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Generated 27-07-2026
Active BE 0751.968.843Private limited company

MS VIRK

Vrijheidstraat 70 ·9300 Aalst, Belgium· 5 yrs active
Sector: Non-specialised food retail (47110)
Conclusion Checked

The computed 12-month bankruptcy probability of MS VIRK is 6.7% (elevated). The 2022 annual accounts show equity of €10k and a net result of €8k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €10k
Net result €8k
Active 5 yrs
Locations 4
Snowflake analysis 5 axes · computed by Checked
Health45Profitability47Solvency17Growth50Stability79
48 / 100

Mixed profile: strong on stability, weaker on solvency.

Health 45
Profitability 47
Solvency 17
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
6.7% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Multiple establishment units +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2022 · computed
45 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2022
Revenue€612k
EBITDA€12k
Net profit€8k
Cash flow€10k
Staff costs€47k
Income taxes€1k
Dividends-
Total assets€68k
Equity€10k
Debt€57k
of which ≤ 1y€57k
of which > 1y-
Working capital€-10k
Employees (FTE)-
Ratios (computed)
2022
Current ratio0.83
Quick ratio0.14
Working capital ratio-14.5%
Solvency15.2%
Debt / equity5.56
Long-term debt ratio-
Interest coverage22.35
Gross margin10.1%
Net margin1.2%
ROA11.1%
ROE73.1%
EBITDA margin1.9%
Days sales outstanding0d
Days payable outstanding24d
Inventory turnover13.85
Days inventory (DSI)26d
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€68k
Fixed assets 21/28€20k
Intangible fixed assets 21€7k
Tangible fixed assets 22/27€13k
Current assets 29/58€48k
Stocks & contracts in progress 3€40k
Amounts receivable within one year 40/41€703
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€68k
Equity 10/15€10k
Contributions / capital 10/11€5k
Reserves 13€329
Accumulated profits (losses) 14€5k
Amounts payable 17/49€57k
Amounts payable within one year 42/48€57k
Trade debts payable within one year 44€37k
Income statement
Turnover 70€612k
Gross operating margin 9900€62k
Operating result 9901€9k
Financial charges 65€525
Result before taxes 9903€9k
Income taxes 67/77€1k
Net result for the period 9904€8k
Result to be appropriated 9905€8k
Ratios computed by Checked.
Legal Structure
NACE primary Non-specialised food retail(47110)
Legal form Private limited company(610)
Incorporation11-08-2020
StatusActive
Postal code9300
Establishment units 4 locations
MS VIRK
Vrijheidstraat 70, 9300 AalstDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20202.307.216.264
DAG WINKEL
Keizersplein 70, 9300 AalstDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20212.313.405.161
SHOP & GO
Passendalestraat 1, 8980 ZonnebekeAlgemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
since 20232.343.878.801
DAG WINKEL
Denderstraat 47, 9300 AalstDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
since 20242.366.118.426
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33037A0648/00V003 Flanders 337 m² - -
41302C1000/00H008 Flanders 135 m² 1 · 77 m² 14.1 m · 4 fl.
41002A0132/00Z000 Flanders 99 m² 1 · 99 m² 11.7 m · 3 fl.
41002A1110/00H000
ProtectedTownscape or village viewKeizersplein met aanpalende bebouwingSource ↗
 Flanders 52 m² 1 · 29 m² 14.4 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 6 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
04-12-2024
State Gazette act Capital & shares
29-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
21-02-2024
State Gazette act Capital & shares
2023
28-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
Belgisch Staatsblad, acts 2 acts
Capital history · 2
04-12-2024
Capital change
21-02-2024
Capital change
All acts · 2 updated 1 year ago
2024
04-12-2024 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Mijnheer SINGH KARAMJIT",
          "share_class": "sociale",
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 10,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-12-04",
    "filing_date": "2024-11-25",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2024-10-01",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0751.968.843",
    "name_full": "MS VIRK",
    "legal_form": "B.V.",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Mevrouw Surinder Kaur",
      "role": "aandeelhouder",
      "n_shares": 70,
      "share_class": "sociale"
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Mijnheer SINGH Anmol",
      "role": "aandeelhouder",
      "n_shares": 10,
      "share_class": "sociale"
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Mijnheer RAHIM Mohammad Mazhar",
      "role": "aandeelhouder",
      "n_shares": 10,
      "share_class": "sociale"
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Mijnheer SINGH KARAMJIT",
      "role": "aandeelhouder",
      "n_shares": 10,
      "share_class": "sociale"
    }
  ],
  "share_classes_after": [
    {
      "n_shares": 100,
      "class_name": "sociale",
      "capital_share_eur": null,
      "voting_rights_per_share": null
    }
  ]
}
21-02-2024 Transaction in capital or shares Capital & shares
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "subscribers": [
        {
          "kbo": null,
          "rrn": null,
          "kind": "person",
          "name": "Mijnheer RAHIM Mohammad Mazhar",
          "share_class": "sociale aandelen",
          "liberation_pct": null,
          "contribution_kind": null,
          "n_shares_subscribed": 10,
          "contribution_amount_eur": null
        }
      ],
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-02-21",
    "filing_date": "2024-02-12",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2024-01-01",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2024-01-01"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0751.968.843",
    "name_full": "MS VIRK",
    "legal_form": "Besloten vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "shareholders_after": [
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Mevrouw Surinder Kaur",
      "role": "g\u00E9rant_statutaire",
      "n_shares": 80,
      "share_class": "sociale aandelen"
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Mijnheer SINGH Anmol",
      "role": "aandeelhouder",
      "n_shares": 10,
      "share_class": "sociale aandelen"
    },
    {
      "kbo": null,
      "pct": null,
      "kind": "person",
      "name": "Mijnheer RAHIM Mohammad Mazhar",
      "role": "aandeelhouder",
      "n_shares": 10,
      "share_class": "sociale aandelen"
    }
  ],
  "share_classes_after": [
    {
      "n_shares": 100,
      "class_name": "sociale aandelen",
      "capital_share_eur": null,
      "voting_rights_per_share": null
    }
  ]
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)47112
Primary activity highlighted.
Names & trade names
Legal nameNL MS VIRK
Registered office
Vrijheidstraat 70
9300 Aalst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative