MTC Consult
ActiveSummary
The computed 12-month bankruptcy probability of MTC Consult is 2.6% (moderate). The 2025 annual accounts show negative equity (-€45,915) and a net result of €2,671. Equity is shrinking by ~33.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 13617 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
Negative equity caps the score. The bankruptcy probability (2.6%) is taken into account and brings the score to 59. Each of these causes sets the same score on its own. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 13617 sector peers (2025).
NBB · sector comparisonPosition among 13617 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
30 d late
2024
31 d early
2023
51 d late
2022
9 d late
2021
26 d early
2020
31 d late
2019
4 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 August (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€45,915▲ 5.5%
2024 · -€48,586
Total assets
€2,657▲ 65.0%
2024 · €1,610
Net result
€2,671
2024 · -€67,408
Working capital
€1,898▲ 1,044%
2024 · €166
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€5,410▲ 29.2%-€27,968▼ 417%-€4,064▲ 85.5%-€66,864▼ 1,545%€3,377
Net result-€6,442below the sector's middle half▲ 18.4%-€30,189below the sector's middle half▼ 369%-€5,726within the sector's middle half▲ 81.0%-€67,408below the sector's middle half▼ 1,077%€2,671within the sector's middle half
Equity€54,737within the sector's middle half▼ 10.5%€24,548within the sector's middle half▼ 55.2%€18,822within the sector's middle half▼ 23.3%-€48,586below the sector's middle half-€45,915below the sector's middle half▲ 5.5%
Total assets€78,390within the sector's middle half▼ 12.4%€74,097within the sector's middle half▼ 5.5%€72,730within the sector's middle half▼ 1.8%€1,610below the sector's middle half▼ 97.8%€2,657below the sector's middle half▲ 65.0%
Debt€23,653▼ 16.5%€49,549▲ 109%€53,908▲ 8.8%€50,196▼ 6.9%€48,572▼ 3.2%
Working capital€2,411within the sector's middle half▼ 39.9%-€2,273within the sector's middle half€49within the sector's middle half€166within the sector's middle half▲ 236%€1,898within the sector's middle half▲ 1,044%
Solvency69.8%above the sector's middle half▲ 1.5pp33.1%within the sector's middle half▼ 36.7pp25.9%within the sector's middle half▼ 7.3pp
Current ratio1.26within the sector's middle half▲ 0.040.77within the sector's middle half▼ 0.491.01within the sector's middle half▲ 0.24
Return on assets (ROA)-8.2%below the sector's middle half▲ 0.6pp-40.7%below the sector's middle half▼ 32.5pp-7.9%within the sector's middle half▲ 32.9pp
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €3,377 after a loss of €66,864 in 2024, the highest result in the available series.
Key figures and ratios
Debt ≤ 1 year
€759▼
2024 · €1,444
Debt > 1 year
€47,812▼
2024 · €48,752
Ratios withheld: a balance sheet total of €2,657 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.9%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €515 | - | - | - | - | - |
| Other operating charges640/8 | €1,088 | €782 | €465 | €67,403 | €400 | ▼ 99.4% |
| Gross operating margin9900 | -€3,807 | -€27,186 | -€3,599 | €538 | €3,777 | ▲ 601% |
| Operating profit (loss)9901 | -€5,410 | -€27,968 | -€4,064 | -€66,864 | €3,377 | ▲ 105% |
| Financial income75/76B | €58 | €57 | - | €0 | €0 | ▼ 75.0% |
| Recurring financial income75 | €58 | €57 | - | €0 | €0 | ▼ 75.0% |
| Financial charges65/66B | €872 | €1,981 | €686 | €544 | €706 | ▲ 29.9% |
| Recurring financial charges65 | €872 | €1,981 | €686 | €544 | €706 | ▲ 29.9% |
| Profit (loss) for the period before taxes9903 | -€6,224 | -€29,893 | -€4,749 | -€67,408 | €2,671 | ▲ 104% |
| Income taxes67/77 | €218 | €295 | €976 | - | - | - |
| Profit (loss) for the period9904 | -€6,442 | -€30,189 | -€5,726 | -€67,408 | €2,671 | ▲ 104% |
| Transfer from tax-exempt reserves789 | - | €17,750 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | -€6,442 | -€12,439 | -€5,726 | -€67,408 | €2,671 | ▲ 104% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €78,390 | €74,097 | €72,730 | €1,610 | €2,657 | ▲ 65.0% |
| Fixed assets21/28 | €66,667 | €66,667 | €66,667 | - | - | - |
| Financial fixed assets28 | €66,667 | €66,667 | €66,667 | - | - | - |
| Current assets29/58 | €11,723 | €7,430 | €6,063 | €1,610 | €2,657 | ▲ 65.0% |
| Amounts receivable within one year40/41 | €1,139 | €4,145 | €4,822 | €1,058 | €150 | ▼ 85.8% |
| Trade receivables40 | €419 | €4,145 | €4,763 | €715 | €150 | ▼ 79.0% |
| Other amounts receivable41 | €721 | - | €59 | €342 | - | - |
| Cash at bank and in hand54/58 | €9,925 | €2,652 | €812 | €481 | €1,144 | ▲ 138% |
| Deferred charges and accrued income490/1 | €659 | €632 | €429 | €71 | €1,363 | ▲ 1,811% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €78,390 | €74,097 | €72,730 | €1,610 | €2,657 | ▲ 65.0% |
| Equity10/15 | €54,737 | €24,548 | €18,822 | -€48,586 | -€45,915 | ▲ 5.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €19,610 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Tax-exempt reserves132 | €17,750 | - | - | - | - | - |
| Profit (loss) carried forward14 | €16,527 | €4,088 | -€1,638 | -€69,046 | -€66,375 | ▲ 3.9% |
| Amounts payable17/49 | €23,653 | €49,549 | €53,908 | €50,196 | €48,572 | ▼ 3.2% |
| Amounts payable after more than one year17 | €14,341 | €39,846 | €47,894 | €48,752 | €47,812 | ▼ 1.9% |
| Financial debts170/4 | €2,558 | - | - | - | - | - |
| Other amounts payable178/9 | €11,784 | €39,846 | €47,894 | €48,752 | €47,812 | ▼ 1.9% |
| Amounts payable within one year42/48 | €9,312 | €9,703 | €6,014 | €1,444 | €759 | ▼ 47.4% |
| Current portion of amounts payable after more than one year42 | €7,459 | €6,096 | - | - | - | - |
| Financial debts43 | - | €103 | €31 | - | - | - |
| Credit institutions430/8 | - | €103 | €31 | - | - | - |
| Trade debts44 | €1,630 | €2,655 | €5,641 | €1,444 | €759 | ▼ 47.4% |
| Suppliers440/4 | €1,630 | €2,655 | €5,641 | €1,444 | €759 | ▼ 47.4% |
| Taxes, remuneration and social security45 | €223 | €848 | €342 | - | - | - |
| Taxes450/3 | €223 | €848 | €342 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€6,442 | -€30,189 | -€5,726 | -€67,408 | €2,671 | ▲ 104% |
| + Depreciation and write-downs630 | €515 | - | - | - | - | - |
| Operating cash flow (approximation) | -€5,927 | -€30,189 | -€5,726 | -€67,408 | €2,671 | ▲ 104% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | - | - |
| Change in cash | - | -€7,272 | -€1,841 | -€331 | €662 | ▲ 300% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Back to profitnet €2,671
Net result €2,671 after 5 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 3.50
Current ratio from 1.11 to 3.50; short-term debt falls from €1,444 to €759.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€67,408
Net result drops to -€67,408, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 51 days late
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.22
Current ratio from 0.45 to 1.22.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 42 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
12-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Hulpe · 1 establishment unit since 2013
Ground area
503 m²
Building footprint
50 m²
Volume, LiDAR
480 m³
Parcel 25050B0542/00E009, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MTC Consult
since 20132.219.522.722
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25050B0542/00E009 | Wallonia | 503 m² | 1 · 50 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,509 companies in sector 56111 we hold annual accounts for 11,464. 8,656 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded13-05-2013
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56301Cafés and bars
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0534428824
Also
9925:BE0534428824
Registered
01-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.