IMMO PROJECTUM
ActiveSummary
IMMO PROJECTUM has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €251k and a net result of €7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-28
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 98.01; short-term debt: 1% and cash: 44.4% of total assets), and 1% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99%
Return on assets
2.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
61 d late
2022
67 d late
2021
3 d early
2020
38 d late
2019
150 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€251k▲ 2.8%
2024 · €245k
Total assets
€254k▲ 3.1%
2024 · €246k
Net result
€7k▼ 98.3%
2024 · €403k
Working capital
€246k▲ 5.5%
2024 · €234k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-54k€159k€54k▼ 65.9%€408k▲ 654%€4k▼ 99.1%
Net result€-64k▲ 79.1%€134k€17k▼ 87.4%€403k▲ 2,288%€7k▼ 98.3%
Equity€-310k▼ 26.1%€-176k▲ 43.3%€-159k▲ 9.6%€245k€251k▲ 2.8%
Total assets€341k▼ 15.5%€264k▼ 22.7%€330k▲ 25.1%€246k▼ 25.5%€254k▲ 3.1%
Debt€652k▲ 0.3%€440k▼ 32.5%€489k▲ 11.2%€2k▼ 99.7%€3k▲ 53.4%
Working capital€-93k▼ 42.9%€77k€124k▲ 59.8%€234k▲ 88.7%€246k▲ 5.5%
Staff (FTE)0000
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €254k
Fixed assets
€5k ▼ 55.1%
Current assets
€249k ▲ 5.8%
Equity and liabilities €254k
Equity
€251k ▲ 2.8%
Debt
€3k ▲ 53.4%
Debt's share of the balance-sheet total rises from 0.7% to 1.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▼
2024 · €409k
Cash flow
€13k▼
2024 · €404k
Current ratio
98.01
Quick ratio
76.39
Debt to equity
0.01▲
2024 · 0.01
ROE
2.7%▼
2024 · 165.0%
ROA
2.7%▼
2024 · 163.9%
Interest coverage
126.09▲
2024 · 54.53
Debt ≤ 1 year
€3k▲
2024 · €2k
Income taxes
€712▼
2024 · €739
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €213k | €0 | €344k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36k | €0 | €140 | €1k | €6k | ▲ 443% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €51k | €0 | - | - | - |
| Other operating charges640/8 | €22k | €10k | €8k | €17k | €31k | ▲ 80.5% |
| Gross operating margin9900 | €4k | €220k | €62k | €426k | €41k | ▼ 90.3% |
| Operating profit (loss)9901 | €-54k | €159k | €54k | €408k | €4k | ▼ 99.1% |
| Financial income75/76B | - | €5k | €3k | €4k | €4k | ▼ 3.2% |
| Recurring financial income75 | - | €5k | €3k | €4k | €4k | ▼ 3.2% |
| Financial charges65/66B | €10k | €13k | €10k | €7k | €78 | ▼ 99.0% |
| Recurring financial charges65 | €10k | €13k | €10k | €7k | €78 | ▼ 99.0% |
| Profit (loss) for the period before taxes9903 | €-64k | €151k | €47k | €404k | €7k | ▼ 98.1% |
| Income taxes67/77 | - | €17k | €30k | €739 | €712 | ▼ 3.8% |
| Profit (loss) for the period9904 | €-64k | €134k | €17k | €403k | €7k | ▼ 98.3% |
| Profit (loss) for the period to be appropriated9905 | €-64k | €134k | €17k | €403k | €7k | ▼ 98.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €341k | €264k | €330k | €246k | €254k | ▲ 3.1% |
| Fixed assets21/28 | €72k | €35k | €37k | €11k | €5k | ▼ 55.1% |
| Tangible fixed assets22/27 | €72k | €35k | €37k | €11k | €5k | ▼ 55.1% |
| Land and buildings22 | €72k | €35k | €37k | €0 | - | - |
| Furniture and vehicles24 | - | - | - | €11k | €5k | ▼ 55.1% |
| Current assets29/58 | €269k | €229k | €293k | €235k | €249k | ▲ 5.8% |
| Stocks and contracts in progress3 | €162k | €150k | €62k | €61k | €55k | ▼ 10.2% |
| Stocks30/36 | €162k | €150k | €62k | €61k | €55k | ▼ 10.2% |
| Amounts receivable within one year40/41 | €106k | €71k | €57k | €65k | €75k | ▲ 15.8% |
| Trade receivables40 | - | - | €2k | €0 | - | - |
| Other amounts receivable41 | €106k | €71k | €55k | €65k | €75k | ▲ 15.8% |
| Cash at bank and in hand54/58 | €882 | €1k | €1k | €103k | €113k | ▲ 9.0% |
| Deferred charges and accrued income490/1 | €275 | €7k | €173k | €6k | €7k | ▲ 6.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €341k | €264k | €330k | €246k | €254k | ▲ 3.1% |
| Equity10/15 | €-310k | €-176k | €-159k | €245k | €251k | ▲ 2.8% |
| Contributions10/11 | €276k | €276k | €276k | €276k | €276k | = |
| Reserves13 | €7k | €0 | - | - | - | - |
| Non-distributable reserves130/1 | €7k | €0 | - | - | - | - |
| Reserves not available under the articles1311 | €7k | €0 | - | - | - | - |
| Profit (loss) carried forward14 | €-594k | €-452k | €-435k | €-32k | €-25k | ▲ 21.5% |
| Amounts payable17/49 | €652k | €440k | €489k | €2k | €3k | ▲ 53.4% |
| Amounts payable after more than one year17 | €290k | €288k | €288k | €0 | - | - |
| Financial debts170/4 | €90k | €90k | €90k | €0 | - | - |
| Advances received on contracts in progress176 | €200k | €199k | €199k | €0 | - | - |
| Amounts payable within one year42/48 | €362k | €151k | €169k | €2k | €3k | ▲ 53.4% |
| Financial debts43 | €355k | €135k | €151k | €0 | - | - |
| Credit institutions430/8 | €355k | €135k | €151k | €0 | - | - |
| Trade debts44 | €2k | €10k | €12k | €790 | €1k | ▲ 37.8% |
| Suppliers440/4 | €2k | €10k | €12k | €790 | €1k | ▲ 37.8% |
| Taxes, remuneration and social security45 | €2k | €6k | €7k | €866 | €1k | ▲ 67.5% |
| Taxes450/3 | €2k | €6k | €7k | €866 | €1k | ▲ 67.5% |
| Other amounts payable47/48 | €3k | €0 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €32k | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-64k | €134k | €17k | €403k | €7k | ▼ 98.3% |
| + Depreciation and write-downs630 | €36k | €0 | €140 | €1k | €6k | ▲ 443% |
| Operating cash flow (approximation) | €-28k | €134k | €17k | €404k | €13k | ▼ 96.8% |
| Investment in fixed assets (approximation) | - | €37k | €-2k | €25k | €0 | ▼ 100% |
| Change in cash | - | €199 | €-68 | €102k | €9k | ▼ 90.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €403k ▲2,288%
Net result €403k, the highest in the series.
31-12
Financial
Liquidity times 82current ratio 142.08
Current ratio from 1.73 to 142.08; short-term debt falls from €169k to €2k.
31-12
Financial
Equity above €200kEq €245k
3 profitable years in a row build equity to €245k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 67 days late
2022
31-12
Financial
Back to profitnet €134k
Net result €134k after 4 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.51
Current ratio from 0.74 to 1.51; short-term debt falls from €362k to €151k.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 38 days late
2020
31-12
Financial
Weakest financial yearnet €-307k
Net result drops to €-307k, the lowest in the series; recovery starts the following year.
Show earlier events
28-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 150 days late
18-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 506 days late
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 80 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2000
Ground area
912 m²
Building footprint
245 m²
Volume, LiDAR
2,015 m³
Parcel 13008H1480/00Z000, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
IMMO PROJECTUM
since 20002.115.893.959
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13008H1480/00Z000 | Flanders | 912 m² | 1 · 245 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ACTIM
BE 0449.146.127
Ninove · Eq €251,142
CANISIUS
BE 0438.608.561
Turnhout · Eq €250,820
Gebroeders Sobry Vastgoed
BE 0714.947.309
Lier · Eq €252,229
IMMO - ROHS
BE 0449.116.334
Eupen · Eq €250,287
Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 4,904 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-07-2000
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.