MTENS & Co

Active

Private limited companyfounded 20224 yrs activeChaussée d'Enghien(Hoves) 13, 7830 Silly, BelgiumKBO/BCE: BE 0780.366.681

Summary

The computed 12-month bankruptcy probability of MTENS & Co is 4.8% (elevated). The 2024 annual accounts show equity of €75k and a net result of €22k. Equity is growing by ~55.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 6717 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. A confirmed filing finding caps the score. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability92▼-8

Solvency90▼-3

Growth78=

Track record94

Bankruptcy probability, 12 months

4.8% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days only on tighter terms

Liquidity ample (current ratio 2.61 against 2.27 in 2023; short-term debt: 33.4% and cash: 1.7% of total assets), and 35.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

+raises risk

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-04-2026, 245 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

245 d late

2023

594 d late

2022

895 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€75k▲ 41.0%

2023 · €53k

2022: €15k 2023: €53k

2022 → 2024

Total assets

€116k▲ 48.6%

2023 · €78k

2022: €29k 2023: €78k

2022 → 2024

Net result

€22k▼ 42.2%

2023 · €38k

2022: €13k 2023: €38k

2022 → 2024

Working capital

€63k▲ 101%

2023 · €31k

2022: €15k 2023: €31k

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€15k-€53k▲ 244%€75k▲ 41.0%

Operating result€16k-€46k▲ 184%€24k▼ 47.7%

Net result€13k-€38k▲ 180%€22k▼ 42.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 48% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €116k

12.7%

87.3%

Fixed assets €15k ▼ 34.5%

Current assets €101k ▲ 82.1%

Equity and liabilities €116k

64.5%

35.5%

Equity €75k ▲ 41.0%

Debt €41k ▲ 64.7%

Debt's share of the balance-sheet total rises from 32.0% to 35.5%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€32k▼

2023 · €47k

Cash flow

€30k▼

2023 · €39k

Current ratio

2.61▲

2023 · 2.27

Debt to equity

0.55▲

2023 · 0.47

ROE

29.1%▼

2023 · 70.9%

ROA

18.8%▼

2023 · 48.2%

Interest coverage

140.46▲

2023 · 104.32

Debt ≤ 1 year

€39k▲

2023 · €24k

Income taxes

€6k▼

2023 · €10k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines

Balance sheet Code20232024

Assets

Total assets20/58€78k€116k▲

Fixed assets21/28€22k€15k▼

Tangible fixed assets22/27€22k€15k▼

Plant, machinery and equipment23€343€253▼

Furniture and vehicles24€22k€14k▼

Current assets29/58€56k€101k▲

Amounts receivable within one year40/41€54k€99k▲

Trade receivables40€188€6k▲

Other amounts receivable41€53k€93k▲

Cash at bank and in hand54/58€2k€2k=

Equity and liabilities

Total equity and liabilities10/49€78k€116k▲

Equity10/15€53k€75k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€51k€73k▲

Amounts payable17/49€25k€41k▲

Amounts payable within one year42/48€24k€39k▲

Financial debts43€193€389▲

Credit institutions430/8€193€389▲

Trade debts44-€2k

Suppliers440/4-€2k

Taxes, remuneration and social security45€24k€36k▲

Taxes450/3€24k€36k▲

Accrued charges and deferred income492/3€484€2k▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€972€8k▲

Other operating charges640/8€2k€3k▲

Gross operating margin9900€49k€35k▼

Operating profit (loss)9901€46k€24k▼

Financial income75/76B€2k€4k▲

Recurring financial income75€2k€4k▲

Financial charges65/66B€449€226▼

Recurring financial charges65€449€226▼

Profit (loss) for the period before taxes9903€47k€28k▼

Income taxes67/77€10k€6k▼

Profit (loss) for the period9904€38k€22k▼

Profit (loss) for the period to be appropriated9905€38k€22k▼

Appropriation of the result

Profit (loss) to be appropriated9906€51k€73k▲

Profit (loss) brought forward from the previous period14P€13k€51k▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

2026

02-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 245 days late

17-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 594 days late

11-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 895 days late

2023

31-12

Financial Highest result since 2022net €38k ▲180%

Operating result €46k, net result €38k, both a record.

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Silly · 2 establishment units since 2022

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Chaussée d'Enghien(Hoves) 137830 Silly

Ground area

1,459 m²

Building footprint

328 m²

Volume, LiDAR

2,106 m³

2 parcels, Wallonia · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

MTENS & Co

Chaussée d'Enghien(Hoves) 13, 7830 SillyNACE 45203

since 20222.326.236.281

MTENS & Co

Vallée des Oiseaux 13, 1430 RebecqRetail sale of motor vehicle parts and accessories

since 20262.389.350.916

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
55021C0051/00C002	Wallonia	778 m²	1 · 190 m²	9.2 m · 2 fl.
25090G0069/00N000	Wallonia	682 m²	1 · 138 m²	13.9 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Gillis (bij-Brussel) · Eq €74,574

RAA BUSINESS

BE 0678.761.557

Sint-Agatha-Berchem · Eq €75,332

Mechelen · Eq €74,207

Of 6,686 companies in sector 49330 we hold annual accounts for 2,295. 1,742 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-01-2022

Fiscal year end31-12

Activities, NACEBEL 2025

95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)

49330On-demand passenger transport by chauffeured vehicle

46711Wholesale of cars and light vans (up to 3.5 tonnes)

47811Retail sale of cars and light vans (up to 3.5 tonnes)

46180Agents specialised in the wholesale of other particular products

49310Scheduled passenger transport by road

77110Renting and leasing of cars and light motor vehicles

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

4 entries

E-mail:fastshuttle24@gmail.com

Enterprise

E-mail:michaelmertens@msn.com

Enterprise

Phone:+32470092440

Enterprise

Phone:0470/66.77.61

Enterprise