Equity
-€17,939
Debts exceed assets in financial year 2025.
MTI
Lifetime
10 annual accounts with figures on one time axispeak €37,127 (2017)
€18,449▲ 99.7%
lowest -€30,545 (2016)
-€7,865▲ €11,081
peak €12,624 (2017)
-€17,939▼ €7,865
€102,203▼ 9.2%
Board2 names since 2023
-
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Gross margin from €9,237 to €18,449Loss of €7,865Equity from -€10,075 to -€17,939Cash from €27,318 to €16,169
Key points
from the 2025 annual accountsLosses
-€26,810 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
Turnover
≈ €86,000 estimated
The micro format states no turnover.
Debts
€102,203 121% of the balance sheet
Financial debts 30%Suppliers 1%Taxes and wages 5%Other 64%
Of this, €67,478 falls due within a year.
Filings
10 annual accounts 8 late
The 2021 accounts came latest: 61 days after the end of the period.
Position in the sector
-€17,939
Less equity than 95% of companies in head offices and management consultancy. Sector median €78,242 · 39,374 companies.
Checked score
53
Fair
Financially stronger than 13% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025lowest value
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025
09-2025: 0.3%▲ +0.1 percentage points vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.4%▲ +0.1 percentage points vs 06-2026
08-2026: 0.5%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.4%▼ -0.1 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€17,939
Loss of €7,865, the second in a row (financial year 2025)
lowers risk
Size: total assets €84,263
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 6% of them on solvency, 13% on liquidity, 26% on profitability and 8% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,333 companies had the same profile as MTI has now. Each dot stands for 6 companies, two years later.
90.5%
were still trading
5.8%
stopped another way
2.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MTI itself is lower: 0.4% within 12 months. It rests on far more data about MTI than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,333 companies, not a prediction for MTI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.47 (0.47 in 2024), below 1. Short-term debt is 80.1% and cash 19.2% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€17,939
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
28 days late
2024
25 days late
2023
42 days early
2022
17 days early
2021
61 days late
2020
27 days late
2019
59 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 20 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 August (4 of the last 5 accounts filed within 42 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0630883149
Appointments: KEERIS Hendrik (successor director) and KEERIS BrunoJozefVeronaCornelia (director)
Issue of 100 shares · Director discharge: KEERIS BrunoJozefVeronaCornelia · Gazette deed
Incorporation
published on 29-05-2015 · Gazette deed
First establishment
Rode Beukendreef 7, Sint-Martens-Latem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MTI Sint-Martens-Latem | €84,263 | €18,449 | -21.3% | - |
| Cimind Beveren-Kruibeke-Zwijndrecht | €88,177 | €16,250 | 95.6% | - |
| Maserit Nazareth-De Pinte | €101,541 | €19,165 | 21.9% | - |
| NOTTEMA Waasmunster | €66,779 | €18,120 | 32.1% | - |
| ARDAEN B. CONSULTING Zwalm | €90,453 | €21,760 | 27.2% | - |
| F & W management Vosselaar | €78,315 | €18,601 | 89.8% | - |
| Leftbank Consulting Antwerp | €89,992 | €18,399 | 81.9% | - |
These companies have the same main activity as MTI: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €66,800 and €102,000, founded between 2014 and 2016.
Official details
Source: KBO- Status
- Active since 27-05-2015Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.242.226.8589831 Sint-Martens-Latem, since 27-05-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 26-01-2026
Insights on MTI
MTI files the micro format. That format states no turnover. The gross margin rose from -€2,374 in 2016 to €18,449 in 2025.
The balance sheet grew most in 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MTI
- What is the company number of MTI?
- The company number of MTI is 0630.883.149. The VAT number is the same number with BE in front: BE 0630.883.149.
- Where is MTI based?
- The registered office is at Rode Beukendreef 7, 9831 Sint-Martens-Latem.Company details
- What does MTI do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of MTI?
- MTI is a private limited company (BV).
- When was MTI founded?
- MTI was founded on 27-05-2015.
- Is MTI still active?
- Yes, MTI is an active enterprise in the KBO register.
- What is the turnover of MTI?
- The turnover in financial year 2025 is ≈ €86,000. This figure is estimated from the gross margin of €18,449 and 204 comparable companies (NACE 70200). It probably lies between €41,000 and €170,000. It is a rough estimate.Financials
- Is MTI profitable?
- In financial year 2025, MTI made a loss of €7,865.
- Where can I find the annual accounts of MTI?
- MTI filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MTI due?
- MTI must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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