MULTI NEED
ActiveSummary
The computed 12-month bankruptcy probability of MULTI NEED is 8.7% (elevated). The 2025 annual accounts show negative equity (-€119,104) and a net result of €4,930. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 10519 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).
Checked score
Score 2025
Axes · tick = 2024
Profitability94▲+91
Solvency0=
Growth52=
Track record84
Bankruptcy probability, 12 months
8.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.14 against 0.13 in 2024; short-term debt: 516% of total assets), and equity is negative.
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Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-416%
Return on assets
17.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 10519 sector peers (2025).
NBB · sector comparisonPosition among 10519 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
15 d early
2023
7 d early
2022
5 d early
2021
18 d late
2020
4 d early
2019
49 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
UBO non-compliance×2
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, abbreviated schema
Turnover
€2,108▼ 62.9%
2024 · €5,682
EBIT margin
246.0%▲ 301.2pp
2024 · -55.2%
Net result
€4,930
2024 · -€3,176
Working capital
-€126,816▲ 4.1%
2024 · -€132,289
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€17,339▲ 61.5%€11,192▼ 35.5%€7,739▼ 30.8%€5,682▼ 26.6%€2,108▼ 62.9%
Operating result€6,895▲ 144%€5,670▼ 17.8%€5,307▼ 6.4%-€3,136€5,187
Net result€6,880within the sector's middle half▲ 148%€5,667within the sector's middle half▼ 17.6%€5,252within the sector's middle half▼ 7.3%-€3,176within the sector's middle half€4,930within the sector's middle half
EBIT margin39.8%▲ 13.4pp50.7%▲ 10.9pp68.6%▲ 17.9pp-55.2%▼ 123.8pp246.0%▲ 301.2pp
Equity-€131,777below the sector's middle half▲ 5.0%-€126,110below the sector's middle half▲ 4.3%-€120,858below the sector's middle half▲ 4.2%-€124,034below the sector's middle half▼ 2.6%-€119,104below the sector's middle half▲ 4.0%
Total assets€40,203below the sector's middle half▼ 24.0%€41,257below the sector's middle half▲ 2.6%€28,914below the sector's middle half▼ 29.9%€28,900below the sector's middle half=€28,628below the sector's middle half▼ 0.9%
Debt€171,980▼ 10.2%€167,368▼ 2.7%€149,773▼ 10.5%€152,934▲ 2.1%€147,732▼ 3.4%
Working capital-€151,854below the sector's middle half▲ 8.9%-€140,135below the sector's middle half▲ 7.7%-€129,657below the sector's middle half▲ 7.5%-€132,289below the sector's middle half▼ 2.0%-€126,816below the sector's middle half▲ 4.1%
Solvency-327.8%below the sector's middle half▼ 65.8pp-305.7%below the sector's middle half▲ 22.1pp-418.0%below the sector's middle half▼ 112.3pp-429.2%below the sector's middle half▼ 11.2pp-416.0%below the sector's middle half▲ 13.1pp
Current ratio0.11below the sector's middle half▼ 0.020.16below the sector's middle half▲ 0.050.13below the sector's middle half▼ 0.030.13below the sector's middle half=0.14below the sector's middle half▲ 0.01
Return on assets (ROA)17.1%above the sector's middle half▲ 11.9pp13.7%above the sector's middle half▼ 3.4pp18.2%above the sector's middle half▲ 4.4pp-11.0%below the sector's middle half▼ 29.2pp17.2%above the sector's middle half▲ 28.2pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €5,187 after a loss of €3,136 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €28,628
Fixed assets
€7,712 ▼ 6.6%
Current assets
€20,916 ▲ 1.3%
Key figures and ratios
EBITDA
€5,730▲
2024 · -€2,593
Cash flow
€5,473▲
2024 · -€2,632
Quick ratio
0.10▲
2024 · 0.10
Debt to equity
-1.24▼
2024 · -1.23
Interest coverage
22.32▲
2024 · -65.02
Debt ≤ 1 year
€147,732▼
2024 · €152,934
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,798 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 91% are still going.
- Micro
- 20 years or older
- negative equity
- a profit of 5% of the balance sheet or more
2.5%
went bankrupt
5.3%
stopped otherwise
91%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 8.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,798 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €17,339 | €11,192 | €7,739 | €5,682 | €2,108 | ▼ 62.9% |
| Non-recurring operating income76A | - | €16,650 | €13,450 | €6,550 | €11,800 | ▲ 80.2% |
| Goods, raw materials, services and sundry goods60/61 | €19,003 | €14,628 | €10,109 | €11,553 | €4,906 | ▼ 57.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,933 | €7,052 | €5,227 | €543 | €543 | = |
| Other operating charges640/8 | €2,508 | €492 | €532 | €3,272 | €3,272 | = |
| Gross operating margin9900 | €16,335 | €13,214 | €11,065 | €679 | €9,002 | ▲ 1,225% |
| Operating profit (loss)9901 | €6,895 | €5,670 | €5,307 | -€3,136 | €5,187 | ▲ 265% |
| Financial income75/76B | - | €1 | - | - | - | - |
| Recurring financial income75 | - | €1 | - | - | - | - |
| Financial charges65/66B | €14 | €4 | €55 | €40 | €257 | ▲ 544% |
| Recurring financial charges65 | €14 | €4 | €55 | €40 | €257 | ▲ 544% |
| Profit (loss) for the period before taxes9903 | €6,880 | €5,667 | €5,252 | -€3,176 | €4,930 | ▲ 255% |
| Profit (loss) for the period9904 | €6,880 | €5,667 | €5,252 | -€3,176 | €4,930 | ▲ 255% |
| Profit (loss) for the period to be appropriated9905 | €6,880 | €5,667 | €5,252 | -€3,176 | €4,930 | ▲ 255% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €40,203 | €41,257 | €28,914 | €28,900 | €28,628 | ▼ 0.9% |
| Fixed assets21/28 | €21,077 | €14,025 | €8,798 | €8,255 | €7,712 | ▼ 6.6% |
| Tangible fixed assets22/27 | €15,328 | €8,276 | €3,050 | €2,506 | €1,963 | ▼ 21.7% |
| Land and buildings22 | €11,191 | €4,683 | - | - | - | - |
| Other tangible fixed assets26 | €4,137 | €3,593 | €3,050 | €2,506 | €1,963 | ▼ 21.7% |
| Financial fixed assets28 | €5,749 | €5,749 | €5,749 | €5,749 | €5,749 | = |
| Current assets29/58 | €19,126 | €27,232 | €20,116 | €20,645 | €20,916 | ▲ 1.3% |
| Stocks and contracts in progress3 | €4,180 | €5,703 | €5,703 | €5,703 | €5,703 | = |
| Stocks30/36 | €4,180 | €5,703 | €5,703 | €5,703 | €5,703 | = |
| Amounts receivable within one year40/41 | €6,822 | €7,477 | €8,012 | €8,541 | €9,121 | ▲ 6.8% |
| Other amounts receivable41 | €6,822 | €7,477 | €8,012 | €8,541 | €9,121 | ▲ 6.8% |
| Current investments50/53 | - | - | - | - | €6,092 | - |
| Cash at bank and in hand54/58 | €8,125 | €14,052 | €5,854 | €5,854 | - | - |
| Deferred charges and accrued income490/1 | - | - | €546 | €546 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €40,203 | €41,257 | €28,914 | €28,900 | €28,628 | ▼ 0.9% |
| Equity10/15 | -€131,777 | -€126,110 | -€120,858 | -€124,034 | -€119,104 | ▲ 4.0% |
| Contributions10/11 | €6,197 | €6,197 | €6,197 | €6,197 | €6,197 | = |
| Capital10 | - | - | - | - | €6,197 | - |
| Issued capital100 | - | - | - | - | €18,592 | - |
| Uncalled capital101 | - | - | - | - | €12,395 | - |
| Reserves13 | €620 | €620 | €620 | €620 | €620 | = |
| Non-distributable reserves130/1 | €620 | €620 | €620 | €620 | €620 | = |
| Reserves not available under the articles1311 | €620 | €620 | €620 | €620 | €620 | = |
| Profit (loss) carried forward14 | -€138,594 | -€132,927 | -€127,675 | -€130,851 | -€125,921 | ▲ 3.8% |
| Amounts payable17/49 | €171,980 | €167,368 | €149,773 | €152,934 | €147,732 | ▼ 3.4% |
| Amounts payable within one year42/48 | €170,980 | €167,368 | €149,773 | €152,934 | €147,732 | ▼ 3.4% |
| Current portion of amounts payable after more than one year42 | - | €1,052 | - | - | - | - |
| Trade debts44 | €145,011 | €146,189 | €140,078 | €145,577 | €132,825 | ▼ 8.8% |
| Suppliers440/4 | €145,011 | €146,189 | €140,078 | €145,577 | €132,825 | ▼ 8.8% |
| Taxes, remuneration and social security45 | - | - | €142 | €142 | - | - |
| Taxes450/3 | - | - | €142 | €142 | - | - |
| Other amounts payable47/48 | €25,969 | €20,127 | €9,552 | €7,216 | €14,907 | ▲ 107% |
| Accrued charges and deferred income492/3 | €1,000 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6,880 | €5,667 | €5,252 | -€3,176 | €4,930 | ▲ 255% |
| + Depreciation and write-downs630 | €6,933 | €7,052 | €5,227 | €543 | €543 | = |
| Operating cash flow (approximation) | €13,813 | €12,719 | €10,479 | -€2,632 | €5,473 | ▲ 308% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €5,927 | -€8,198 | €0 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
12-06
KBO administration
UBO non-compliance
event 02-06-2026
2025
31-12
Financial
Back to profitnet €4,930
Net result €4,930 after one loss-making year.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
11-04
KBO administration
UBO non-compliance
event 31-03-2025
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Highest result since 2018net €6,880 ▲148%
Operating result €6,895, net result €6,880, both a record.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 49 days late
2019
31-12
Financial
Back to profitnet €1,549
Net result €1,549 after one loss-making year.
Show earlier events
04-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
06-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 67 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 1993
Ground area
81 m²
Building footprint
81 m²
Volume, LiDAR
898 m³
Parcel 21463D0194/00M000, Brussels · tallest building 15.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Léon Theodorstraat 6, 1090 Jette
since 19932.060.854.773
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0194/00M000 | Brussels | 81 m² | 1 · 81 m² | 15.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,510 companies in sector 47110 we hold annual accounts for 5,854. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded29-01-1993
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
62200Computer consultancy and computer facilities management
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.