F & W management
ActiveF & W management has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €89k and a net result of €18k. Equity is growing by ~23% per year across the filed fiscal years. Its solvency ranks better than 64% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▼-12
Solvency96▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.03 against 3.03 in 2023; short-term debt: 29% and cash: 35.2% of total assets), and 29% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
23 d early
2022
33 d early
2021
18 d early
2020
10 d late
2019
13 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€89k▼ 2.2%
2023 · €91k
2018: €12k
2019: €26k
2020: €52k
2021: €55k
2022: €62k
2023: €91k
2018 → 2024
Total assets
€125k▲ 2.5%
2023 · €122k
2018: €15k
2019: €29k
2020: €97k
2021: €89k
2022: €95k
2023: €122k
2018 → 2024
Net result
€18k▼ 38.1%
2023 · €28k
2018: €109
2019: €13k
2020: €27k
2021: €3k
2022: €7k
2023: €28k
2018 → 2024
Working capital
€74k▲ 48.5%
2023 · €50k
2018: €12k
2019: €24k
2020: €30k
2021: €36k
2022: €19k
2023: €50k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€52k-€55k▲ 5.7%€62k▲ 12.5%€91k▲ 45.5%€89k▼ 2.2%
Operating result€38k-€8k▼ 78.1%€13k▲ 60.0%€44k▲ 225%€26k▼ 40.0%
Net result€27k-€3k▼ 88.8%€7k▲ 132%€28k▲ 310%€18k▼ 38.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 40% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €125k
Fixed assets
€15k▼ 68.5%
Current assets
€110k▲ 48.6%
Equity and liabilities €125k
Equity
€89k▼ 2.2%
Debt
€36k▲ 15.9%
The debt ratio rises from 25.6% to 29.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€30k▼
2023 · €53k
Cash flow
€21k▼
2023 · €38k
Solvency
71.0%▼
2023 · 74.4%
Current ratio
3.03▼
2023 · 3.03
Quick ratio
3.03▼
2023 · 3.03
Debt / equity
0.41▲
2023 · 0.34
ROE
19.8%▼
2023 · 31.3%
ROA
14.1%▼
2023 · 23.3%
Interest coverage
38.91▼
2023 · 47.39
Debt
€36k▲
2023 · €31k
Debt ≤ 1 year
€36k▲
2023 · €24k
Debt > 1 year
€0▼
2023 · €7k
Income taxes
€9k▼
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€122k€125k▲
Fixed assets21/28€48k€15k▼
Tangible fixed assets22/27€48k€15k▼
Plant, machinery and equipment23€9k€8k▼
Furniture and vehicles24€39k€7k▼
Current assets29/58€74k€110k▲
Amounts receivable within one year40/41€22k€39k▲
Trade receivables40€20k€1k▼
Other amounts receivable41€2k€38k▲
Current investments50/53€17k€27k▲
Cash at bank and in hand54/58€34k€44k▲
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€122k€125k▲
Equity10/15€91k€89k▼
Contributions10/11€6k€6k=
Reserves13€84k€82k▼
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€83k€82k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€31k€36k▲
Amounts payable after more than one year17€7k€0▼
Financial debts170/4€7k€0▼
Amounts payable within one year42/48€24k€36k▲
Current portion of amounts payable after more than one year42€9k€9k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€6k€6k▼
Taxes450/3€6k€6k▼
Other amounts payable47/48€6k€19k▲
Accrued charges and deferred income492/3€100€0▼
Income statement
Code20232024
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€2k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€4k▼
Other operating charges640/8€1k€338▼
Gross operating margin9900€56k€30k▼
Operating profit (loss)9901€44k€26k▼
Financial income75/76B€219€877▲
Recurring financial income75€219€877▲
Financial charges65/66B€1k€766▼
Recurring financial charges65€1k€766▼
Profit (loss) for the period before taxes9903€43k€26k▼
Income taxes67/77€14k€9k▼
Profit (loss) for the period9904€28k€18k▼
Profit (loss) for the period to be appropriated9905€28k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€28k€18k▼
Transfer from equity791/2-€20k
Transfer to equity691/2€28k€18k▼
To other reserves6921€28k€18k▼
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €28k ▲310%
Operating result €44k, net result €28k, both a record.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vosselaar · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meidoornlaan 62350 VosselaarGround area
419 m²
Building footprint
130 m²
Volume, LiDAR
710 m³
Parcel 13046A0221/00M002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
F & W management
since 20162.249.733.173
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13046A0221/00M002 | Flanders | 419 m² | 1 · 130 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Talent Compass
BE 0735.530.016
Mechelen · Eq €89k
Eleveight
BE 0735.673.833
Mechelen · Eq €89k
SoMaLaJo
BE 0726.844.556
Essen · Eq €89k
DCPRO CONSULTING
BE 0679.597.638
Kontich · Eq €89k
PER-SÉ
BE 0827.989.327
Kuurne · Eq €89k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 40,399 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.