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MS Informatique

Active
Private limited companyfounded 199036 yrs activeRue de Biesme(GER) 33, 6280 Gerpinnes, BelgiumKBO/BCE: BE 0439.338.338
Summary

MS Informatique has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,566 and a net result of -€5,056. Equity is shrinking by ~16.5% per year across the filed fiscal years. Its solvency ranks better than 90% of 2212 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Computing infrastructure, data processing, hosting and related activities
NACE 63100NACE 63110NACE 72300
#10 oldest company in Hainaut, Computing infrastructure and information services sector1 site
Size
€62,802total assets 2025
Equity
€57,566
Loss
-€5,056
Turnover not published (abridged schema)
Financial health
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 29 d early0 of 1 deed read
Why 89- Loss of €5,056, the second in a row (FY 2025)+ Founded in 1990+ Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63)+ Size: total assets €62,802Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 63, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 91.7% of total assets
Liquidity 54-3
short-term debt 8.3% · cash 3.1%
Profitability 59+20
return on assets -8.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,926 companies)
Last 24 months 11-2024: < 0.1%lowest value 12-2024: < 0.1%● 0.0% vs 11-2024lowest value 01-2025: < 0.1%● 0.0% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%▲ +2.6% vs 03-2025 05-2025: < 0.1%▲ +2.6% vs 04-2025 06-2025: < 0.1%▲ +5.0% vs 05-2025 07-2025: 0.1%▲ +231% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -1.4% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%▲ +2.9% vs 03-2026 05-2026: 0.2%▲ +8.5% vs 04-2026 06-2026: 0.2%▲ +13.1% vs 05-2026 07-2026: 0.2%▲ +8.1% vs 06-2026highest value 08-2026: 0.2%▼ -12.3% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026
  • Founded in 1990 lowers the probability for this profile
  • Loss of €5,056, the second in a row (FY 2025) raises the probability
  • Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63) lowers the probability
  • Size: total assets €62,802 lowers the probability for this profile
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.74 against 1.27 in 2024; short-term debt: 8.3% and cash: 3.1% of total assets), and 8.3% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 63, micro). Better than this share of them on solvency 85%, liquidity 39%, profitability 29%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Loss of €5,056, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Size: total assets €62,802
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
232425
2023 to 2025 · latest year -€5,056
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
29 d early
2024
34 d early
2023
37 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€5,425

Key points

  • Caution: Among the weakest 16% on net resultsector median €19,122 · 2,210 companies -€5,056 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€5,056 View
  • Active since 1990founded 15-01-1990 36 years View

By topic

Financials

Fiscal year
2025
Total assets
€62,802
Loss
-€5,056
Solvency
91.7%
Total assets▼ 18.7%
Net result
20232025
Go to Financials

Timeline

Events
4
Since
2024
Next accounts
by 31-07-2027
  1. 02-07-2026Annual accounts filed
  2. 27-06-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computing infrastructure, data processing, hosting and related activitiesNACE 63100
Founded
15-01-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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