MT BUILDING
Open bankruptcySummary
A bankruptcy procedure is open for MT BUILDING according to publications in the Belgian State Gazette. The 2023 annual accounts show negative equity (-€63,816) and a net result of €27,778.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Liège division
- Declared bankrupt
- 30 June 2025
- Supervising judge
- Xavier Meert
- Official Gazette
- 04-07-2025 (pdf) ↗search the document for 2025/129588
Deadlines
- Appeal or third-party opposition until
- passed on 19 July 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 30 July 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 14 August 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 30 June 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curators
- Francois LigotPlace Du Haut Pre, 10, 4000 Liege 1f.ligot@cavenaile.be
- Thierry CavenailePlace Du Haut Pre 10, 4000 Liege 1t.cavenaile@cavenaile.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 03-10-2024, 64 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
64 d late
2022
70 d late
2021
221 d late
2020
61 d late
2019
102 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 104 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment How is the General construction of residential buildings sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€27,778
2022 · -€99,894
Working capital
-€95,376▲ 34.6%
2022 · -€145,872
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€6,418▲ 543%-€76,746€12,678-€96,843€29,903
Net result-€1,296▲ 19.3%-€77,617below the sector's middle half▼ 5,891%€4,856within the sector's middle half-€99,894below the sector's middle half€27,778above the sector's middle half
Equity€81,061▼ 1.6%€3,444below the sector's middle half▼ 95.8%€8,300below the sector's middle half▲ 141%-€91,594below the sector's middle half-€63,816below the sector's middle half▲ 30.3%
Total assets€1.9m▲ 5.8%€1.3mwithin the sector's middle half▼ 29.8%€704,764within the sector's middle half▼ 46.1%€384,602above the sector's middle half▼ 45.4%€99,043within the sector's middle half▼ 74.2%
Debt€1.8m▲ 6.2%€1.3m▼ 26.8%€696,465▼ 46.6%€476,197▼ 31.6%€162,859▼ 65.8%
Working capital€56,899▲ 18.9%-€8,983below the sector's middle half-€55,581below the sector's middle half▼ 519%-€145,872below the sector's middle half▼ 162%-€95,376below the sector's middle half▲ 34.6%
Solvency4.4%▼ 0.3pp0.3%below the sector's middle half▼ 4.1pp1.2%below the sector's middle half▲ 0.9pp-23.8%below the sector's middle half▼ 25.0pp-64.4%below the sector's middle half▼ 40.6pp
Current ratio1.03=0.99below the sector's middle half▼ 0.040.92below the sector's middle half▼ 0.070.69below the sector's middle half▼ 0.230.41below the sector's middle half▼ 0.28
Return on assets (ROA)-0.1%=-5.9%below the sector's middle half▼ 5.9pp0.7%within the sector's middle half▲ 6.6pp-26.0%below the sector's middle half▼ 26.7pp28.0%above the sector's middle half▲ 54.0pp
Staff (FTE)2▲ 17.6%1.1below the sector's middle half▼ 45.0%1below the sector's middle half▼ 9.1%1=1=
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €29,903 after a loss of €96,843 in 2022, the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €99,043
Fixed assets
€31,560 ▼ 41.9%
Current assets
€67,483 ▼ 79.6%
Key figures and ratios
EBITDA
€36,870▲
2022 · -€87,201
Cash flow
€34,746▲
2022 · -€90,252
Quick ratio
0.36▼
2022 · 0.67
Debt to equity
-2.55▲
2022 · -5.20
Interest coverage
16.38▲
2022 · -28.57
Debt ≤ 1 year
€162,859▼
2022 · €476,197
Staff costs
€99,510▲
2022 · €84,040
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €85,691 | €84,040 | €99,510 | ▲ 18.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,168 | €12,053 | €1,463 | €9,642 | €6,968 | ▼ 27.7% |
| Other operating charges640/8 | - | - | €7,240 | €5,080 | €3,636 | ▼ 28.4% |
| Gross operating margin9900 | €113,360 | -€9,968 | €107,072 | €1,920 | €140,016 | ▲ 7,194% |
| Operating profit (loss)9901 | €6,418 | -€76,746 | €12,678 | -€96,843 | €29,903 | ▲ 131% |
| Financial income75/76B | - | - | €30 | €1 | €127 | ▲ 10,225% |
| Recurring financial income75 | €23 | €440 | €30 | €1 | €127 | ▲ 10,225% |
| Financial charges65/66B | - | - | €7,777 | €3,052 | €2,251 | ▼ 26.2% |
| Recurring financial charges65 | €5,695 | €1,153 | €7,777 | €3,052 | €2,251 | ▼ 26.2% |
| Profit (loss) for the period before taxes9903 | €746 | -€77,459 | €4,931 | -€99,894 | €27,778 | ▲ 128% |
| Income taxes67/77 | €2,041 | €159 | €75 | - | - | - |
| Profit (loss) for the period9904 | -€1,296 | -€77,617 | €4,856 | -€99,894 | €27,778 | ▲ 128% |
| Profit (loss) for the period to be appropriated9905 | -€1,296 | -€77,617 | €4,856 | -€99,894 | €27,778 | ▲ 128% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.9m | €1.3m | €704,764 | €384,602 | €99,043 | ▼ 74.2% |
| Fixed assets21/28 | €24,538 | €12,485 | €63,920 | €54,278 | €31,560 | ▼ 41.9% |
| Tangible fixed assets22/27 | €23,873 | €11,820 | €63,255 | €53,613 | €30,895 | ▼ 42.4% |
| Plant, machinery and equipment23 | - | - | €62,603 | €53,178 | €30,678 | ▼ 42.3% |
| Furniture and vehicles24 | - | - | €651 | €434 | €217 | ▼ 50.0% |
| Financial fixed assets28 | €665 | €665 | €665 | €665 | €665 | = |
| Current assets29/58 | €1.8m | €1.3m | €640,845 | €330,325 | €67,483 | ▼ 79.6% |
| Stocks and contracts in progress3 | €10,242 | €8,411 | €8,918 | €8,918 | €8,918 | = |
| Stocks30/36 | - | - | €8,918 | €8,918 | €8,918 | = |
| Amounts receivable within one year40/41 | €1.8m | €1.3m | €619,399 | €320,301 | €57,330 | ▼ 82.1% |
| Trade receivables40 | - | - | €565,079 | €201,987 | €51,781 | ▼ 74.4% |
| Other amounts receivable41 | - | - | €54,319 | €118,314 | €5,549 | ▼ 95.3% |
| Cash at bank and in hand54/58 | €21,498 | €1,137 | €11,404 | - | €504 | - |
| Deferred charges and accrued income490/1 | - | - | €1,124 | €1,106 | €730 | ▼ 33.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.9m | €1.3m | €704,764 | €384,602 | €99,043 | ▼ 74.2% |
| Equity10/15 | €81,061 | €3,444 | €8,300 | -€91,594 | -€63,816 | ▲ 30.3% |
| Contributions10/11 | €18,600 | - | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €60,601 | -€17,016 | -€12,160 | -€112,054 | -€84,276 | ▲ 24.8% |
| Amounts payable17/49 | €1.8m | €1.3m | €696,465 | €476,197 | €162,859 | ▼ 65.8% |
| Amounts payable within one year42/48 | €1.8m | €1.3m | €696,425 | €476,197 | €162,859 | ▼ 65.8% |
| Financial debts43 | - | - | €33 | €93 | €71 | ▼ 23.3% |
| Credit institutions430/8 | - | - | €33 | €93 | €71 | ▼ 23.3% |
| Trade debts44 | €841,224 | €519,383 | €415,589 | €193,593 | €53,681 | ▼ 72.3% |
| Suppliers440/4 | - | - | €415,589 | €193,593 | €53,681 | ▼ 72.3% |
| Taxes, remuneration and social security45 | - | - | €53,810 | €12,215 | €19,513 | ▲ 59.7% |
| Taxes450/3 | - | - | €36,550 | €75 | - | - |
| Remuneration and social security454/9 | - | - | €17,260 | €12,140 | €19,513 | ▲ 60.7% |
| Other amounts payable47/48 | - | - | €226,993 | €270,296 | €89,593 | ▼ 66.9% |
| Accrued charges and deferred income492/3 | - | - | €39 | - | - | - |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,296 | -€77,617 | €4,856 | -€99,894 | €27,778 | ▲ 128% |
| + Depreciation and write-downs630 | €12,168 | €12,053 | €1,463 | €9,642 | €6,968 | ▼ 27.7% |
| Operating cash flow (approximation) | €10,873 | -€65,564 | €6,319 | -€90,252 | €34,746 | ▲ 138% |
| Investment in fixed assets (approximation) | - | €0 | -€52,898 | €0 | €15,750 | - |
| Change in cash | - | -€20,361 | €10,267 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
04-07
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · event 30-06-2025
2024
03-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 64 days late
2023
31-12
Financial
Back to profitnet €27,778
Net result €27,778 after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
09-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 221 days late
2022
31-12
Financial
Weakest financial yearnet -€99,894
Net result drops to -€99,894, the lowest in the series.
2021
31-12
Financial
Back to profitnet €4,856
Net result €4,856 after 3 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 102 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 17 days late
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 59 days late
2015
30-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 61 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2003
Ground area
166 m²
Building footprint
85 m²
Volume, LiDAR
1,793 m³
Parcel 62063A0431/00C000, Wallonia · tallest building 22.0 m, ±7 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
T.N.B .L. DESOSSAGE SPRL
since 20032.133.193.415
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063A0431/00C000 | Wallonia | 166 m² | 1 · 85 m² | 22.0 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | FRANCOIS LIGOT PLACE DU HAUT PRE, 10,
4000 LIEGE 1 |
30-06-2025 → present |
| Curator | THIERRY CAVENAILE PLACE
DU HAUT PRE 10, 4000 LIEGE 1 |
30-06-2025 → present |
Structure & network
Owners and holdings
1 ownerOwners 1
-
32.26%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 29,786 companies in sector 41001 we hold annual accounts for 16,061. 8,538 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded15-07-2003
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.