Philivin
ActiveSummary
Philivin has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €153k and a net result of €60k. Equity is growing by ~53.6% per year across the filed fiscal years. Its solvency ranks better than 83% of 37953 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency100▲+1
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 7.13 against 3.78 in 2023; short-term debt: 14% and cash: 6.6% of total assets), and 14% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
5 d early
2022
6 d early
2021
9 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€153k▲ 64.7%
2023 · €93k
2021: €21klowest in 4 years
2022: €57k▲ +164% vs 2021
2023: €93k▲ +64.0% vs 2022
2024: €153k▲ +64.7% vs 2023highest in 4 years
2021 → 2024
Total assets
€178k▲ 41.0%
2023 · €126k
2021: €53klowest in 4 years
2022: €95k▲ +79.9% vs 2021
2023: €126k▲ +33.6% vs 2022
2024: €178k▲ +41.0% vs 2023highest in 4 years
2021 → 2024
Net result
€60k▲ 66.0%
2023 · €36k
2021: €19klowest in 4 years
2022: €35k▲ +85.6% vs 2021
2023: €36k▲ +3.0% vs 2022
2024: €60k▲ +66.0% vs 2023highest in 4 years
2021 → 2024
Working capital
€153k▲ 64.9%
2023 · €93k
2021: €21klowest in 4 years
2022: €60k▲ +181% vs 2021
2023: €93k▲ +53.8% vs 2022
2024: €153k▲ +64.9% vs 2023highest in 4 years
2021 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€21k-€57k▲ 164%€93k▲ 64.0%€153k▲ 64.7%
2021: €21klowest in 4 years
2022: €57k▲ +164% vs 2021
2023: €93k▲ +64.0% vs 2022
2024: €153k▲ +64.7% vs 2023highest in 4 years
Operating result€26k-€46k▲ 79.4%€47k▲ 3.0%€73k▲ 55.0%
2021: €26klowest in 4 years
2022: €46k▲ +79.4% vs 2021
2023: €47k▲ +3.0% vs 2022
2024: €73k▲ +55.0% vs 2023highest in 4 years
Net result€19k-€35k▲ 85.6%€36k▲ 3.0%€60k▲ 66.0%
2021: €19klowest in 4 years
2022: €35k▲ +85.6% vs 2021
2023: €36k▲ +3.0% vs 2022
2024: €60k▲ +66.0% vs 2023highest in 4 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2024 is 55% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €178k
Fixed assets
€250 =
Current assets
€178k ▲ 41.1%
Equity and liabilities €178k
Equity
€153k ▲ 64.7%
Debt
€25k ▼ 25.1%
Debt's share of the balance-sheet total falls from 26.4% to 14.0%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
7.13▲
2023 · 3.78
Debt to equity
0.16▼
2023 · 0.36
ROE
39.3%▲
2023 · 39.0%
ROA
33.8%▲
2023 · 28.7%
Debt ≤ 1 year
€25k▼
2023 · €33k
Income taxes
€17k▲
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet
Code20232024
Assets
Total assets20/58€126k€178k▲
Fixed assets21/28€250€250=
Financial fixed assets28€250€250=
Current assets29/58€126k€178k▲
Amounts receivable within one year40/41€111k€162k▲
Trade receivables40€59k€95k▲
Other amounts receivable41€53k€68k▲
Cash at bank and in hand54/58€13k€12k▼
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€126k€178k▲
Equity10/15€93k€153k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€90k€151k▲
Amounts payable17/49€33k€25k▼
Amounts payable within one year42/48€33k€25k▼
Trade debts44€11k€7k▼
Suppliers440/4€11k€7k▼
Taxes, remuneration and social security45€22k€18k▼
Taxes450/3€22k€18k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0-
Income statement
Code20232024
Other operating charges640/8€2k€1k▼
Gross operating margin9900€49k€74k▲
Operating profit (loss)9901€47k€73k▲
Financial income75/76B€1k€4k▲
Recurring financial income75€1k€4k▲
Financial charges65/66B€367€153▼
Recurring financial charges65€367€153▼
Profit (loss) for the period before taxes9903€48k€77k▲
Income taxes67/77€12k€17k▲
Profit (loss) for the period9904€36k€60k▲
Profit (loss) for the period to be appropriated9905€36k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90k€151k▲
Profit (loss) brought forward from the previous period14P€54k€90k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Other operating charges640/8 | €2k | €852 | €2k | €1k | ▼ 21.7% |
| Gross operating margin9900 | €28k | €47k | €49k | €74k | ▲ 52.3% |
| Operating profit (loss)9901 | €26k | €46k | €47k | €73k | ▲ 55.0% |
| Financial income75/76B | - | - | €1k | €4k | ▲ 236% |
| Recurring financial income75 | - | - | €1k | €4k | ▲ 236% |
| Financial charges65/66B | €60 | €18 | €367 | €153 | ▼ 58.3% |
| Recurring financial charges65 | €60 | €18 | €367 | €153 | ▼ 58.3% |
| Profit (loss) for the period before taxes9903 | €25k | €46k | €48k | €77k | ▲ 60.1% |
| Income taxes67/77 | €7k | €11k | €12k | €17k | ▲ 41.7% |
| Profit (loss) for the period9904 | €19k | €35k | €36k | €60k | ▲ 66.0% |
| Profit (loss) for the period to be appropriated9905 | €19k | €35k | €36k | €60k | ▲ 66.0% |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €53k | €95k | €126k | €178k | ▲ 41.0% |
| Fixed assets21/28 | - | - | €250 | €250 | = |
| Financial fixed assets28 | - | - | €250 | €250 | = |
| Current assets29/58 | €53k | €95k | €126k | €178k | ▲ 41.1% |
| Amounts receivable within one year40/41 | €41k | €89k | €111k | €162k | ▲ 45.6% |
| Trade receivables40 | €41k | €89k | €59k | €95k | ▲ 61.7% |
| Other amounts receivable41 | - | - | €53k | €68k | ▲ 27.9% |
| Cash at bank and in hand54/58 | €2k | €5k | €13k | €12k | ▼ 7.7% |
| Deferred charges and accrued income490/1 | €10k | €625 | €2k | €4k | ▲ 109% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €53k | €95k | €126k | €178k | ▲ 41.0% |
| Equity10/15 | €21k | €57k | €93k | €153k | ▲ 64.7% |
| Contributions10/11 | €3k | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €19k | €54k | €90k | €151k | ▲ 66.5% |
| Amounts payable17/49 | €31k | €38k | €33k | €25k | ▼ 25.1% |
| Amounts payable within one year42/48 | €31k | €34k | €33k | €25k | ▼ 25.1% |
| Trade debts44 | €19k | €6k | €11k | €7k | ▼ 39.3% |
| Suppliers440/4 | €19k | €6k | €11k | €7k | ▼ 39.3% |
| Taxes, remuneration and social security45 | €7k | €17k | €22k | €18k | ▼ 18.1% |
| Taxes450/3 | €7k | €17k | €22k | €18k | ▼ 18.1% |
| Other amounts payable47/48 | €5k | €12k | €0 | - | - |
| Accrued charges and deferred income492/3 | - | €4k | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €19k | €35k | €36k | €60k | ▲ 66.0% |
| Operating cash flow (approximation) | €19k | €35k | €36k | €60k | ▲ 66.0% |
| Investment in fixed assets (approximation) | - | - | - | €0 | - |
| Change in cash | - | €3k | €8k | €-993 | ▼ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2021net €60k ▲66%
Operating result €73k, net result €60k, both a record.
31-12
Financial
Equity above €150kEq €153k ▲64.7%
4 profitable years in a row build equity to €153k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2021
Ground area
901 m²
Building footprint
188 m²
Volume, LiDAR
1,046 m³
Parcel 12035A0324/00S004, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Philivin
since 20212.316.254.882
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12035A0324/00S004 | Flanders | 901 m² | 1 · 188 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,789 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.