MULTI SERVICES SOLUTION
Open bankruptcyFinancials · financial year 2025, abbreviated format
Turnover
€1.2m▼ 16.3%
2024 · €1.4m
EBIT margin
-5.2%▼ 6.7pp
2024 · 1.5%
Net result
-€64,607
2024 · €10,032
Working capital
€5,317▼ 92.4%
2024 · €70,307
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result turns negative in 2025: a loss of €60,510 after €21,305 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Turnover€1.2m
2025
Operating result-€0.06m
2025
Net result-€0.06m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€0.08m
2025
Equity€0.004m
2025
Debt€0.08m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€0.005m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
EBIT margin-5.2%
2025
Return on assets (ROA)-77.0%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency5.3%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio1.09
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)40.1
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 96, Personal service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Turnover€1.0m-€1.1m▲ 12.8%€0.9m▼ 14.9%€1.1m▲ 15.5%€1.2m▲ 10.8%€1.3m▲ 7.4%€1.4m▲ 7.4%€1.2m▼ 16.3%
Operating result€0.02m--€0.01m-€481▲ 95.9%€0.009m€0.008m▼ 8.1%€0.01m▲ 58.5%€0.02m▲ 58.9%-€0.06m
Net result€0.003m--€0.01m€0.003mwithin the sector's middle half€0.006mwithin the sector's middle half▲ 113%€0.007mwithin the sector's middle half▲ 16.7%€0.006mwithin the sector's middle half▼ 4.4%€0.01mwithin the sector's middle half▲ 56.0%-€0.06mbelow the sector's middle half
EBIT margin1.7%--1.1%▼ 2.7pp-0.1%▲ 1.0pp0.8%▲ 0.9pp0.7%▼ 0.1pp1.0%▲ 0.3pp1.5%▲ 0.5pp-5.2%▼ 6.7pp
Equity€0.05m-€0.04m▼ 27.1%€0.04mwithin the sector's middle half▲ 7.2%€0.05mwithin the sector's middle half▲ 14.4%€0.05mwithin the sector's middle half▲ 14.7%€0.06mwithin the sector's middle half▲ 12.2%€0.07mwithin the sector's middle half▲ 17.0%€0.004mwithin the sector's middle half▼ 93.5%
Total assets€0.1m-€0.1m▼ 11.4%€0.1mwithin the sector's middle half▲ 2.9%€0.08mwithin the sector's middle half▼ 21.3%€0.1mwithin the sector's middle half▲ 42.4%€0.1mwithin the sector's middle half▲ 32.1%€0.2mwithin the sector's middle half▲ 11.9%€0.08mwithin the sector's middle half▼ 49.3%
Debt€0.06m-€0.06m▲ 2.5%€0.06m▲ 0.2%€0.03m▼ 45.3%€0.06m▲ 81.5%€0.09m▲ 49.7%€0.1m▲ 8.6%€0.08m▼ 17.5%
Working capital€0.05m-€0.03m▼ 43.1%€0.03mabove the sector's middle half▲ 9.1%€0.04mwithin the sector's middle half▲ 7.1%€0.07mwithin the sector's middle half▲ 87.8%€0.05mabove the sector's middle half▼ 20.5%€0.07mwithin the sector's middle half▲ 33.8%€0.005mwithin the sector's middle half▼ 92.4%
Solvency46.9%-38.6%▼ 8.3pp40.2%within the sector's middle half▲ 1.6pp58.5%within the sector's middle half▲ 18.2pp47.1%within the sector's middle half▼ 11.4pp40.0%within the sector's middle half▼ 7.1pp41.8%within the sector's middle half▲ 1.8pp5.3%within the sector's middle half▼ 36.5pp
Current ratio3.24-1.67▼ 1.571.57within the sector's middle half▼ 0.102.08within the sector's middle half▲ 0.512.85above the sector's middle half▲ 0.771.84within the sector's middle half▼ 1.012.01within the sector's middle half▲ 0.161.09within the sector's middle half▼ 0.92
Return on assets (ROA)2.5%--14.4%▼ 16.9pp2.7%within the sector's middle half▲ 17.1pp7.3%within the sector's middle half▲ 4.6pp6.0%within the sector's middle half▼ 1.3pp4.4%within the sector's middle half▼ 1.7pp6.1%within the sector's middle half▲ 1.7pp-77.0%below the sector's middle half▼ 83.1pp
Staff (FTE)28.9-32.5▲ 12.5%34.1above the sector's middle half▲ 4.9%45.3above the sector's middle half▲ 32.8%46.6above the sector's middle half▲ 2.9%44▼ 5.6%45above the sector's middle half▲ 2.3%40.1above the sector's middle half▼ 10.9%
above
within
below
the middle half of NACE 96, Personal service activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83,859
Fixed assets
€16,336 ▼ 35.1%
Current assets
€67,523 ▼ 51.8%
Equity and liabilities €83,859
Equity
€4,480 ▼ 93.5%
Debt
€79,379 ▼ 17.5%
Debt's share of the balance-sheet total rises from 58.2% to 94.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€54,383▼
2024 · €29,051
Cash flow
-€58,479▼
2024 · €17,778
Debt to equity
17.72▲
2024 · 1.39
Interest coverage
-19.15▼
2024 · 3.61
Debt ≤ 1 year
€62,206▼
2024 · €69,835
Debt > 1 year
€17,173▼
2024 · €26,383
Income taxes
€1,258▼
2024 · €3,223
Staff costs
€1.0m▼
2024 · €1.2m
A ratio outside any meaningful range has been withheld (balance sheet total €83,859, equity €4,480).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | €1.0m | €1.1m | €0.9m | €1.1m | €1.2m | €1.3m | €1.4m | €1.2m | ▼ 16.3% |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €0.1m | €0.2m | €0.2m | €0.2m | €0.2m | ▼ 0.9% |
| Remuneration, social security and pensions62 | - | - | - | €0.9m | €1.0m | €1.1m | €1.2m | €1.0m | ▼ 11.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0.01m | €0.01m | €0.01m | €0.007m | €0.001m | €0.004m | €0.008m | €0.006m | ▼ 20.9% |
| Other operating charges640/8 | - | - | - | €0.003m | €0.004m | €0.004m | €0.02m | €0.02m | ▼ 8.5% |
| Gross operating margin9900 | €0.8m | €1.0m | €0.8m | €1.0m | €1.1m | €1.1m | €1.2m | €1.0m | ▼ 18.3% |
| Operating profit (loss)9901 | €0.02m | -€0.01m | -€481 | €0.009m | €0.008m | €0.01m | €0.02m | -€0.06m | - |
| Financial charges65/66B | - | - | - | €0.002m | €0.002m | €0.004m | €0.008m | €0.003m | ▼ 64.7% |
| Recurring financial charges65 | €0.001m | €0.002m | €0.002m | €0.002m | €0.002m | €0.004m | €0.008m | €0.003m | ▼ 64.7% |
| Profit (loss) for the period before taxes9903 | €0.02m | -€0.01m | -€0.002m | €0.007m | €0.007m | €0.009m | €0.01m | -€0.06m | - |
| Income taxes67/77 | €0.01m | - | -€0.005m | €0.001m | - | €0.003m | €0.003m | €0.001m | ▼ 61.0% |
| Profit (loss) for the period9904 | €0.003m | -€0.01m | €0.003m | €0.006m | €0.007m | €0.006m | €0.01m | -€0.06m | - |
| Profit (loss) for the period to be appropriated9905 | €0.003m | -€0.01m | €0.003m | €0.006m | €0.007m | €0.006m | €0.01m | -€0.06m | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €109,465 | €96,971 | €99,794 | €78,511 | €111,815 | €147,681 | €165,305 | €83,859 | ▼ 49.3% |
| Formation expenses20 | €1,122 | €210 | - | - | - | - | - | - | - |
| Fixed assets21/28 | €31,837 | €21,839 | €9,240 | €10,708 | €9,982 | €32,909 | €25,163 | €16,336 | ▼ 35.1% |
| Tangible fixed assets22/27 | €28,037 | €18,039 | €8,040 | €3,008 | €2,282 | €25,209 | €17,463 | €11,336 | ▼ 35.1% |
| Furniture and vehicles24 | - | - | - | €1,313 | €1,313 | €24,966 | €17,463 | €11,336 | ▼ 35.1% |
| Other tangible fixed assets26 | - | - | - | €1,695 | €969 | €243 | - | - | - |
| Financial fixed assets28 | €3,800 | €3,800 | €1,200 | €7,700 | €7,700 | €7,700 | €7,700 | €5,000 | ▼ 35.1% |
| Current assets29/58 | €76,506 | €74,922 | €90,554 | €67,803 | €101,833 | €114,772 | €140,142 | €67,523 | ▼ 51.8% |
| Amounts receivable within one year40/41 | €45,401 | €70,101 | €67,157 | €52,188 | €94,853 | €100,748 | €126,118 | €67,523 | ▼ 46.5% |
| Trade receivables40 | - | - | - | €44,973 | €87,638 | €94,275 | €115,013 | €66,816 | ▼ 41.9% |
| Other amounts receivable41 | - | - | - | €7,215 | €7,215 | €6,472 | €11,104 | €707 | ▼ 93.6% |
| Cash at bank and in hand54/58 | €28,459 | €360 | €21,682 | €14,244 | €5,097 | - | - | - | - |
| Deferred charges and accrued income490/1 | - | - | - | €1,371 | €1,883 | €14,024 | €14,024 | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €109,465 | €96,971 | €99,794 | €78,511 | €111,815 | €147,681 | €165,305 | €83,859 | ▼ 49.3% |
| Equity10/15 | €51,363 | €37,430 | €40,134 | €45,899 | €52,625 | €59,055 | €69,087 | €4,480 | ▼ 93.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | - | - | €18,600 | €18,600 | - | €18,600 | €18,600 | = |
| Issued capital100 | - | - | - | €18,600 | €18,600 | - | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €30,903 | €16,970 | €19,674 | €25,439 | €32,165 | €38,595 | €48,627 | -€15,980 | - |
| Amounts payable17/49 | €58,102 | €59,540 | €59,660 | €32,613 | €59,190 | €88,626 | €96,218 | €79,379 | ▼ 17.5% |
| Amounts payable after more than one year17 | €34,509 | €14,740 | €1,970 | - | €23,449 | €26,383 | €26,383 | €17,173 | ▼ 34.9% |
| Financial debts170/4 | - | - | - | - | €23,449 | €26,383 | €26,383 | €17,173 | ▼ 34.9% |
| Amounts payable within one year42/48 | €23,593 | €44,801 | €57,691 | €32,613 | €35,741 | €62,243 | €69,835 | €62,206 | ▼ 10.9% |
| Current portion of amounts payable after more than one year42 | - | - | - | €28,079 | €17,458 | €31,110 | €27,079 | - | - |
| Financial debts43 | - | - | - | - | €13,046 | €25,127 | €36,920 | €29,635 | ▼ 19.7% |
| Credit institutions430/8 | - | - | - | - | €13,046 | €25,127 | €36,920 | €29,635 | ▼ 19.7% |
| Trade debts44 | €6,664 | €1,550 | €2,069 | €4,534 | €5,216 | €5,497 | €5,420 | €1,557 | ▼ 71.3% |
| Suppliers440/4 | - | - | - | €4,534 | €5,216 | €5,497 | €5,420 | €1,557 | ▼ 71.3% |
| Taxes, remuneration and social security45 | - | - | - | - | €21 | €508 | €416 | €31,014 | ▲ 75× |
| Remuneration and social security454/9 | - | - | - | - | €21 | €508 | €416 | €31,014 | ▲ 75× |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,769 | -€13,933 | €2,704 | €5,765 | €6,726 | €6,430 | €10,032 | -€64,607 | - |
| + Depreciation and write-downs630 | €11,177 | €11,009 | €10,409 | €7,210 | €726 | €4,159 | €7,746 | €6,127 | ▼ 20.9% |
| Operating cash flow (approximation) | €13,947 | -€2,924 | €13,113 | €12,975 | €7,452 | €10,589 | €17,778 | -€58,479 | - |
| Investment in fixed assets (approximation) | - | -€1,011 | €2,189 | -€8,678 | €0 | -€27,086 | €0 | €2,700 | - |
| Change in cash | - | -€28,099 | €21,322 | -€7,438 | -€9,147 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 13 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 04-07-2026 | 2026-00252277 |
| 31-12-2024 | full format | 10-09-2025 | 2025-00488837 |
| 31-12-2023 | micro format | 12-09-2024 | 2024-00463482 |
| 31-12-2022 | full format | 01-09-2023 | 2023-00420686 |
| 31-12-2021 | full format | 18-07-2022 | 2022-20201377 |
| 31-12-2020 | micro format | 14-09-2021 | 2021-67100518 |
| 31-12-2019 | micro format | 24-08-2020 | 2020-44200011 |
| 31-12-2018 | micro format | 25-07-2019 | 2019-37900023 |
| 31-12-2017 | micro format | 10-07-2018 | 2018-31400216 |
| 31-12-2016 | micro format | 02-06-2017 | 2017-14500460 |
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Of the 781 active companies whose main activity is personal service activities (NACE 96910), figures are known for 606. 192 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Subsidies and aid
Flemish government
2022 to 2025 · 9 entries · €806,873 awarded · €806,295 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 3 | €195,703 | €196,280 |
| 2024 | 2 | €242,490 | €242,457 |
| 2023 | 2 | €197,396 | €196,818 |
| 2022 | 2 | €171,284 | €170,740 |
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.