Skip to content

MT CONCEPT

Active Private limited companyfounded 2020active for 6 yearsRue de Nimy 1, 7000 MonsKBO/BCE: BE 0745.839.136

Overview

Lifetime

6 annual accounts with figures on one time axis
peak €149,758 (2022)
€68,623▼ 32.9%
lowest -€40,744 (2021)
-€24,066▼ €17,427
peak €5,143 (2020)
-€49,783▼ €24,066
€99,305▲ 12.4%
Board2 names since 2020
- 
Documentsfilings and deeds
29-08-202629 days late
2025micro format
Gross margin from €102,314 to €68,623Loss of €24,066Equity from -€25,717 to -€49,783Cash from €21,990 to €3,074

Key points

from the 2025 annual accounts

Equity

-€49,783
202020212022202320242025

Debts exceed assets in financial year 2025.

Losses

-€34,391 in three years
-3,6862023-6,6392024-24,0662025

Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.

Turnover

≈ €250,000 estimated

The micro format states no turnover.

Debts

€99,305 201% of the balance sheet
Financial debts 0%Suppliers 15%Taxes and wages 17%Other 68%

Filings

6 annual accounts 4 late
AprilJune31 JulyOctober202020222024

The 2021 accounts came latest: 51 days after the end of the period.

Position in the sector

-€49,783

Less equity than 90% of companies in food and beverage service. Sector median €28,354 · 18,541 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 6,007 companies had the same profile as MT CONCEPT has now. Each dot stands for 16 companies, two years later.

83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
  • Micro
  • 5 to 10 years old
  • negative equity
  • a loss of 10% of the balance sheet or more

Another 0.8% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 6,007 companies, not a prediction for MT CONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

last known board
Director, last mentioned in 2020
Director, last mentioned in 2020
  • 100 sharesdeed of 08-04-2020
  • 100 sharesdeed of 08-04-2020
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0745839136
Incorporation Founding capital of €20,000, 200 shares · Founders: and · Appointments: (director) and (director) · published on 08-04-2020 · Gazette deed
First establishment Rue de Nimy 1, Mons
All 11 events

Comparable companies

same main activity, similar in size and age
Company
MT CONCEPT Mons €49,522 €68,623 -100.5% -
MANU GST Brussels €46,275 €65,717 100.0% -
LEZHA Liège €49,845 €76,129 21.1% -
LE LAUTREC SMG Soumagne €52,547 €76,262 38.9% -
PATHO Koksijde €53,837 €64,758 20.2% -
HAND Marche-en-Famenne €43,417 €80,744 17.1% 1.2
DITI ET ARI Sint-Pieters-Leeuw €60,431 €71,607 -43.8% -

These companies have the same main activity as MT CONCEPT: cafés and bars (NACE 56301). They are comparable in size and age: total assets between €43,400 and €60,400, founded between 2019 and 2020.

Official details

Source: KBO
Status
Active since 06-04-2020Normal situation
Activity
Cafés and barsNACE 56301and 1 other
Joint committee
302Hotels and catering · annual accounts 2025
Establishment unit
2.301.310.8457000 Mons, since 06-04-2020
Financial year end
31 December
Peppol
Reachable since 27-10-2025
Company details

Annual accounts 2025

€68,623▼ 32.9%
€24,066▲ 262%
-€49,783▼ 93.6%
€49,522▼ 20.9%
Employeeson 31-12-2025
3▼ 40.0%
Filing
Filed on 29-08-2026
Financials

Insights on MT CONCEPT

MT CONCEPT files the micro format. That format states no turnover. The gross margin rose from -€3,614 in 2020 to €68,623 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 29-08-2026, 29 days late
€68,623
▼ 32.9%
-€37,445
▼ €32,479
-€24,066
▼ €17,427
-€70,721
▼ €15,120
-100.5%
▼ 59.5 percentage points
0.29
▼ 0.08

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €250,000. Estimated: probably between €210,000 and €320,000.

Balance sheet

balance sheet total €49,522 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

-100.5%

Higher than 10% of 18,509 companies in 2025.

0.29

Higher than 14% of 17,864 companies in 2025.

-48.6%

Higher than 8% of 17,961 companies in 2025.

MT CONCEPT Middle half of the sector 80% of the sector Micro accounts in food and beverage service (NACE 56)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: bottom quarter

Staff

€18,391

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212020
Balance sheet: assets
20/58 49,52262,62098,68088,94780,96870,800
21/28 20,93829,88438,82942,53049,19151,006
22/27 20,48829,43438,37942,08048,74150,556
23 14,03818,57923,12022,41324,66925,360
24 6,45110,85515,26019,66824,07225,196
28 450450450450450450
29/58 28,58432,73659,85146,41731,77719,793
3 1,2156,0316,4445,87313,2496,126
30/36 1,2156,0316,4445,87313,2496,126
40/41 23,4832,32814,1155,6991,7086,540
40 23,2631,19211,1685,699-4,693
41 2201,1362,947-1,7081,847
54/58 3,07421,99034,48034,84516,8207,127
490/1 8122,3864,812---
Balance sheet: equity and liabilities
10/49 49,52262,62098,68088,94780,96870,800
10/15 -49,783-25,717-19,077-15,391-35,6015,143
10/11 20,00020,00020,00020,00020,00020,000
100 -----20,000
14 -69,783-45,717-39,077-35,391-55,601-14,857
17/49 99,30588,337117,757104,338116,57065,657
17 --10,98023,37535,592-
170/4 --10,98023,37535,592-
42/48 99,30588,337106,77880,96380,97863,697
42 -10,98012,39512,21712,044-
43 112100----
430/8 112100----
44 15,24312,08726,8616,59826,91626,508
440/4 15,24312,08726,8616,59825,48826,508
441 ----1,428-
45 16,57812,89815,24911,54118-
450/3 7,3067,4887,09811,54118-
454/9 9,2725,4098,151---
47/48 67,37252,27352,27350,60742,00037,189
492/3 -----1,960
Income statement
9900 68,623102,314116,851149,75872,582-3,614
62 95,63593,09699,430118,00078,4847,699
630 8,9468,9468,4778,2567,6632,645
640/8 1,4875,2378,454921664817
9901 -37,445-4,96549122,581-14,229-14,776
75/76B 14,979-10618
75 15-10618
76B 14,964-----
65/66B 1,6001,6744,1782,37126,521100
65 1,6001,6744,1782,3711,293100
66B ----25,228-
9903 -24,066-6,639-3,68620,210-40,744-14,857
9904 -24,066-6,639-3,68620,210-40,744-14,857
9905 -24,066-6,639-3,68620,210-40,744-14,857
Appropriation of the result
9906 -69,783-45,717-39,077-35,391-55,601-14,857
14P -45,717-39,077-35,391-55,601-14,857-
Social balance sheet
9087 5.24.24.7---
Hours worked1013 3,6933,7903,614---
Document PDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 29 days after the deadline. Filed on 29 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00451055.

Financial year Type Filed Reference Document
31-12-2025 micro format 29-08-2026 2026-00451055 PDF
31-12-2024 micro format 25-07-2025 2025-00314225 PDF
31-12-2023 micro format 17-09-2024 2024-00463043 PDF
31-12-2022 micro format 12-09-2023 2023-00444101 PDF
31-12-2021 micro format 20-09-2022 2022-20433133 PDF
31-12-2020 micro format 20-07-2021 2021-37800346 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212020
-28,4993,9808,96830,838-6,567-12,131
-15,1202,3064,79028,466-33,081-12,213
004,7761,5955,84853,651
-18,916-12,489-36518,0259,693-
-70,721-55,601-46,927-34,547-49,201-43,904
-100.5%-41.1%-19.3%-17.3%-44.0%7.3%
0.290.370.560.570.390.31
0.280.300.500.500.230.21
-----12.77
------288.9%
-48.6%-10.6%-3.7%22.7%-50.3%-21.0%
-17.812.382.1513.00-5.08-

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-2023
Employees at the balance-sheet date354
part-time354
in full-time equivalents1.12.71.9
2.22.22.5
On a permanent contract134
Joined-83
Left-74

Source: social balance sheet in the 2023 to 2025 annual accounts

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets--€4,776€1,595€5,848
€8,946€8,946€8,477€8,256€7,663

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on MT CONCEPT

The operating result for 2025 is a loss of €37,445, larger than the loss of €4,965 in 2024. It is the lowest result since 2020.

Equity is negative. Debt (€99,305) exceeds the balance-sheet total (€49,522).

Board & ownership

Board

Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 08-04-2020

Office holders in the KBO →

Mandates through the years

2 names

Director (not named in the articles)

Director (not named in the articles)
Earlierend not dated
Mandates as a list
    • Director (not named in the articles), appointed by deed of 08-04-2020, last mentioned in 2020
    • Director (not named in the articles), appointed by deed of 08-04-2020, last mentioned in 2020

See the board, name and registered office on a given date →

Control

Founders
,
This company
MT CONCEPT
Equity -€49,783
Loss €24,066 in 2025

Capital

Contribution
€20,000
Shares
200
Contribution per share
€100
Equity per share
-€249 in 2025
Source
deed of 08-04-2020

Articles of association

deed of 08-04-2020 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
No statutory auditor
Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
“Pouvoirs les plus étendus conférés par articles 2:87 et suivants CSA, confirmation par Tribunal de l'Entreprise compétent”

Shareholders

At incorporation deed of 08-04-2020 ↗
  • 100 shares (50%) · €10,000 in cash
  • 100 shares (50%) · €10,000 in cash

Network & group

No group

MT CONCEPT has no parent and no holdings in its annual accounts.

Earlier ties

via , at MT CONCEPT, last mentioned in 2020 · Director (not named in the articles) · deed of 17-12-2021
founded in 2021 · negative equity (2025)
total assets €61,424 (2025)
via , at MT CONCEPT, last mentioned in 2020 · Director (not named in the articles) · deed of 29-03-2021
founded in 2021
21 FTE (2025)
via , at MT CONCEPT, last mentioned in 2020 · Director (not named in the articles) · deed of 14-04-2023
founded in 2018
total assets €437,420 (2025)
via , at MT CONCEPT, last mentioned in 2020 · Director (not named in the articles) · deed of 19-04-2022
founded in 2022
total assets €305,230 (2025)
via , at MT CONCEPT, last mentioned in 2020 · Director (not named in the articles) · deed of 19-04-2024
founded in 2024
total assets €213,148 (2025)
via , at MT CONCEPT, last mentioned in 2020 · Director (not named in the articles) · deed of 27-07-2022
founded in 2022
total assets €171,943 (2025)
Show 2 more earlier ties
via , at MT CONCEPT, last mentioned in 2020 · Director (not named in the articles) and daily management delegate · deed of 19-06-2026
founded in 2026
via , at MT CONCEPT, last mentioned in 2020 · Director (not named in the articles) · deed of 25-10-2019
No longer active · founded in 2019
total assets €19,315 (2025)

Connections & network

Depth
Shared director Shared director Shared director Shared director Shared director Shared director Shared director Shared director MT CONCEPT MT CONCEPT0745.839.136
Shared directors
This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

11 events since 2020

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 29 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0745839136
Annual accounts 2024 filed PDFmicro format · 6 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 48 days late
2023
Annual accounts 2022 filed PDFmicro format · 43 days late
2022
Back to profit net €20,210 The net result is €20,210, after 2 loss-making years.
Annual accounts 2021 filed PDFmicro format · 51 days late
2021
Weakest financial year net -€40,744 The net result drops to -€40,744, the lowest from 2020 to 2025. It recovers the following year.
Annual accounts 2020 filed PDFmicro format · 11 days before the deadline
2020
IncorporationFounding capital of €20,000, 200 shares · Founders: and · Appointments: (director) and (director) · published on 08-04-20206 points ▸
  • Founder,
  • Founder,
  • Founding capital, €20,000, 200 shares
  • 200 shares
  • Director appointment, (director (not named in the articles))
  • Director appointment, (director (not named in the articles))
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

First establishment Rue de Nimy 1, Mons

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 6 April 2020, MT CONCEPT was incorporated as a private limited company by two natural persons, with a starting capital of €20,000.12 Total assets went from €70,800 in 2020 to €49,522 in 2025 and headcount from 4.7 full-time equivalents in 2023 to 5.2 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 08-04-2020
  3. 3National Bank, annual accounts 2020, 2023 and 2025

Company details

Identity

Enterprise number
0745.839.136
VAT number
BE 0745.839.136
Peppol ID
0208:0745839136
Other Peppol ID
9925:BE0745839136
Legal form
Private limited company
Status
Active, normal situation
Founded
06-04-2020
Financial year
ends on 31 December
Peppol
Reachable since 27-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
MT CONCEPT in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 08-04-2020 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région Wallonne”
deed of 08-04-2020 (in French)

Activities

NACEBEL 2025
56301 Cafés and bars main activity
Joint committees annual accounts 2025
JC 302 Hotels and catering
Codes under NACEBEL 2008
56301 Cafés and bars main activity
56102 Limited-service restaurants
PurposeThe purpose describes the activities the company may carry out under its articles.
“L’exploitation,sous sa propre enseigne ou par voie de franchise ou licence d’un ou plusieurs établissements dans le secteur « horeca »,en ce…”
21 activities
  1. L’exploitation,sous sa propre enseigne ou par voie de franchise ou licence d’un ou plusieurs établissements dans le secteur « horeca »,en ce compris l’exploitation de débits de boissons,alcoolisées ou non,bar,taverne,petite restauration snack-bar,salon de thé,restaurant,hôtellerie,cafeteria,salles de réunion,banquets et cérémonies ;
  2. L’exploitation,sous sa propre enseigne ou par voie de franchise ou licence d’un ou plusieurs établissements à usage de petite restauration sous toutes ses formes que ce soient et notamment,snack-bar,cafétéria,sandwicherie,salon de consommation,tavernes,buffets,service de cuisine rapide (fast-food),ainsi que la livraison à domicile,le service traiteur,la vente au comptoir (à emporter) et la vente ambulante de petite restauration.
  3. Par petite restauration,on entend principalement les repas légers suivants : potages ; croques et toutes sortes de toast ; croquettes,à l’exception des croquettes de pommes de terre ; vol-au-vent ; boudins noirs et boudins blancs ; brochettes grillées ; sandwiches,pains fourrés,hamburgers,hot-dogs,pittas et croissants ; pâtes,pizzas,quiches ou autres tartes salées ; salades froides ; assiettes anglaises ; œufs préparés ; desserts,notamment crêpes,glaces,gaufres,gâteaux,brioches,yaourts,milkshakes,etc.
  4. Ces repas légers pouvant être servis uniquement avec du pain.
  5. L’activité de friterie,étant le commerce non ambulant de préparations dans la graisse ou l’huile de pommes de terre et de mets achetés totalement prêts à cet usage.
  6. La vente de tous produits de boulangerie,de toutes viennoiseries et de tous snacks,barres chocolatées,bonbons,confiseries,produits laitiers,boissons alcoolisées ou non.
  7. L’organisation,la création,la conception de tous événements,toutes fêtes,toutes manifestations audiovisuelles généralement quelconques,publiques ou privées,telles que spectacles,concerts,autres manifestation festives ou culturelles,séminaires d’entreprises,banquets,soirées,thés dansants,garden-parties,le cas échéant animés par un disc-jockey ou un orchestre,campagnes publicitaires ou promotionnelles faisant appel aux techniques de l’audio-visuel et aux techniques d’éclairagiste,etc…,la présente énumération étant exemplative et non limitative ; d’autre part,l’enregistrement,l’éclairage,la régie technique et la prise de son en studio ou en direct,quel que soit le support utilisé,de tous artistes et de tous spectacles généralement quelconques,ainsi que la production,la post-production (mixages,arrangements,etc…),la commercialisation de toutes ces formes d’enregistrement. Ainsi que la fabrication,l’achat,les réparations,toutes prestations techniques,la vente et la location de matériel de sonorisation.
  8. La fabrication,la location,la vente en gros,demi-gros ou au détail,la représentation,la distribution,le service,le conditionnement,l’exploitation et le courtage,l’importation et l’exportation,de tous produits alimentaires et d’alimentation générale et de matériel Horeca.
  9. L’exploitation de librairie,de bureau de tabac,de cabines de télécommunications.
  10. Le commerce ambulant de tous produits.
  11. L’exploitation de chambres d’hôtes,de gîtes de vacances,appartements et meublés de vacances,de terrains de camping et parcs pour caravanes ou véhicules de loisirs.
  12. L’organisation de voyages et d’excursions de courte durée,l’organisation de voyages personnalisés,l’organisation de l’hébergement et du transport des voyageurs et des touristes.
  13. Les soins de beauté (massages,pédicures,manucure,soins de la peau,services liés au bien-être et confort physique,bains,saunas,solariums),et les conseils en soins de beauté.
  14. Toutes activités d’un bureau de marketing,d’un bureau de secrétariat,de publicité et d’intermédiaire commercial.
  15. La réalisation,pour son compte propre,de toutes opérations foncières et immobilières et notamment : l'achat,la vente,l'échange,la construction,la prise en location et en sous-location,ainsi que la cession en location et en sous-location,le tout avec ou sans option d’achat,l’exploitation et l’entretien de maisons,appartements,bureaux,magasins,fonds de commerce,terrains,terres et domaines,et de manière générale,de tous biens immobiliers,ainsi que toutes opérations de financement ;
  16. L'achat,la vente,l'échange,la mise en valeur,le lotissement,l'exploitation,la location et l'affermage de tous immeubles non bâtis.
  17. Elle peut donner à bail ses installations et exploitations ou les donner à gérer à des tiers,en tout ou en partie.
  18. Elle peut également consentir tous prêts ou garantir tous prêts consentis par des tiers,étant entendu que la société n’effectuera aucune activité dont l’exercice serait soumis à des dispositions légales ou réglementaires applicables aux établissements de crédits et/ou financiers.
  19. Elle dispose,d'une manière générale,d'une pleine capacité juridique pour accomplir tous les actes et opérations - de nature commerciale,industrielle,financière,mobilière ou immobilière - ayant un rapport direct ou indirect avec son objet social ou qui seraient de nature à faciliter directement ou indirectement la réalisation de cet objet.
  20. Elle peut s'intéresser par toutes voies dans toutes sociétés,associations ou entreprises ayant un objet identique,analogue ou connexe au sien ou susceptible de favoriser le développement de son entreprise ou de constituer pour elle une source de débouchés.
  21. La société peut être administrateur,gérant ou liquidateur.
deed of 08-04-2020 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit numberFASFC approval
Rue de Nimy 1 registered office 7000 Mons 06-04-2020 2.301.310.845 Restaurant

Location

registered office establishment approximate The establishment unit on the map

Recognitions

Food safety, FASFC

1 site
Monsunit number 2.301.310.845
1 permission
Authorisation · Restaurant · since 14-10-2020

Source: FAVV-AFSCA, open data, updated on 02-11-2026