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Complete company report
Generated 17-08-2026
Active BE 0782.727.939Private limited company

MT AUTO SERVICES

Quai de Brouckère 17 ·5300 Andenne, Belgium· 4 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of MT AUTO SERVICES is 9.4% (elevated). The 2024 annual accounts show negative equity (€-8k) and a net result of €-675. Equity is growing by ~9.2% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €-8k
Net result €-675
Active 4 yrs
Locations 1
Financial profile 5 of 5 axes measured · computed by Checked
Health10Profitability40Solvency33Growth78Stability94
51 / 100

Mixed profile: strong on stability, weaker on health.

All 5 axes are computed from data Checked has read.

Health 10
Profitability 40
Solvency 33
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
9.4% Elevated
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Young company +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
10 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview3 NBB filings
Annual accounts filed on 15-10-2025 with the NBB · fiscal year 2024 · micro
€-20k€-10k€0Operating result 2022: €-20k€-20kNet result 2022: €-20k€-20kOperating result 2023: €2k€2kNet result 2023: €2k€2kOperating result 2024: €-675€-675Net result 2024: €-675€-675202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~9.2%/year over 3 fiscal years, indicative, assuming unchanged policy.
€-10k€-8k€-6k2025: €-8k (€-8k - €-7k)2026: €-7k (€-7k - €-6k)2027: €-6k (€-7k - €-5k)2022: €-10k2023: €-8k2024: €-8k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€2k
- 22-24
Net profit
€-675
- 22-24
Cash flow
€2k
- 22-24
Total assets
€67
-99.4% 22-24
Equity
€-8k
-8.8% 22-24
Working capital
€-8k
-8.8% 22-24
Debt
€8k
-56.6% 22-24
Debt ≤ 1y
€8k
-56.6% 22-24
Show 6 other metrics
Current ratio
0.01
-98.7% 22-24
Quick ratio
0.01
-98.7% 22-24
Solvency
-12446.7%
-18922.2% 22-24
Debt / equity
-1.01
+60.1% 22-24
ROE
8.1%
- 22-24
ROA
-1004.9%
- 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€-675
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€67
Equity€-8k
Debt€8k
of which ≤ 1y€8k
of which > 1y-
Working capital€-8k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.01
Quick ratio0.01
Working capital ratio-12446.7%
Solvency-12446.7%
Debt / equity-1.01
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-1004.9%
ROE8.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts (15 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€67
Current assets 29/58€67
Cash & bank 54/58€67
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€67
Equity 10/15€-8k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€-18k
Amounts payable 17/49€8k
Amounts payable within one year 42/48€8k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€-675
Operating result 9901€-675
Result before taxes 9903€-675
Net result for the period 9904€-675
Result to be appropriated 9905€-675
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 1 directors
Former directors (1)
  • Lhaiba Tarik
    Director
    State Gazette act 23153185 (30-11-2023)
    Former
    - → 31-08-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation01-03-2022
StatusActive
Postal code5300
Establishment units 1 location
MT AUTO SERVICES
Quai de Brouckère 17, 5300 AndenneInrichting en aanpassing van motorvoertuigen (bussen, tankwagens, koelwagens, enz)
since 20222.330.734.509
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92003H0057/00W000 Wallonia 869 m² 1 · 161 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
15-10-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
13-10-2025
State Gazette act Registered-office change
v3.2
30-05-2025
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
30-11-2023
State Gazette act Director changes
v3.2
31-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
03-03-2022
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
Address history · 1
13-10-2025
v3.2
All acts · 3 updated 10 months ago
2025
13-10-2025 Registered office moved within Andenne Registered-office change
  • Rue Emile Godfrind 23, 5300 Andenne → Quai de Brouckère 17, 5300 Andenne
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Andenne",
        "region": null,
        "street": "Quai de Brouck\u00E8re",
        "country": "BE",
        "postcode": "5300",
        "box_number": null,
        "street_number": "17"
      },
      "old_address": {
        "city": "Andenne",
        "region": null,
        "street": "Rue Emile Godfrind",
        "country": "BE",
        "postcode": "5300",
        "box_number": null,
        "street_number": "23"
      },
      "effective_date": "2025-04-30",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale propose de transf\u00E9rer le si\u00E8ge social \u00E0 l\u0027adresse de : Rue Emile Godfrind, 23 5300 Andenne Belgium \u00E0: Quai de Brouck\u00E8re, 17 5300 Andenne Belgium"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0782.727.939",
    "name_full": "MT AUTO SERVICES",
    "legal_form": "SRL"
  }
}
2023
30-11-2023 Lhaiba Tarik resigns as director Director changes
  • Lhaiba Tarik, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lhaiba Tarik",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2023-08-31",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire de ce jour acte la d\u00E9mission de Monsieur Lhaiba Tarik du poste d\u0027administrateur. Son mandat prend fin le 31/08/2023."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0782.727.939",
    "name_full": "MT AUTO SERVICES",
    "legal_form": "SRL"
  }
}
2022
03-03-2022 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "5300 Andenne, Rue Emile Godfrind, 23",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1972-05-02",
        "name": "EL YAAKOUBI Maimon",
        "niss": null,
        "address": "5300 Andenne, Quai de Brouck\u00E8re, 17"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "EL YAAKOUBI Maimon",
      "is_subscriber_only": true,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1977-03-23",
        "name": "LHAIBA Tarik",
        "niss": null,
        "address": "5300 Andenne, Rue Ferdinand Hendschel, 10"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "LHAIBA Tarik",
      "is_subscriber_only": true,
      "n_shares_subscribed": 50,
      "amount_subscribed_eur": 5000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 10000,
  "subject_company": {
    "kbo": "0782.727.939",
    "name_full": "MT AUTO SERVICES",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2022-02-28",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR MT AUTO SERVICES
Registered office
Quai de Brouckère 17
5300 Andenne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative