DITI ET ARI
ActiveSummary
The computed 12-month bankruptcy probability of DITI ET ARI is 9.2% (elevated). The 2025 annual accounts show negative equity (€-26k) and a net result of €-31k. Equity is shrinking by ~31.4% per year across the filed fiscal years. Its solvency ranks better than 15% of 13305 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
10
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-31
Growth32=
Track record100
Bankruptcy probability, 12 months
9.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.32 against 0.56 in 2024; short-term debt: 143.8% and cash: 20.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-43.8%
Return on assets
-51.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-26k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
15 d early
2022
31 d early
2021
31 d early
2020
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-26k
2024 · €5k
2020: €8k
2021: €25k
2022: €23k
2023: €20k
2024: €5k
2020 → 2025
Total assets
€60k▼ 19.8%
2024 · €75k
2020: €24k
2021: €62k
2022: €63k
2023: €106k
2024: €75k
2020 → 2025
Net result
€-31k▼ 94.6%
2024 · €-16k
2020: €5k
2021: €17k
2022: €-2k
2023: €-3k
2024: €-16k
2020 → 2025
Working capital
€-60k▼ 96.9%
2024 · €-30k
2020: €-9k
2021: €3k
2022: €-3k
2023: €-9k
2024: €-30k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€23k▼ 8.4%€20k▼ 11.5%€5k▼ 77.9%€-26k
Operating result€20k-€522▼ 97.4%€-159€-15k▼ 9,472%€-31k▼ 103%
Net result€17k-€-2k€-3k▼ 24.1%€-16k▼ 503%€-31k▼ 94.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €15k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60k
Fixed assets
€33k ▼ 11.7%
Current assets
€27k ▼ 27.8%
Key figures and ratios
EBITDA
€-26k▼
2024 · €-11k
Cash flow
€-27k▼
2024 · €-12k
Solvency
-43.8%▼
2024 · 6.0%
Current ratio
0.32▼
2024 · 0.56
Quick ratio
0.19▼
2024 · 0.38
Debt to equity
-3.28▼
2024 · 15.73
ROA
-51.3%▼
2024 · -21.1%
Interest coverage
-150.42▼
2024 · -15.24
Debt
€87k▲
2024 · €71k
Debt ≤ 1 year
€87k▲
2024 · €68k
Staff costs
€75k▲
2024 · €73k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€75k€60k▼
Fixed assets21/28€37k€33k▼
Intangible fixed assets21€21k€18k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€146€16▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€13k€13k=
Current assets29/58€38k€27k▼
Stocks and contracts in progress3€12k€11k▼
Stocks30/36€12k€11k▼
Amounts receivable within one year40/41€9k€5k▼
Trade receivables40€5k€5k▼
Other amounts receivable41€4k-
Cash at bank and in hand54/58€16k€12k▼
Deferred charges and accrued income490/1€282€0▼
Equity and liabilities
Total equity and liabilities10/49€75k€60k▼
Equity10/15€5k€-26k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€2k€-29k▼
Amounts payable17/49€71k€87k▲
Amounts payable within one year42/48€68k€87k▲
Trade debts44€35k€49k▲
Suppliers440/4€35k€49k▲
Taxes, remuneration and social security45€17k€21k▲
Taxes450/3€6k€6k▲
Remuneration and social security454/9€11k€15k▲
Other amounts payable47/48€16k€16k=
Accrued charges and deferred income492/3€3k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€73k€75k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€13k€23k▲
Gross operating margin9900€75k€72k▼
Operating profit (loss)9901€-15k€-31k▼
Financial income75/76B€10€46▲
Recurring financial income75€10€46▲
Financial charges65/66B€710€176▼
Recurring financial charges65€710€176▼
Profit (loss) for the period before taxes9903€-16k€-31k▼
Profit (loss) for the period9904€-16k€-31k▼
Profit (loss) for the period to be appropriated9905€-16k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-29k▼
Profit (loss) brought forward from the previous period14P€17k€2k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2020net €17k ▲270%
Operating result €20k, net result €17k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.09
Current ratio from 0.47 to 1.09.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 3 establishment units since 2020
Ground area
1,249 m²
Building footprint
463 m²
Volume, LiDAR
4,227 m³
4 parcels, Flanders, Wallonia · tallest building 12.7 m, ±4 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
3 establishment units
Le Montmartre
since 20202.307.383.738
L'orange
since 20212.321.499.515
Le chez Nous
since 20232.343.810.604
4 parcels
Flanders
1
(25%)
Wallonia
3
(75%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52032A0858/08K000 | Wallonia | 464 m² | 1 · 224 m² | 11.7 m · 3 fl. |
| 52066B0670/00W008 | Wallonia | 292 m² | 1 · 94 m² | 10.8 m · 3 fl. |
| 52028B0378/00X007 | Wallonia | 248 m² | 1 · 66 m² | 12.7 m · 4 fl. |
| 23077A0118/00B053 | Flanders | 244 m² | 1 · 80 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
3 sitesCharleroi2.307.383.738
Courcelles2.321.499.515
Fleurus2.343.810.604
Similar companies · same sector, comparable size
PizzaBerchem.be
BE 0556.648.455
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GOKSER
BE 0633.582.323
Heusden-Zolder · Eq €4,519
TARHAN
BE 0834.007.384
Gent · Eq €4,492
ANBA
BE 0786.801.048
Rijkevorsel · Eq €4,492
Au Carillon
BE 1021.905.589
Chimay · Eq €4,486
Of 21,853 companies in sector 56112 we hold annual accounts for 9,765. 4,951 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
82990Other business support services
93299Other amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.