MTINVEST
ActiveMTINVEST has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €64k and a net result of €-8k. Equity is shrinking by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 33% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability14▲+2
Solvency64▼-28
Growth32=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.13 against 2.97 in 2023; short-term debt: 12% and cash: 35.4% of total assets), but 61.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
38.6%
Return on assets
-4.6%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
222324
2022 to 2024 · latest year €-8k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
19 d early
2022
34 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€64k▼ 10.7%
2023 · €72k
2022: €83k
2023: €72k
2022 → 2024
Total assets
€167k▲ 55.8%
2023 · €107k
2022: €112k
2023: €107k
2022 → 2024
Net result
€-8k▲ 30.1%
2023 · €-11k
2022: €82k
2023: €-11k
2022 → 2024
Working capital
€62k▼ 9.6%
2023 · €69k
2022: €77k
2023: €69k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€83k-€72k▼ 13.3%€64k▼ 10.7%
Operating result€104k-€-11k€-5k▲ 51.7%
Net result€82k-€-11k€-8k▲ 30.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2024 against €11k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €167k
Fixed assets
€85k▲ 2,611%
Current assets
€82k▼ 20.8%
Equity and liabilities €167k
Equity
€64k▼ 10.7%
Debt
€103k▲ 193%
The debt ratio rises from 32.7% to 61.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€436▲
2023 · €-8k
Cash flow
€-2k▲
2023 · €-8k
Solvency
38.6%▼
2023 · 67.3%
Current ratio
4.13▲
2023 · 2.97
Quick ratio
4.13▲
2023 · 2.97
Debt / equity
1.59▲
2023 · 0.49
ROE
-12.0%▲
2023 · -15.4%
ROA
-4.6%▲
2023 · -10.4%
Interest coverage
0.16▼
2023 · 4660.98
Debt
€103k▲
2023 · €35k
Debt ≤ 1 year
€20k▼
2023 · €35k
Debt > 1 year
€83k
Income taxes
€168▲
2023 · €162
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€107k€167k▲
Fixed assets21/28€3k€85k▲
Tangible fixed assets22/27€3k€85k▲
Land and buildings22-€85k
Furniture and vehicles24€3k€0▼
Current assets29/58€104k€82k▼
Amounts receivable within one year40/41€10k€23k▲
Trade receivables40€10k€23k▲
Other amounts receivable41€1€49▲
Cash at bank and in hand54/58€95k€59k▼
Equity and liabilities
Total equity and liabilities10/49€107k€167k▲
Equity10/15€72k€64k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€71k€63k▼
Amounts payable17/49€35k€103k▲
Amounts payable after more than one year17-€83k
Financial debts170/4-€83k
Amounts payable within one year42/48€35k€20k▼
Current portion of amounts payable after more than one year42-€3k
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€31k€8k▼
Taxes450/3€27k€8k▼
Remuneration and social security454/9€4k€0▼
Other amounts payable47/48€745€5k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€493€12k▲
Gross operating margin9900€-7k€12k▲
Operating profit (loss)9901€-11k€-5k▲
Financial income75/76B€0€468▲
Recurring financial income75€0€468▲
Financial charges65/66B€-2€3k▲
Recurring financial charges65€-2€3k▲
Profit (loss) for the period before taxes9903€-11k€-8k▲
Income taxes67/77€162€168▲
Profit (loss) for the period9904€-11k€-8k▲
Profit (loss) for the period to be appropriated9905€-11k€-8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€63k▼
Profit (loss) brought forward from the previous period14P€82k€71k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-11k ▼113%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krijgsbaan 2232070 Beveren-Kruibeke-ZwijndrechtGround area
1,432 m²
Building footprint
175 m²
Volume, LiDAR
918 m³
Parcel 11056B0475/00P000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MTINVEST
since 20212.325.016.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11056B0475/00P000 | Flanders | 1,432 m² | 1 · 175 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WIN CONCEPT
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Jeames
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MAXKORP
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ABILES
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NAN'ize
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,312 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68310Real estate agency activities
68311Real estate activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.