Financials
- Fiscal year
- 2025
- Total assets
- €210,835
- Loss
- -€2,109
- Solvency
- 0.4%
MS JARDIN
ActiveSummary
The computed 12-month bankruptcy probability of MS JARDIN is 2.5% (moderate). The 2025 annual accounts show equity of €891 and a net result of -€2,109. Its solvency ranks better than 10% of 33994 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Site preparation
NACE 43120Landscape service activities NACE 81300
1 site
Size
€210,835total assets 2025
- Staff
- 4 FTE
- Equity
- €891
- Loss
- -€2,109
Turnover not published (abridged schema)
Structure
Accounts filed 27 d late0 of 1 deed read
Why 50- Founded in 2024- Sector Specialised construction activities (NACE 43)- Equity €891 (0.4% of total assets)+ Size: total assets €210,835Show the evidence
Checked score
Score 2025
50
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 12% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength
Weak
Solvency
25
equity 0.4% of total assets
Liquidity
13
short-term debt 89.4% · cash 9.7%
Profitability
45
return on assets -1.0%
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2025: 1.9%lowest value
08-2025: 1.9%● 0.0% vs 07-2025lowest value
09-2025: 1.9%▲ +4.7% vs 08-2025
10-2025: 2.3%▲ +16.7% vs 09-2025
11-2025: 2.4%▲ +5.7% vs 10-2025
12-2025: 2.7%▲ +11.5% vs 11-2025
01-2026: 3.0%▲ +10.3% vs 12-2025
02-2026: 3.0%● 0.0% vs 01-2026
03-2026: 3.0%▲ +3.1% vs 02-2026
04-2026: 3.0%▼ -1.1% vs 03-2026
05-2026: 3.3%▲ +8.6% vs 04-2026
06-2026: 3.4%▲ +4.2% vs 05-2026
07-2026: 3.4%▲ +1.1% vs 06-2026highest value
08-2026: 3.4%● 0.0% vs 07-2026highest value
09-2026: 3.4%● 0.0% vs 08-2026highest value
10-2026: 2.5%▼ -26.3% vs 09-2026
- Founded in 2024 raises the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
- Equity €891 (0.4% of total assets) raises the probability
- Size: total assets €210,835 lowers the probability for this profile
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 8%, liquidity 7%, profitability 22%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 33994 sector peers (2025).
NBB · sector comparisonPosition among 33994 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 27-02-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Site preparationNACE 43120
- Founded
- 20-06-2024
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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