MSM
ActiveMSM has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €14k and a net result of €10k. Its solvency ranks better than 22% of 20787 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes
Profitability100
Solvency46
Growth-
Stability67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.11), and 71.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.4%
Return on assets
20.1%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 20787 sector peers (2024).
NBB · sector comparisonPosition among 20787 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
60 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€14k
Total assets
€48k
Net result
€10k
Working capital
€4k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €48k
Fixed assets
€10k
Current assets
€38k
Equity and liabilities €48k
Equity
€14k
Debt
€34k
Debt finances 71.6% of the balance-sheet total.
Key figures and ratios
Solvency
28.4%
Current ratio
1.11
Quick ratio
1.11
Debt / equity
2.52
ROE
70.6%
ROA
20.1%
Debt
€34k
Debt ≤ 1 year
€34k
Income taxes
€4k
Staff costs
€1k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€48k
Fixed assets21/28€10k
Financial fixed assets28€10k
Current assets29/58€38k
Amounts receivable within one year40/41€24k
Trade receivables40€14k
Other amounts receivable41€10k
Cash at bank and in hand54/58€14k
Deferred charges and accrued income490/1€185
Equity and liabilities
Total equity and liabilities10/49€48k
Equity10/15€14k
Contributions10/11€4k
Reserves13€10k
Distributable reserves133€10k
Amounts payable17/49€34k
Amounts payable within one year42/48€34k
Trade debts44€20k
Suppliers440/4€20k
Taxes, remuneration and social security45€11k
Taxes450/3€11k
Other amounts payable47/48€3k
Income statement
Code2024
Remuneration, social security and pensions62€1k
Other operating charges640/8€555
Non-recurring operating charges66A€36k
Gross operating margin9900€53k
Operating profit (loss)9901€14k
Financial income75/76B€325
Recurring financial income75€325
Financial charges65/66B€795
Recurring financial charges65€795
Profit (loss) for the period before taxes9903€14k
Income taxes67/77€4k
Profit (loss) for the period9904€10k
Profit (loss) for the period to be appropriated9905€10k
Appropriation of the result
Profit (loss) to be appropriated9906€10k
Transfer to equity691/2€10k
To other reserves6921€10k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lanaken · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gellikerweg 1283620 LanakenGround area
1,311 m²
Building footprint
356 m²
Volume, LiDAR
1,866 m³
Parcel 73014A0369/00C000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MSM
since 20242.355.988.260
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73014A0369/00C000 | Flanders | 1,311 m² | 1 · 356 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WEBSCAPE
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NEP INTELLIGENCE
BE 1028.661.244
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INNOVATUS
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 11,146 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-02-2024
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.