Result
€53,643 €53,643
Back in profit in 2025, after a loss of €27,864 in 2024.
MULTI-LEASE
Lifetime
19 annual accounts with figures on one time axis, 29 filings since 1997peak €91,292 (2025)
€91,292▲ €111,396
lowest -€27,864 (2024)
€53,643▲ €81,506
peak €198,763 (2025)
€198,763▲ 37.0%
€61,227▲ 78.1%
peak 0 FTE (2025)
0 FTE
Board2 names since 2022
1 directorMaurice De Velder
Owners2 names in the annual accounts
Documentsfilings and deeds
28-07-2026178 days late
2025financial year
Gross margin from -€20,104 to €91,292Back to profit: €53,643Registered office moved to Buggenhout 03-02Equity from €145,121 to €198,763Debts from €34,385 to €61,227Cash from €530 to €3,298
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The accounts state no turnover.
Investments
€213,945 58.0 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.00 was 7.08 in 2024
Short-term debts rose from €25,359 to €49,977.
Filings
29 annual accounts 178 days
Latest accounts filed late: after the legal deadline.
At the same address
5 companies
Checked score
35
Weak
Financially stronger than 75% of micro companies in real estate (NACE 68)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
10.1% High
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 1 in 10 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%lowest value
01-2025: 0.6%▲ +0.2 percentage points vs 12-2024
02-2025: 0.7%▲ +0.1 percentage points vs 01-2025
03-2025: 1.7%▲ +1.0 percentage point vs 02-2025
04-2025: 1.7%● unchanged vs 03-2025
05-2025: 1.7%● unchanged vs 04-2025
06-2025: 1.7%● unchanged vs 05-2025
07-2025: 1.7%● unchanged vs 06-2025
08-2025: 1.7%● unchanged vs 07-2025
09-2025: 1.7%● unchanged vs 08-2025
10-2025: 1.7%● unchanged vs 09-2025
11-2025: 1.6%▼ -0.1 percentage points vs 10-2025
12-2025: 1.6%● unchanged vs 11-2025
01-2026: 1.6%● unchanged vs 12-2025
02-2026: 1.9%▲ +0.3 percentage points vs 01-2026
03-2026: 2.3%▲ +0.4 percentage points vs 02-2026
04-2026: 3.4%▲ +1.1 percentage points vs 03-2026
05-2026: 3.5%▲ +0.1 percentage points vs 04-2026
06-2026: 4.0%▲ +0.5 percentage points vs 05-2026
07-2026: 5.5%▲ +1.5 percentage points vs 06-2026
08-2026: 2.4%▼ -3.1 percentage points vs 07-2026
09-2026: 2.4%● unchanged vs 08-2026
10-2026: 4.2%▲ +1.8 percentage points vs 09-2026
11-2026: 10.1%▲ +5.9 percentage points vs 10-2026highest value
Financial strengthStrong
Score breakdown
raises risk
2 changes of registered office in 24 months
Last filed accounts filed 179 days late; 2 of the last 3 accounts late
Ex-officio strike-off in the KBO
Size: total assets €259,990
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 41% on liquidity, 88% on profitability and 83% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the high class on 30-06-2025, 14.6% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as MULTI-LEASE has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MULTI-LEASE itself is higher: 10.1% within 12 months. It rests on far more data about MULTI-LEASE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for MULTI-LEASE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is insufficient, with a current ratio of 1.0 (7.08 in 2024), below 1. Short-term debt is 19.2% and cash 1.3% of total assets. 23.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · 2025 accounts filed 178 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-07-2026, 178 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
178 days late
2024
4 days late
2023
149 days late
2022
on the day
2021
40 days early
2020
10 days late
2019
51 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 36 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Searched, nothing found (1)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 4 February (4 of the last 5 accounts filed within 145 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end10-11-2026 today31-01-2027 deadline
Recent changes
Registered office moved from Buggenhout to Antwerp
New registered office: Pelgrimstraat 4 bus 6, 2000 Antwerpen · Previous registered office: Achter De Boskapel 1, 9255 Buggenhout, België · Board meeting of 16-10-2026 · Gazette deed
Address struck
effective 30-03-2026 · KBO administration
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0456280773
Registered office moved to Buggenhout
New registered office: Achter De Boskapel 1, 9255 Buggenhout · Reappointments: STION (director) and Maurice De Velder (director) · Permanent representative: Ann Nisot · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MULTI-LEASE Antwerp | €259,990 | €91,292 | 76.5% | 0 |
| STANPHIL Woluwe-Saint-Lambert | €350,664 | €66,402 | 57.1% | 0 |
| DESMA INVEST Kruisem | €406,837 | €82,367 | 95.7% | 0 |
| SHAREEN Mechelen | €327,529 | €50,730 | -35.4% | 0 |
| DEFOSSEZ - DE BRABANDERE Schoten | €160,194 | €61,589 | 76.7% | 0.2 |
| IMMO PROJECTUM Geel | €253,815 | €41,295 | 99.0% | 0 |
| SANDRAMAC Sint-Martens-Latem | €430,285 | €64,288 | 67.2% | 0 |
These companies have the same main activity as MULTI-LEASE: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €160,000 and €430,000, founded between 1992 and 2001.
Official details
Source: KBO- Status
- Active since 13-10-1995Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201
- Establishment unit
- 2.074.903.0462000 Antwerp, since 26-01-1996
- Financial year end
- 30 June
- Peppol
- Reachable since 26-01-2026
Insights on MULTI-LEASE
MULTI-LEASE has existed since 1995. The gross margin grew from €1,088 in 2007 to €91,292 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MULTI-LEASE
- What is the company number of MULTI-LEASE?
- The company number of MULTI-LEASE is 0456.280.773. The VAT number is the same number with BE in front: BE 0456.280.773.
- Where is MULTI-LEASE based?
- The registered office is at Pelgrimstraat 4, 2000 Antwerp.Company details
- What does MULTI-LEASE do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of MULTI-LEASE?
- MULTI-LEASE is a public limited company (NV).
- When was MULTI-LEASE founded?
- MULTI-LEASE was founded on 13-10-1995.
- Is MULTI-LEASE still active?
- Yes, MULTI-LEASE is an active enterprise in the KBO register.
- What is the turnover of MULTI-LEASE?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €91,292 and 45 comparable companies (NACE 682). It probably lies between €100,000 and €150,000.Financials
- Is MULTI-LEASE profitable?
- In financial year 2025, MULTI-LEASE made a profit of €53,643.
- Where can I find the annual accounts of MULTI-LEASE?
- MULTI-LEASE filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MULTI-LEASE due?
- MULTI-LEASE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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