | €10,367 | ▼ 18.6% |
| Remuneration, social security and pensions62 | - | €71,224 | €50,307 | €46,519 | €38,994 | ▼ 16.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5,529 | €7,969 | €7,051 | €4,523 | €661 | ▼ 85.4% |
| Other operating charges640/8 | - | €2,295 | €1,859 | €1,271 | €1,838 | ▲ 44.6% |
| Gross operating margin9900 | €144,077 | €113,856 | €96,679 | €54,148 | €52,451 | ▼ 3.1% |
| Operating profit (loss)9901 | €40,040 | €32,368 | €37,461 | €1,836 | €10,958 | ▲ 497% |
| Financial income75/76B | - | €1,842 | €1,252 | €817 | €481 | ▼ 41.1% |
| Recurring financial income75 | €5,719 | €1,842 | €1,252 | €817 | €481 | ▼ 41.1% |
| Financial charges65/66B | - | €5,772 | €3,869 | €4,467 | €4,382 | ▼ 1.9% |
| Recurring financial charges65 | €3,868 | €4,442 | €3,693 | €4,266 | €4,382 | ▲ 2.7% |
| Non-recurring financial charges66B | - | €1,330 | €175 | €201 | - | - |
| Profit (loss) for the period before taxes9903 | €41,891 | €28,438 | €34,844 | -€1,814 | €7,057 | ▲ 489% |
| Income taxes67/77 | €8,591 | €6,906 | €8,245 | €178 | €839 | ▲ 372% |
| Profit (loss) for the period9904 | €33,300 | €21,532 | €26,599 | -€1,992 | €6,217 | ▲ 412% |
| Profit (loss) for the period to be appropriated9905 | €33,300 | €21,532 | €26,599 | -€1,992 | €6,217 | ▲ 412% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €209,294 | €228,808 | €212,784 | €272,749 | €137,721 | ▼ 49.5% |
| Fixed assets21/28 | €44,177 | €82,628 | €75,577 | €71,384 | €2,607 | ▼ 96.3% |
| Tangible fixed assets22/27 | €43,814 | €82,265 | €75,214 | €71,021 | €2,244 | ▼ 96.8% |
| Land and buildings22 | - | €79,667 | €74,112 | €70,287 | - | - |
| Plant, machinery and equipment23 | - | €2,357 | €1,102 | €734 | €2,244 | ▲ 206% |
| Furniture and vehicles24 | - | €240 | - | - | - | - |
| Financial fixed assets28 | €363 | €363 | €363 | €363 | €363 | = |
| Current assets29/58 | €165,117 | €146,180 | €137,207 | €201,365 | €135,114 | ▼ 32.9% |
| Amounts receivable after more than one year29 | - | €32,174 | €21,129 | €9,748 | - | - |
| Other amounts receivable291 | - | €32,174 | €21,129 | €9,748 | - | - |
| Amounts receivable within one year40/41 | €56,273 | €111,974 | €114,802 | €191,235 | €134,902 | ▼ 29.5% |
| Trade receivables40 | - | €90,115 | €97,559 | €171,088 | €116,261 | ▼ 32.0% |
| Other amounts receivable41 | - | €21,859 | €17,243 | €20,147 | €18,641 | ▼ 7.5% |
| Cash at bank and in hand54/58 | €31,321 | €2,032 | €1,276 | €382 | €212 | ▼ 44.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €209,294 | €228,808 | €212,784 | €272,749 | €137,721 | ▼ 49.5% |
| Equity10/15 | €65,333 | €64,864 | €66,464 | €39,472 | €45,690 | ▲ 15.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €44,873 | €44,404 | €46,004 | €19,012 | €25,230 | ▲ 32.7% |
| Amounts payable17/49 | €143,961 | €163,944 | €146,320 | €233,277 | €92,031 | ▼ 60.5% |
| Amounts payable after more than one year17 | €62,123 | €69,960 | €64,418 | €58,318 | - | - |
| Financial debts170/4 | - | €69,960 | €64,418 | €58,318 | - | - |
| Amounts payable within one year42/48 | €75,380 | €93,469 | €81,902 | €174,959 | €92,031 | ▼ 47.4% |
| Current portion of amounts payable after more than one year42 | - | €5,750 | €5,917 | €6,100 | - | - |
| Financial debts43 | - | €11,543 | €3,264 | €2,002 | €3,409 | ▲ 70.2% |
| Credit institutions430/8 | - | €11,543 | €3,264 | €2,002 | €3,409 | ▲ 70.2% |
| Trade debts44 | €17,847 | €18,131 | €29,750 | €121,893 | €55,175 | ▼ 54.7% |
| Suppliers440/4 | - | €18,131 | €29,750 | €121,893 | €55,175 | ▼ 54.7% |
| Advances received on contracts in progress46 | - | - | - | €3,585 | - | - |
| Taxes, remuneration and social security45 | - | €36,045 | €17,531 | €8,960 | €18,664 | ▲ 108% |
| Taxes450/3 | - | €20,790 | €17,531 | €8,599 | €8,506 | ▼ 1.1% |
| Remuneration and social security454/9 | - | €15,255 | - | €362 | €10,158 | ▲ 2,709% |
| Other amounts payable47/48 | - | €22,000 | €25,440 | €32,419 | €14,784 | ▼ 54.4% |
| Accrued charges and deferred income492/3 | - | €515 | - | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,300 | €21,532 | €26,599 | -€1,992 | €6,217 | ▲ 412% |
| + Depreciation and write-downs630 | €5,529 | €7,969 | €7,051 | €4,523 | €661 | ▼ 85.4% |
| Operating cash flow (approximation) | €38,829 | €29,501 | €33,651 | €2,531 | €6,879 | ▲ 172% |
| Investment in fixed assets (approximation) | - | -€46,420 | €0 | -€330 | €68,116 | ▲ 20,732% |
| Change in cash | - | -€29,290 | -€756 | -€893 | -€170 | ▲ 80.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
16-09
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Mons · event 08-09-2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €6,217
Net result €6,217 after one loss-making year.
22-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€1,992
Net result drops to -€1,992, the lowest in the series.
12-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 12 days late
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Hamaide(H) 117/S47334 Saint-GhislainGround area
1,085 m²
Building footprint
125 m²
Volume, LiDAR
841 m³
Parcel 53014A0235/00E006, Wallonia · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MULTI-TEC
since 20182.274.694.837
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53014A0235/00E006 | Wallonia | 1,085 m² | 1 · 125 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | CATHERINE SAVARY RUE DES DOMINICAINS 8,
7000 MONS- .
Date provisoire de cessation de paiement : 08/09/2025 |
08-09-2025 → present |
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Of 887 companies in sector 33110 we hold annual accounts for 441. 313 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-03-2018
Fiscal year end31-12
Activities, NACEBEL 2025
33110Repair and maintenance of fabricated metal products
33120Repair and maintenance of machinery
33200Installation of industrial machinery and equipment
43211General electrical installation work
43240Other construction installation
43350Other building finishing work
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.