Multi Check
ActiveMulti Check has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €74k. Its solvency ranks better than 58% of 9380 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99=
Growth78
Stability82
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity ample (current ratio 2.81 against 2.53 in 2024), and 38% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
62%
Return on assets
38.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
7 d late
2024
4 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€118k▲ 168%
2024 · €44k
2024: €44k
2024 → 2025
Total assets
€190k▲ 167%
2024 · €71k
2024: €71k
2024 → 2025
Net result
€74k▲ 80.2%
2024 · €41k
2024: €41k
2024 → 2025
Working capital
€117k▲ 181%
2024 · €42k
2024: €42k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€44k-€118k▲ 168%
Operating result€51k-€92k▲ 78.3%
Net result€41k-€74k▲ 80.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 78% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €190k
Fixed assets
€9k▲ 253%
Current assets
€182k▲ 164%
Equity and liabilities €190k
Equity
€118k▲ 168%
Debt
€72k▲ 165%
The debt ratio falls from 38.3% to 38.0%: equity grows faster than debt.
Key figures and ratios
EBITDA
€93k▲
2024 · €52k
Cash flow
€75k▲
2024 · €41k
Solvency
62.0%▲
2024 · 61.7%
Current ratio
2.81▲
2024 · 2.53
Quick ratio
2.81▲
2024 · 2.53
Debt / equity
0.61▼
2024 · 0.62
ROE
62.7%▼
2024 · 93.2%
ROA
38.9%▼
2024 · 57.5%
Interest coverage
272.91▼
2024 · 3418.17
Debt
€72k▲
2024 · €27k
Debt ≤ 1 year
€65k▲
2024 · €27k
Debt > 1 year
€7k
Income taxes
€19k▲
2024 · €10k
Staff costs
€50k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€190k▲
Fixed assets21/28€2k€9k▲
Intangible fixed assets21€1k€1k▼
Tangible fixed assets22/27€1k€7k▲
Plant, machinery and equipment23-€3k
Furniture and vehicles24€1k€4k▲
Financial fixed assets28€150€150=
Current assets29/58€69k€182k▲
Amounts receivable within one year40/41€27k€122k▲
Trade receivables40€27k€38k▲
Other amounts receivable41-€84k
Cash at bank and in hand54/58€41k€59k▲
Deferred charges and accrued income490/1€185-
Equity and liabilities
Total equity and liabilities10/49€71k€190k▲
Equity10/15€44k€118k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€41k€115k▲
Amounts payable17/49€27k€72k▲
Amounts payable after more than one year17-€7k
Financial debts170/4-€7k
Amounts payable within one year42/48€27k€65k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€5k€1k▼
Suppliers440/4€5k€1k▼
Taxes, remuneration and social security45€22k€59k▲
Taxes450/3€20k€43k▲
Remuneration and social security454/9€2k€16k▲
Accrued charges and deferred income492/3-€350
Income statement
Code20242025
Remuneration, social security and pensions62€18k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€178€1k▲
Other operating charges640/8€427€120▼
Gross operating margin9900€70k€143k▲
Operating profit (loss)9901€51k€92k▲
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€15€340▲
Recurring financial charges65€15€340▲
Profit (loss) for the period before taxes9903€51k€93k▲
Income taxes67/77€10k€19k▲
Profit (loss) for the period9904€41k€74k▲
Profit (loss) for the period to be appropriated9905€41k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€115k▲
Profit (loss) brought forward from the previous period14P-€41k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
31-12
Financial
Equity above €100kEq €118k ▲168%
2 profitable years in a row build equity to €118k.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charlottalei 262018 AntwerpenGround area
294 m²
Building footprint
270 m²
Volume, LiDAR
4,635 m³
Parcel 11806F1241/00C002, Flanders · tallest building 29.6 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Multi Check
since 20242.362.475.085
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11806F1241/00C002 | Flanders | 294 m² | 1 · 270 m² | 29.6 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 519 EUR awarded · 519 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 519 EUR | 519 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,505 companies in sector 71121 we hold annual accounts for 6,524. 5,212 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2024
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.