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Cimind

Active
Private limited companyfounded 201511 yrs activeWarandestraat 28, 9150 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0600.940.338

Cimind has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €-7k. Equity is growing by ~12.3% per year across the filed fiscal years. Its solvency ranks better than 94% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
85 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-30
Solvency100=
Growth43=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 18.6 against 20.7 in 2024; short-term debt: 4.4% and cash: 43.6% of total assets), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
66 d early
2024
71 d early
2023
69 d early
2022
68 d early
2021
67 d early
2020
67 d early
2019
74 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€121k▼ 4.4%
2024 · €126k
2018: €148k 2019: €143k 2020: €147k 2021: €136k 2022: €133k 2023: €136k 2024: €126k
2018 → 2025
EBIT margin
7.4%▼ 6.4pp
2024 · 13.8%
2018: 30.7% 2019: 14.3% 2020: 19.5% 2021: 17.0% 2022: 8.8% 2023: 16.8% 2024: 13.8%
2018 → 2025
Net result
€-7k
2024 · €8k
2018: €40k 2019: €13k 2020: €16k 2021: €15k 2022: €3k 2023: €15k 2024: €8k
2018 → 2025
Working capital
€68k▼ 4.4%
2024 · €71k
2018: €31k 2019: €45k 2020: €59k 2021: €57k 2022: €50k 2023: €65k 2024: €71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€136k-€133k▼ 1.9%€136k▲ 1.9%€126k▼ 7.0%€121k▼ 4.4%
Equity€65k-€68k▲ 4.0%€83k▲ 22.8%€91k▲ 9.4%€84k▼ 7.3%
Operating result€23k-€12k▼ 49.0%€23k▲ 93.8%€17k▼ 24.1%€9k▼ 48.9%
Net result€15k-€3k▼ 82.5%€15k▲ 499%€8k▼ 49.5%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €23k€23kNet result 2021: €15k€15kOperating result 2022: €12k€12kNet result 2022: €3k€3kOperating result 2023: €23k€23kNet result 2023: €15k€15kOperating result 2024: €17k€17kNet result 2024: €8k€8kOperating result 2025: €9k€9kNet result 2025: €-7k€-7k20212022202320242025
The operating result has fallen two years in a row; 2025 is 49% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €88k
Fixed assets €16k▼ 17.9%
Current assets €72k▼ 3.9%
Equity and liabilities €88k
Equity €84k▼ 7.3%
Debt €4k▲ 7.0%
The debt ratio rises from 3.8% to 4.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€12k
2024 · €21k
Cash flow
€-3k
2024 · €12k
Solvency
95.6%
2024 · 96.2%
Current ratio
18.60
2024 · 20.70
Quick ratio
18.60
2024 · 20.70
Debt / equity
0.05
2024 · 0.04
ROE
-7.9%
2024 · 8.6%
ROA
-7.6%
2024 · 8.2%
Interest coverage
4.54
2024 · 7.22
Debt
€4k
2024 · €4k
Debt ≤ 1 year
€4k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€95k€88k
Fixed assets21/28€20k€16k
Tangible fixed assets22/27€20k€16k
Land and buildings22€14k€12k
Furniture and vehicles24€6k€4k
Current assets29/58€75k€72k
Amounts receivable within one year40/41€26k€34k
Trade receivables40€25k€23k
Other amounts receivable41€875€10k
Cash at bank and in hand54/58€49k€38k
Equity and liabilities
Total equity and liabilities10/49€95k€88k
Equity10/15€91k€84k
Contributions10/11€19k€19k=
Reserves13€72k€68k
Distributable reserves133€72k€68k
Profit (loss) carried forward14€416€-2k
Amounts payable17/49€4k€4k
Amounts payable within one year42/48€4k€4k
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€3k-
Taxes450/3€3k-
Other amounts payable47/48€211€465
Income statement Code20242025
Turnover70€126k€121k
Goods, raw materials, services and sundry goods60/61€106k€107k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k
Other operating charges640/8€2k€4k
Gross operating margin9900€23k€16k
Operating profit (loss)9901€17k€9k
Financial income75/76B-€151
Recurring financial income75-€151
Financial charges65/66B€4k€16k
Recurring financial charges65€3k€3k
Non-recurring financial charges66B€949€13k
Profit (loss) for the period before taxes9903€13k€-7k
Income taxes67/77€6k-
Profit (loss) for the period9904€8k€-7k
Profit (loss) for the period to be appropriated9905€8k€-7k
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-6k
Profit (loss) brought forward from the previous period14P€2k€416
Transfer from equity791/2-€4k
Transfer to equity691/2€9k-
To other reserves6921€9k-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-05
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €-7k ▼186%
Net result drops to €-7k, the lowest in the series.
21-05
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
23-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
24-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity doublescurrent ratio 10.59
Current ratio from 4.26 to 10.59; short-term debt falls from €17k to €5k.
25-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
25-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
18-05
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
28-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
29-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
23-05
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Warandestraat 289150 Beveren-Kruibeke-Zwijndrecht
Ground area
1,836 m²
Building footprint
148 m²
Parcel 46013A0500/00N000, Flanders. Linked by address, not a title deed.
1 establishment unit
Cimind
Warandestraat 28, 9150 Beveren-Kruibeke-ZwijndrechtFinancial service activities, except insurance and pension funding
since 20152.240.498.971
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46013A0500/00N000 Flanders 1,836 m² 1 · 148 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,266 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-03-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.